Funda indlela yokuBamba ukuKhutshwa kweRhafu kwiNkxaso-mali
Ukuba uhlala eWisconsin kwaye uyazi ukuba uya kuxhaswa ngemfundo yekholeji enye ngosuku, kuyimfuneko ukuba uyazi malunga neenzuzo zerhafu ezifumanekayo kuwe kwiprogram yokugcinwa kwikholeji ka-529. Ngoko, yintoni egcinwe kuwe ukuba ube ngumnikelo kwicebo? Le ngqungquthela inikezela ngokutsalwa kwe-WI 529 ukutsalwa kwexabiso, ukubaluleka kwayo kwintlawulo yabathengi kunye nemiyalelo yokubamba inqununu.
Izinzuzo zerhafu ezifumanekayo kuwe
Abahlali baseWisconsin abafaka isandla kwisicwangciso se-529 kummandla banokubamba i-$ 3,100 ukusuka kwi-Wisconsin yabo yentlawulo yerhafu ngenani ngalinye abafaka isandla egameni leklasi yekolishi, njengomlingane, umntwana, umzukulu, umzukulu, umzukulu , okanye umntakwabo.
Izihlobo eziseduze kuphela, zingaba negalelo, kodwa ngo-2014 urhulumente wawandisa iqela labantu abaza kuncedisa abo bangaphandle kwesihlobo esilandelayo somfundi. Oku kubeka iWisconsin ngokuhambelanayo namanye amazwe, avumela ukuba umntu-avela kumalungu entsapho osondeleyo kwiintsapho zentsapho-ukufaka isandla kwisicwangciso se-529 egameni lexesha elizayo.
Nangona kunjalo, iWisconsin isuka kwamanye amazwe ngenxa yokuba ayivumeli imibhangqwana esatshatileyo ukuba idibanise ngokubini ukuba idityaniswe ngokuphindwe kabini kwaye inganikezeli ngokubonelela ngexabiso lemali enesibambiso ngaphezu komda wonyaka. Kwimeko efana neNew York, umzekelo, isibini esitshatileyo sinokufakela ngokubambisana.
Bobabini abanezitshatileyo nabatshatileyo banokwenza inqununu enkulu (i-$ 5,000 abantu ngabanye kunye ne-$ 10,000 kwiibini ezitshatileyo). Ngako oko, oku kubonakala kungenakwenzeka kwiprogram yokugcina imali yaseWisconsin.
Ixabiso le-WI 529 yokuThuthwa kweRhafu yeRhafu
Abahlali baseWisconsin bazama ukugqiba isigqibo sokuba ngaba basebenzise iiplani ezingama-529 zelizwe ngokubhekiselele kwisicwangciso sesinye selizwe kufuneka baqwalasele ukugcinwa kwentlawulo enokubakho kwigalelo labo.
Ukuqwalasela ukuba i-Wisconsin yerhafu yengeniso yerhafu ingama-7.65 ekhulwini, i-$ 3,100 nganye igalelo linokugcina umhlawuli-ntlawulo ukuya kuma-237.15 kwirejista.
I-Wisconsin okwangoku ayinikezeli ukurhoxiswa kweerhafu kubahlali abancedisa kwizicwangciso zelizwe ngaphandle kwezinye iindidi zeakhareji zokulondoloza iikholeji ezifana ne- Akhawunti ye-Savings Education (ESA) okanye i- ATMA Custodial Account . Amanye amaninzi amazwe akanikeli ukuxhulwa kweerhafu kwezi ntlobo zee-akhawunti, ngoko iWisconsin ayilona yodwa kule ndawo.
Kuthiwa oko, u-state uyaphawula ukuba, "Iingeniso ezingenayo ezivela kwezinye iiplani ezingama-529 zamkelweyo. Iqonga eliyinhloko okanye igalelo linokukwazi ukunciphisa i-income yakho engenayo engenayo iWisconsin, kuquka ukuqhubela phambili kwiminyaka elandelayo; ayifanelekanga. "
Ukumangalela ukuDeduction
Abemi bangabanga i-Wisconsin 529 yokuncitshiswa kweerhafu kwimizila ye-Wisconsin ifom ye-Wisconsin ifom 1. I-Wisconsin yokuchithwa kwenkqubo ye-college yenzelwe "utshintsho lwengeniso," oku kuthetha ukuba abahlali banokuthi bangayibanga nangona bengayikhipheli eminye imivuzo. ukuchithwa okuqhelekileyo). Akukho sigaba sokungeniswa kwemali kwi-529 yokutsalwa kweerhafu.
Imbekiselo kunye neMibhalo
Ulwazi olongezelelweyo kwiprogram yokulondoloza ikholeji yaseWisconsin lunokufumaneka kwiWebonsin yeSebe leRevenue website kunye ne-Wisconsin 529 yeSicwangciso sewebhusayithi.