Yiphatha Umlingo wokuNgcakaza
Ngaphambi kokujongana netyala lokugembula, kufuneka uphathe umlingo wokungcakaza .
Kuye kwathiwa ukuba ingxaki yokugembula ayinakuvuma ukuvuma ukuba banomdla wokugembula kunokuba izilwanyana ziyingozi. Ngenxa yakho nangenxa yentsapho yakho kunye nabathandekayo, thatha ixesha lokujonga imeko yakho kwaye uhlole nokuba unomdlavuza wengcaka. Ngokomzekelo, unakho ukuxakazela umngcakaba ukuba ungeyidlale ibheyili okanye imali yokutya.
Nciphisa umthombo wakho wezimali . Ukuba uthe waggembula ngamakhadi-mboleko, vala. Ngokuqhelekileyo, ukuvala ikhadi lekhredithi akuyona into enhle kumanqaku akho. Nangona kunjalo, ukuba ukuvala iikhadi lakho lekredithi kukugcina ekudaleni amatyala amaninzi, ngoko ke kufuneka uyenze. Unokufaka ifriji kwingxelo yakho yekredenti ukwenza kube nzima ukuvula amakhadi amatyala okanye amatyala eboleko. Uza kufuneka unfreeze ingxelo yakho yekredithi ukuvula nayiphi na i-akhawunti efuna i-check check.
Qaphela ukuba kuninzi ukugembula akuyi kusombulula ingxaki . Uninzi lwabagijimi bacinga ukuba banako ukufumana imali eyaneleyo yokuhlawula amatyala, kodwa kwenzeka into echasene nayo.
Uphela kuphela ukudala ityala lokugembula lokubuyisela. Kwaye nangona uzuze imali eyaneleyo yokuhlawula ityala lakho, unamathuba okuba udlale imali leyo, ucinga ukuba uphumelele xa unokuphumelela kwakhona.
Fumana unyango malunga nomlingo wokungcakaza . Umboneleli wakho we-inshorensi yempilo unokuhlawula unyango lokungcakaza ngcakazo.
Hlola nomboneleli wakho we-inshorensi ukuba ubone ukuba yeyiphi ikhetho ekhoyo. Amanye amazwe aya kufikelela kwiindleko ukuba i-inshorensi ayihlawuli. I-Ofisi yakho yeSebe leMicimbi yabathengi ingaba nolwazi olungakumbi malunga neenkqubo zelizwe zokungcakaza kwezokugembula.
Ukuhlawula ukuGembula amatyala
Xa usujongene noxinzelelo, unako ukugxila kwityala. Qala ngokubhala uluhlu lwawo wonke umntu onetyala. Olunye lwetyala lokugembula lingaba ngamakhadi-mboleko. Unokuba nee-akhawunti zebhanki ezigqithisiweyo. Okanye, unokuba neefowuni. Beka zonke iimali ongazicingela kuloluhlu. Ukuba ufunda ngamatyala omngcakaza amatsha, yongeza kubo uluhlu. Ingundoqo kukuba ukwazi ukuba ngubani na ukuba unomvuzo kangangokuba unokuthatha inyathelo.
Ukuba unetyala le-bookies okanye i-shark mboleko, unokuboleka imali kumhlobo okanye ilungu lentsapho ukuhlawula ityala lokugembula, ingakumbi ukuba usongelwa ukuhlawula ngokukhawuleza. Ukuboleka imali kumntu othandekayo mhlawumbi kuthetha ukuba kuya kufuneka 'uphumelele kwingxaki yokugembula, kodwa ngokubuyisela, unokufumana inkqubo yokuncedisa ukujongana nomlutha kunye naso sonke.
Ungathengisa impahla yexabiso kwaye uyisebenzise ukuhlawula ityala lakho lokugembula. Okokuba awunayithengise ukuba ufumane imali engakumbi yokugembula. Ifenitshala, i-electronics, iigrafti, nokuba imoto yakho yinto enokuyithengisa ukuhlawula ityala lokugembula.
Yenza umsebenzi wesibini ukunceda ukuhlawula ityala lakho. Ukusebenza iiyure eziliqela nganye ngeveki kunokukunceda ukuba ube nemali engaphezulu kunokuba ukuba uthembele kuphela kwimvelaphi yakho eyimvelaphi. Ukuba awukwazi ukufumana umsebenzi, unakho ukwenza umdlalo wokwenza imali ukuze ube yintsebenziswano yexeshana.
Ababolekisi bakho banokuvuma ukufumana intlawulo yokuhlawula kwiimali zakho zokugembula ukuba unako ukuza neepesenti yento omele uyenze ngayo ezinsukwini ezimbalwa.
Inkohlakalo yokugembula, kubandakanywa namatyala avela kumakhasino okanye ahlawulwe ngamakhadi-mboleko kunye nemali-mboleko, unokukhutshwa kwi-bankruptcy. Kubalulekile ukwazi ukuba naliphi na umboleki ochasene nokufakela i-bankruptcy ngokufaka isicelo sokuba wenze ityala phantsi kobuxoki okanye ubuqhetseba. Ngokomzekelo, ukuba uthabathe ikhadi lokuthenga ngetyala ngekhredithi ngokungazi ukuba unayo imali yokubuyiselwa kwangaphambili xa uboleka, umbolekisi angacela inkundla ukuba ingayikhupheli ityala.
Nangona kunjalo, umbolekisi kufuneka abonise ukuba wenze ubuqhetseba. Ukuchithwa yinto enokuyenza kuphela yokujongana netyala lokugembula.