Izibonelelo zeRhafu zaseKholeji zee-Arkansas Abemi

Uqwalaselo kunye nemiGaqo yokuThuthukisa iIndleko zoThutho e-Arkansas

Umbuso we-Arkansas uvumela abahlali abafaka imali kwi-Arkansas Inkqubo yokuThuthukiswa kweeNgcaciso zokuThuthukiswa kweeNkcazo, iSicwangciso seCandelo 529 saziwa nangokuthi yi-GIFT, ukuba ithathe ixabiso lokunciphisa irhafu ngemali eya kwi-$ 5,000 ngamnye ngomhlawuli-ntlawulo ngamnye ngonyaka. Ngamanye amazwi, umzali womntwana omnye unokufumana ukuchithwa okuphezulu kwe $ 5,000. Umyeni nomfazi abatshatileyo bangayifumana i-$ 10,000 ngexesha elithe xa kuthengiswa.

Kwaye nantsi enye i-perk yerhafu: Ukurhoxiswa okufanelekileyo kwamanye amazwe "Izicwangciso zeCandelo 529 azidingeki zifakwe njengeniso kwingeniso yerhafu yengeniso yomhlali wase-Arkansas.

Siyi-529 Isicwangciso?

Ezi zicwangciso zixhaswa ngamazwe, kwaye zonke iingu-50 zineengxelo enye. Zithathwa njengeengxelo ezixhamliweyo zerhafu kuba awuhlawulwanga kwinqanaba lezemfundo ekukhuleni kwemali oyifakile kwisicwangciso, kwaye amaninzi amazwe awayihlawulisi ukukhula. Ewe, kukho enye encinci yokubamba. Iimali kufuneka zisetyenziselwe iinjongo zemfundo ezifanelekileyo xa wenza iirhafu. Ngaphandle koko, awuyi kuhlawula kuphela irhafu yengeniso ekukhuleni kodwa unokuba ungaphantsi kwesigwebo sentela ye-10 yepesenti, nangona isohlwayo siphezu kuphela kwinxalenye yokukhula ye-akhawunti, kungekhona ekutshalweni kwakho kokuqala.

Akukho Phunyelelo lweSikolo

Ngelishwa, akukho ncitshiseko yokuhlawula iikholeji ngokukhatshwa ukufaka isandla kwi-Arkansas yeCandelo le-529 icebo, ubuncinane ngaphandle kokubumba.

Ngokwenene, unokwenza igalelo elincinci kwi-Arkansas icebo le-529 isifundo sakho somfundi wekholeji, ngoko ke sinikeze esikolweni ngaloo suku olulandelayo. Oku kuya kukuvumela ukuba uthathe inqununu.

Ixabiso le-Arkansas Icandelo 529 Ukukhutshwa kweRhafu

Ukuba ungumhlali wase-Arkansas uzama ukugqiba ukuba ingaba yinto efanelekileyo yokusebenzisa i-Arkansas yeCandelo le-529 cwangciso, mkhumbule kwi-akhawunti yokulondolozwa kwentlawulo yenkxaso yegalelo kwisiCwangciso se-GIFT.

Iminikelo kwezinye izicwangciso zelizwe akuzukukufumana inqununu nangona ungahlawulwanga kwiirhafu.

Ukuqwalasela ukuba i-bracket yerhafu engenayo e-Arkansas ingama-6.9 ekhulwini ngo-2017, umrhumo we-$ 10,000 kwisicwangciso sombuso unokukugcina ufike kwi-$ 690 kwithuba lerhafu. Ukuncitshiswa yi-bonus ye-6.9 yeepesenti ngqo kwi-bat.

Ukumangalela ukuDeduction

Ukuxothwa kwenzelwe ukuba "uhlengahlengiso kwimali engenayo." Akumele ufune ukuzisebenzisa. Unokukufaka isicelo kumgca we-22 kwifom yeRhafu yokufumana irhafu yabahlali abaneminyaka epheleleyo, kodwa kufuneka uqale ugcwalise ifom ye-AR1000ADJ, iShedyuli yoTshintsho, kwaye uyifake kwi-tax return yakho.

Akukho Ukukhishwa Kweentlawulo, Kodwa Uncedo Oluhle

Umbuso we-Arkansas uqalise "inkqubo efanayo" kwabanye abahlali kunye. Kubizwa ngokuba yiNkqubo yoBuchule beeSpress kunye neminikelo eyenziwe kwi-Arkansas icandelo 529 icebo. Urhulumente uya kufana namaphesenti angama-100 ukuya kuma-200 ekhulwini lenkxaso yakho yonyaka ukuya kuma-$ 500 ngonyaka xa umvuzo wakho wekhaya ungaphantsi kwama-60,000.