Iindaba ezilungileyo kukuba ngenxa yokuthandwa kwekhaya, iinkampani ze-inshorensi ziqala ukulungelelanisa kwaye xa uthetha kwinkampani yakho yomshuwalense malunga nokwabelana ngekhaya, unokukwazi ukufumana ingxelo ngokuvuma ngaphandle kokufumanisa ukuba awuqinisekanga ibango .
Ngokutsho kwePew Research, iipesenti ezili-11 zabantu abadala base-US baye basebenzisa intanethi yokwabelana nge-home njenge-Airbnb, i-VRBO okanye i-HomeAway ukuba bahlale ubusuku bodwa kwindawo yokuhlala.
Yintoni Ukwabelana Ngekhaya?
Ulwabiwo lwasekhaya lixesha elitsha. Ukwabelana ngekhaya kubhekisela kwiimeko apho abantu babelana nabo ikhaya okanye iziqephu zekhaya labo ngokusebenzisa inethiwekhi yokwabelana ngekhaya ngokutshintshwa kwembuyekezo. Ezinye izibonelo zenethiwekhi-zokwabelana nge-home Airbnb, Flipkey, Homeaway, kunye neVRBO phakathi kwabanye.
Amanqanaba eSabelo soKhaya
Iipesenti ezingama-25 zabafundi beekholeji kunye nama-24 ekhulwini aseMelika ahlala kwindlu kunye nengeniso yonyaka eyi-$ 75,000 baye basebenzisa iiplani zokwabelana ngekhaya, ngokwePew Research.
Ukwabelana ngekhaya lakho nge-Airbnb okanye kwezinye iiNkonzo zeeNkonzo zoKwabelana ngeKhaya
Ngobuhlobo obumnandi beenkonzo zokwabelana ngekhaya ekuphakanyeni, umbuzo omnye othi "Ukwabelana Ngekhaya" ukusuka kwimikhosi ephuma ngokuphindaphindiweyo ngenye ye-inshurensi yasekhaya:
"Ngaba ikhaya lam I-Inshurensi Ukuba Ndiyithengele Iindwendwe Nge-Airbnb?"
Amava okusingatha kunye namava abavakalisi bokusebenzisa iiwebhusayithi zokwabelana ngekhaya zihlala zikhululekile kwaye ziyamema, kangangokuba iminyaka emininzi abantu abazange bacinge ukuba babuze lo mbuzo.
Uya kwisayithi esemthethweni, ube ilungu, khetha indawo yakho, kwaye ulungele ukuya eholide. Ukulungiselela ukukhupha amakhaya abo, ukubeka uluhlu lwepropati ngokuqhelekileyo isinyathelo sokuqala, xa ukuqeshisa kwenzeka ngokwenene, imibuzo ye-inshorensi ayikho into ephezulu yengqondo yabo. Nangona kunjalo, njengoko ezi nkonzo zithandwa, abantu abaninzi beqala ukuqaphela ingozi ebandakanyekayo nokwabelana ngekhaya. Abeendaba baye bancedisa ukwandisa ulwazi ukuba xa kukho into engalunganga, abantu banokujamelana nengxaki kunye ne-inshurensi yabo yasekhaya .
Ingxaki ye-Intshurensi yaseKhaya Ukuba uthengisa ikhaya lakho ngokusebenzisa ii-Networks Networking Networks
Ingxaki enkulu ngokuqeshisa ikhaya lakho ngala manxibelelwano asekhaya kukuthi utshintshe ngokukhawuleza ukusetyenziswa kwekhaya lakho "kwiindawo zokuhlala kuphela" kwipropati "yerhafu yengeniso". Nangona irenti zingabakho rhoqo, ngokukhawuleza ukubeka iintengiso kwiinkonzo zokunxibelelana kwasekhaya kunye nokunikela ikhaya lakho lonke, okanye igumbi kulo lokuqeshisa, kufuneka ucebise inkampani yakho yomshuwalense kuba umgaqo-nkqubo wakho awukwazi ukuhlawula ibango ngenxa olu tshintsho kwimeko.
Akunabasebenzi beeNkonzo zeKhaya ezifana neFlipKey, i-Airbnb okanye abanye ababonelela nge-Intshurensi yasekhaya?
Abantu abaninzi bacinga ukuba ngenxa yokuba baqeshisa ikhaya labo okanye amagumbi ekhaya labo ngeenkonzo ezisemthethweni zibizwa ngokuba zikhuselwe ngomonakalo.
Nangona ezinye zeenkonzo zinokunikela ngokuzikhethela, okanye zibandakanya ukukhuselwa, oko bazinikelayo akukho i-inshorensi yasekhaya.
Ukucebisa Inkampani Yakho Yomshuwalense Wasekhaya Nge-Airbnb okanye enye i-Home-Sharing Arrangements Arrangements
Inkampani yakho yenkampani yomshuwalense wekhaya ayizange ibhale phantsi inkqubo yakho yokuvumela umsebenzi wokubamba okanye wokwabelana ngekhaya. Nangona i-intanethi yokwabelana ngekhaya inokukunikezela ngeenkcukacha ezithile, ayikho yomshuwarensi yasekhaya kwaye unembopheleleko yokucebisa umkhuseli wakho wekhaya malunga nale misebenzi emitsha ukuba usebenzise i-inshurensi yasekhaya ukuba isebenze.
Ukuba uyazibuza ukuba yintoni inkampani yokubambisa "i-inshorensi" efihlayo, kufuneka uyibuze.
Kumaxesha apho inkampani yokubamba inikezela ngeedola ezigidi ze-coverage, oku akutshintshi isidingo sokuba uxelele umshwalense wakho ekhaya malunga nemeko entsha.
Kufuneka uhlolisise oko bahlanganisa nabo ngokuthe ngqo, kwaye uthethe kummeli wakho we-inshorensi yakho ukuba ufumane isiluleko esifanelekileyo nge-inshurensi yakho yasekhaya kwaye luhlobo luni lokubhengezwa oluya kuyimfuneko ngenxa yengozi entsha.
Ziziphi iiengozi zoKwabelana ngeKhaya?
Iipesenti ezili-12 zabasebenzisi abelana ngolwabiwo-ekhaya babika ukuba babe namava amaninzi ngenye indlela okanye enye.
IKhaya Ukwabelana Neengozi Ezibangelwa Izibango kwaye Azingagcinwanga Ngomshuwalense Wasekhaya Wesiqhelo
- Ubungozi kunye Neengozi Zengozi Yomntu: Ukuba enye yeendwendwe ezizilimazayo kwipropati yakho, inokubamba inoxanduva lakho. Umgaqo-nkqubo wakho wendawo unokukufihla uxanduva lomntu kodwa ungabandakanyi uxanduva oluvela kule mi sebenzi yokuqeshisa.
- Umonakalo wepropati yomntu: Abantu banezengozi kwaye kwenzeka ukuba iindwendwe zakho zonakalise ngengozi ikhaya lakho, okanye zenze umonakalo njengomlilo. Umonakalo ungabancinci okanye umkhulu, kodwa kukho njalo umngcipheko.
- Imingcipheko yengeniso elahlekileyo: Ikhaya lakho lonakaliswe okanye lingahlali khona ngenxa yendlela ethile yokulahlekelwa kwaye ngokukhawuleza "ulahlekelwe yimali engenayo" ngenxa yokuba awukwazi ukukrazula okanye ukwabelana ngayo kwinethiwekhi kuze kulungiswe, ngoko ke ukulahleka kungaphezulu nje komonakalo ekhaya, ingeniso elahlekileyo nayo.
- Umsebenzi woLwaphulo-mthetho ngenxa yokubamba iindwendwe zokuhlawula, imeko engavamile, kodwa inokwenzeka.
Ngaphandle kwezi mngcipheko ezingasentla ezingenakuhambelana nokusetyenziswa kweendwendwe zasekhaya, ngokufanayo, ezinye izingozi ezinokuthi zenzeke ngelixa ungaqeshanga ikhaya lakho zingasenzeka ngelixa liqeshwe, ngoko kukho ingozi ephakamileyo ngenxa kumsebenzi wakho wokwabelana ngekhaya, kwaye ke kutheni iinkampani zomshuwalense ekhaya zingakufihla kwifomu yomgaqo-nkqubo wendawo yokuhlala.
I-Intshurensi yasekhaya ayifaki ukukhupha ipropati
Nangona umonakalo awunakunxulumene nemisebenzi yokwabelana ngekhaya, njengokuba kwenzeka kwisiganeko sezulu esingenamonakalo apho kwenzeka khona umonakalo wamanzi , okanye intsalela yokubanjwa, le nhlanhla idinga ukukhusela i-inshorensi ukukhusela njengokuba yenza njalo usuku.
Into ebaluleke kakhulu kukufumana i-inshorensi eya kukukhusela. Ngenxa yoko, inkampani yomshuwalense kufuneka ikwazi imeko zakho.
Izinketho zokubambisa iIntshurensi yaseKhaya ongayongeza kwiNkqubo yakho
Umgaqo-nkqubo wakho womshuwalense wasekhaya wawubhalwe phantsi njengendawo yokuhlala yokuhlala kuphela. Ulwabelana ngolwabiwo lwasekhaya olufaka isivumelwano sakho se-inshurensi kunye nokubeka ingozi kuba yinkampani yomshuwalense ayizange ivumelane ukuqinisekisa ingozi yezindlu zokuqashisa ekhaya okanye ukwabelana ngekhaya. Umsebenzi wezoshishino ezifana nokuqeshisa amakamelo okanye ukuqeshisa yonke indlu ayifihliwe kumgaqo-nkqubo wakho, ngokwenene ungatsho i-inshurensi malunga nomsebenzi wakho wokurenta unokwenza umgaqo wakho wonke umgaqo-nkqubo ungabi nalutho kwaye ungabikho nto ngenxa yokuba awuzange udibanise ukusetyenziswa kwangempela kwekhaya lakho, okanye ngenxa yokuba kukho utshintsho lwempahla engozini. Utshintsho oluthile engozini lithetha ukuba utshintshile ukusetyenziswa kwekhaya ukusuka kwimeko yendawo yokuhlala yomntu, kwimiba apho unayo iindwendwe ezingaziwa ehlala kwikhaya lakho kwaye ufumana inzuzo kwirente. Musa ukubeka ingozi kwi-inshorensi yakho yasekhaya ngokungabhengezi umsebenzi wakho kummeli wakho we-inshorensi, i-agent okanye umthengisi. Nangona i-intanethi yokwabelana ngekhaya ingakunika ngenye indlela, ayiyi kutshintsha isidingo sokuba ubike utshintsho ekusebenziseni kwakho ikhaya lakho kwishishini lakho.
Umgangatho ongenakunokuthi ufumaneke kuwe kwi-Airbnb Rentals ne-Home Sharing
Ukususela ngo-2017, iinkampani ze-inshorensi ziqala ukufikelela kwiimfuno zabanini bezindlu abanamhlanje abanokubandakanyeka kwi-share-sharing. Nazi ezinye iziphakamiso kufuneka ucele umkhenkethi wakho wasekhaya malunga nokuba ucinga ngokuqesha indlu yakho ngokusebenzisa inethiwekhi yokwabelana ngekhaya.
- Ungabandakanyi ukwabelana ngekhaya kodwa usakuvumela ukuba ugcine abahlali bendabuko
- Yongeza i-coverage yemisebenzi yokwabelana ekhaya (okukhethwa kukho)
- Ukwandiswa kwemida ekhethekileyo okanye inkcazo yecandelo elithi "Ukulimala kwipropati yabanye"
Ukuthengwa NgeMeyi Kukugcina Imali kwiiNkcitho Zomshuwalense Wakho
Ukuba inkampani yakho ye-inshorensi ayikunakunceda, unako ukuqhagamshelana nomkhomishinala wakho we-inshorensi yomntu onokukwazi ukuncomela inkampani yomshuwalense esebenzisa ukwabelana ngekhaya. Ekubeni oku kuguquke ngokukhawuleza kwimeko yabatshutshisi kunye nokunye okuninzi ukuqala ukulungelelanisa, kukufanelekile ixesha lakho ukuthenga ngeenxa zonke uze ubone ukuba yintoni enye into ephambili ye-inshubhe ye-inshurensi eya kuba kuwe. Nangona unayo ipolisi eyayikugubungile kunyaka owedlule, ngomnye umnye imboni inokuthi iguqule kwaye yenza imeko ifikeleleke okanye ifaneleke kuwe.
Ngubani oswelekileyo kwikhaya ekuxhaseni i-inshurensi ukuba uqeshe nge-Airbnb okanye nakwezinye iiSayithi zokuXubana ngeKhaya?
- Ukuba uluhlu lwekhaya lakho kwiindwendwe ezinokubakho kwiwebsite yokwabelana ngekhaya okanye inethwekhi njenge-Airbnb, i-Homeaway, i-Flipkey, i-VBRO, njl.
- Ukuba uqeshe ikhaya okanye amakamelo ekhaya lakho kwiindwendwe zokuhlala ixesha elifutshane
- Ukuba uqeshe ikhaya lakho kubantu abahlukeneyo kunyaka okanye unikezela amagumbi okundwendwela ukuba uhlale ngexesha lokuhamba kwabo
- Ukuba amalungiselelo akho okuqashisa awasekelwe kwiingqeshiso zonyaka
Kutheni i-Inshurensi yaseKhaya ingabhicileli iiNkonzo zaseKhaya zokuNxibelelana okanye iNkampu yeeNdwendwe njenge-Airbnb?
Iiprogram zokwabelana ngekhaya zincinci kakhulu kwiihotele zendabuko kwaye abantu abaninzi banandipha ngokwenene amava.
Ngelishwa, umgaqo-nkqubo womshuwalense wekhaya awuvumeli ukufikelela apho kukho amakamelo okurenta, iinkonzo zokubhankanya okanye ukwabelana ngekhaya. Ukuba ufuna ukukhupha oku kufuneka u:
- Sitshintshela kwindlela eyahlukileyo yomshuwalense
- Fumana imvume yenkampani yomshuwalense kwiimeko zakho ezithile (kwaye qi niqiniseke ukuba ufumene isivumelwano sazo ngokubhala), okanye ucele ukuvunyelwa kwongezwe kumgaqo-nkqubo ukulungiselela ukwabelana ngekhaya. Ngamanye amaxesha ukuba uhlala uqasha iintsuku ezimbalwa ngonyaka, banokuvuma ukuba baqinisekise ngaphandle kokuhlawulwa. Kwimeko yimeko imeko.
Ngamanye amaxesha inkampani yomshuwalense iza kuvuma ukugcina umgaqo-nkqubo wakho womshuwalense wekhaya njengokuba kungabikho kwemfanelo kunye nomonakalo ovela kwimisebenzi yokwabelana ekhaya xa ufumana i-inshurensi ethile kwimisebenzi yokwabelana ekhaya okanye kwinkqubo ekhethekileyo, okanye umgaqo-nkqubo wezorhwebo.
Inkampani yakho yomshuwalense yodwa inokukuxelela oko ikulungele ukwenza, ngoko kuya kufuneka udibanise nabo ukuze ufumane iinketho zakho. Zonke iinkampani zomshuwalense ziyahluke. Ezinye iikhampani ziye zatshintshela iimfuno ezintsha zoluntu lwethu, kwaye abanye baye bahlala beqinileyo kwizikhokelo. Ukufumana iingcebiso kumsebenzi we-inshorensi kubaluleke kakhulu ukuqinisekisa ukuba unesiqinisekiso sokunene.
Iintlobo ezimbini zeeNtshurensi zaseKhaya zokuHamba okanye ukuHlaliswa kunye nendlela yokuGcina imali
- I-inshurensi yoshishino (esetyenziselwa amabhizinisi
- Ekhaya-Ukwabelana ngeNkxaso-ntle (efanelwe abanini bezindlu)
Ulunge ngakumbi ekuthengeni i-Home-Sharing Insurance okanye ukongeza ukwamkelwa komgaqo wakho kunokuba uphakamise ishishini lomshuwalense okanye ishishini lomsebenzi wakho wokwabelana ekhaya. Ngaphambi kokuba i-Airbnb kunye nezinye iinkonzo zokwabelana zithandwa, iinkampani ze-inshorensi zazingakwazi ukujongana nobungozi. Abancinci bahlukanisa njengendawo yokusetyenziswa kweshishini ngexesha oqale ukuqesha kuyo nayiphi na inxalenye yekhaya lakho. Izinto zitshintshile ngoko ukuba njengamanje unentengiso ye-inshorensi, kusenokuba ixesha lokuthenga ngeenxa zonke kuba uya kufumana i-coverage engcono kwaye unethuba elihle lokuba uza kulondoloza imali.
Qaphela ukuPhulwa kweZithuba kwiNkxaso-mali yaseKhaya enikezelwa yiNethiwekhi
Kubalulekile ukuba ufunde isivumelwano sakho somsebenzisi kunye nenqubomgomo yomshuwalense enikezelwa yintanethi yokwabelana ngekhaya ukuqonda ngokupheleleyo ukuba yintoni okanye ayifuni ukuyikhusela. Ukufikelela kwabo kunqongophe.
Ukuqokelela kwiMangalo yeebango xa Uqeshisa ikhaya lakho ngeNkqubo yoKwabelana ngeKhaya
Ngokuxhomekeke kumniki-nkonzo, inkampani yokwabelana ngekhaya iya kubonisa ukuba yintoni eyenzekayo xa isivakashi esiqeshise indawo yethu silimaza izinto ekhaya lethu okanye silimaza kwipropati yakho. Ngokuqhelekileyo, kukho inkqubo yokulungisa ingxabano apho umniki-nkonzo angabandakanyeka ukuzama ukukunceda ukulungisa isigqibo ngokukhawuleza kunye nesithengiso esabangela umonakalo. Ukubandakanyeka kule hlobo lwenkqubo kuyingozi enkulu. Ibeka phakathi kwombambano ukuzama nokufumana imali yakho. Inyani le nto kukuba ukuba ngokwenene uza kufumana imali yakho kwimonakalo eyabangela ikhaya lakho lula, kuyo yonke inokwenzeka ukuba indwendwe yayiza kunika ukuhlawula umonakalo kwaye ayiyi kuhamba kumlamli okanye ibango lebango.
Uluhlu lwemibuzo yeNkampani ye-Intshuda iyafuna ukwazi ngokukhupha ikhaya lakho
- Ingaba usebenzisa i-Network-Sharing network njengama-Airbnb? Okanye ngaba uqeshe amagumbi okanye ipropati usebenzisa iindlela zakho?
- Uqeshisa kangakanani ixesha lakho ikhaya okanye amagumbi ekhaya lakho?
- Iyini ixesha lokuqeshisa okanye lokubamba? Ngaba yonke imihla, ngeveki, ngenyanga
- Uqeshisa kangakanani iintsuku?
- Ingeniso engakanani oyenzayo, okanye ucwangcise ukwenza kwindlu yokuqashisa? Lo mbuzo unokunceda inkampani yomshuwalense ukuba iphakamise ukukhutshwa okukhethiweyo kwinqanaba lokuqeshisa, kwaye inokubanceda bahlole ubungakanani bebhishini lakho ukucebisa imveliso ngokufanelekileyo kwimeko yakho.
Kutheni Ufumana ikhaya Lakho-Ukwabelana nge-Intshurensi okanye ukuVunywa kuyisimo esihle
Enye yeenzuzo zokuba nenkampani yakho yenkampani yomshuwalense ibamba ibango lakho kukuba awufanelekile ukuba uhileleke kulolu hlobo lwesimo. Inkampani yomshuwalense ihlawula wena, kwaye iya kuthi ixhomekeke kwiqela elinoxanduva. Kukunceda ubuyele apho wawukho ngaphambi kwebango ukuze uhlale ujabulela impahla yakho okanye uyiqashise. Yeka inkampani ye-inshurensi ibhekane ne-hsle.