Ukuphulwa kweMigodi yaseBhange yaseMelika
Ibinzana elithi "ezinkulu ezine" kumashishini asebhankini kubhekisela kwiibhanki ezine ezinkulu kwiUnited States: I-Bank yeBhansela, iBhanki yaseMelika, i-Wells Fargo ne-Citibank. Ngebhanki ngalinye eliphethe iibhanki ngaphantsi okanye ngaphaya kwe-$ 2 trillion nganye, la maziko akhonza uninzi lwabaphathi beakhawunti kunye nabashishini kwi-US, kuthiwa babambe iipesenti ezingama-45 zeimali kwi-US.
Ezi mabhanki ziwela phantsi phantsi kwencazelo "yeebhanki ezinkulu," kwaye ngokuqinisekileyo ziya kuthatyathwa njengabaninzi kakhulu ukuba bangaphumeleli . Qhaqhelana nale mabhanki ukuze wenze ukhetho olungcono kwiimfuno zakho zebhanki. Emva koko, ukuba awukho kakade, mhlawumbi uya kuba ushishino kunye (okanye ezininzi) ze-Big 4 kwikamva.
01 Bank of America
Impumelelo yebhanki yentsholongwane ibonakala iyintlangano yeendawo ezininzi kunye nokulindela izithethe. O, kunye nokudibanisa nenkampani encinane yokuthengisa i-Merrill Lynch. Kwakunceda.
- IBhanki yaseMerika isebenzisa i- ATM iDisposithi kunye neKlayneknoloji
02 Chase
- Funda kabanzi: JP Morgan Chase Website Overview
03 Citigroup (Citibank)
- Funda ngakumbi: Umzekelo weCitibank Flagship Branch
04 Wells Fargo
Emuva ngo-1995, xa sonke sasiqhayisa iimodem zethu zokubamba ukusebenzisa i-Netscape, i-Wells Fargo yayiyi-bhanki yokuqala ukunika abathengi ukufikelela kwi-intanethi kwi-akhawunti yebhanki . I-Wells i-Fargo yiyona nto ihamba phambili kwi-Big Four.
- Funda ngakumbi: Wells Fargo - I-Experience Experience
05 Ezinye iindlela zeBhanki ezinkulu
Yiya kwi-intanethi: iibhanki ze-intanethi zixhaphake kakhulu, kwaye ziyakwazi ukuzimela zodwa (ngaphandle kwemfuneko yebhanki yesikitini kunye ne-mortar kwezinye iimeko). Ngokuqhelekileyo unamazinga okukhuphisana kunye nemali ephantsi. Nangona kunjalo, kukho ezinye iinzuzo zokugcina ukufikelela kwesebe lendawo.
Kwakukho ixesha apho amabhanki amakhulu anika ukhetho olukhethekileyo lweemveliso kunye neenkonzo, kodwa aselona linyani.
Amaziko amancinci ngamanye amaxesha aqhuba indlela kunye nobuchwepheshe obutsha, kunye neebhanki ezinkulu kwenza kube nzima ukulawula imali yakho. Ngokomzekelo, ezinye iibhanki zihlawulwa iimali ezongezelelweyo zokukhuphela umlando wakho wokuthengiselana kwimveliso yesofthiwe yesithathu, kwaye ukubheja kwakho okusemgangathweni ukukhangela kwamahhala akuyona ibhanki enkulu.