Uhlawula kuphela ubuncinci . Ukwenza inkokhelo encinci kumakhadi wakho ekwereta yindlela elula kakhulu yokuhlawula amakhadi akho ekwereta.
Awunokwenza nantoni na inkqubela phambili ekuhlawuleleni amakhadi akho ekwereta.
Yenza izibalo. Fakela iinkcukacha zekhadi lakho lokuthenga ngetyala kwikhadi lokubala lokuthenga ngekhadi lesikweletu kwaye ubone iziphumo. Ukuba unomlinganiselo ophezulu, mhlawumbi uya kukuthatha ngaphezu kweminyaka elishumi ukuhlawula ikhadi lakho ngeentlawulo ezincinci. Ngelishwa, mhlawumbi ukwenza enye impazamo enye eya kubangela ubunzima bokuhlawula amakhadi akho ekwereta.
Usengokuthenga . Ukuba usebenzisa i- credit yakho ekhoyo nje ngokukhawuleza ukuba izithuba zakho zokuhlawula kwi-akhawunti yakho, kunethuba elihle lokuba uya kuba ne-balance card card. Unamathele kumjikelezo wokusebenzisa amakhadi akho ekwerethi kwaye ngaphandle kokuba uyiphule, awuze uhlawule amakhadi akho ekwerethi.
Amakhadi akho ekhredithi axhunyiwe . Ukukhawulwa ngamakhadi-ngetyala kunzima kakhulu ukuhlawula, ingakumbi ukuba uhlawula ubuncinci kumakhadi akho ekwereta. Uninzi lwenkokhelo yakho iya kufikelela kwiindleko zakho zezemali , ezinokuba zibiza xa usushukumise umlinganiselo wesigwebo ngokuya kwi-limit limit yakho yemali okanye ukuhlawula ngokukhawuleza.
Amakhadi amaninzi akhishwe ngamakhadi akwenza kube lula ukuba uza kuhlawula amakhadi akho ekwereta.
Awazi ukuba uninzi kangakanani . Iingxaki azizinzi xa ukhangele ngenye indlela. Iingxaki ziba nzima xa ubheka ngenye indlela. Ukungazi ngekratshi lakho kwindlela eyingozi yokuhlala.
Awukwazi ukwenza izigqibo ezintle zemali ukuba awukwazi ngokupheleleyo umfanekiso wakho wezezimali. Ukungahoyi i-credit card yakho ngetyala mhlawumbi kuthetha ukuba wenza ezinye iimpazamo ezikugcina ityala.
Uchithe ngaphezu kokuba wenze inyanga nganye . Enye yeendlela ezikhawulezayo zokufumana ityala lekhadi lesikweletu kukuhlala ngaphaya kweendlela zakho. Ngelishwa, uya kukwazi ukwenza oku nje ixesha elifutshane ngaphambi kokuba amakhadi akho ekhredithi ahlawulwe. Unokufumana njani imali eyongezelelweyo ukuhlawula amakhadi akho ekwerethi ukuba uqhubeka uchitha imali eninzi kunayo? Awukwazi.
Nangona nganye yezinto zibonisa ukuba ungeke uhlawule ityala lakho, unako ukutshintsha indlela oziphatha ngayo kwaye utshintshe umphumo wekhadi lakho lesikwereti sekhredithi. Ngokunyusa iintlawulo zakho ngaphezu kokuncinci, ukuyeka ukuthengwa kwekhadi lakho lesikweletu, ukuhlala ngendlela yakho, kunye nokujongana namatyala akho, uyindlela efanelekileyo ekuhlawuleleni iakhadidi zekrediti ngokulungileyo.