Ngaba Umthengisi Ogcweleyo Unelungelo Lakho?

Indlela yokwazi ukuba kufuneka uhlawule uMthengisi opheleleyo wenkonzo

Kwisizwe sabathengi basaphulelo kunye neentengo ze-10, ngaba ikhona isizathu sokubuyela kwiifom zee-brokerage zesevisi ezigcwele ngamanye amaxesha amagosa angama-$ 400, ama-600, okanye ngaphezulu kwezorhwebo? Yikholwa okanye cha, kukho ezinye zakho ezinokuzilungelelanisa ezi ntlobo zesevisi ezipheleleyo zee-brokerage fenethi ezineendonga zazo ezifakwe nge-mahogany, abathengi abahamba kakuhle, kunye neziglasi ze-crystal ezigciniweyo ngaphandle kweendleko ezinkulu.

Oko Ufumanayo Xa Uhlawula I-Stock Broker yeSeshishini

Ngomthengisi wezaphulelo , ukhawuleza ukuhlawula ukuze ufumane imisebenzi yakho. Kwabo abanamava, ukukwazi ukuhlaziya iingxelo zemali, kunye nokuqonda kwamashishini, eli lungiselelo elifanelekileyo. Ufuna nje umntu ukuba abeke ubugcisa oyalele ngawo. Kulabo abangenawo amava emali okanye abafuna induduzo nokukhuselwa kokubamba impahla - kwaye ngokubaluleka, musa ukuyihlawula - umthengisi wenkonzo epheleleyo unokufanelekela indleko.

Nangona iinkonzo kunye nemikhiqizo ayifani ngokupheleleyo kunye neendleko ziyahlukahluka ukusuka eqinile ukuya kuzinzile, ngokuqhelekileyo kufuneka ufune ezinye okanye zonke ezi zinto zilandelayo kwi-broker yakho yesevisi:

Mhlawumbi inzuzo enkulu kunomntu ongenamava kuyithuba lokuba nenkokhelo ehloniphekileyo yenkxaso yakho kwinkqubo.

Nangona kunokwenzeka kakhulu ukuba iifowuni ziya kunqumla ukubuyiswa kwakho, ungase ube ngcono ngexesha elide kuba umthengisi onokubambisa unokubamba isandla sakho kwiimarike ezixakekayo, ekuncedeni ukuba ugweme iimpazamo ezifana nokuthengisa kwiimali zentengiso okanye ukuthenga ngexesha lokucinga bubbles.

Oko kunjalo, ukuba unokumelana nesilingo sokubhenela.

Kuyamangalisa ukuba baninzi abatyala-mali, ngubani oqala ukuvuma ukuba abazi ukuba bafihle okanye bangayithengi ngeemarike, baya kubiza umthengisi wabo kunye nokukhalaza ngamaphuzu ambalwa eepesenti. Kwiveki evekileyo, ndathetha nommeleli wezezimali kwi-bank yase-US enkulu eofisini yakhe, kwaye wavuma ukuba xa i-akhawunti yakhe yabaxhasi bephezulu ngaphezu kwe-20% kunyaka odlulileyo, akukho mntu ubiziweyo. Nangona ukunyuka kwe-4% kwiimarike ezibanzi kubangele, akukho ntloni, oko waqikelela ukuba yayiyiifowuni ezingama-250 kwiofisi yakhe. U bu budenge. Ngethuba nje unenkampani ehloniphekileyo eneempembelelo eziqinisekisiweyo ezilungileyo, iziphumo zexesha elide, qhubeka nekhosi.

Enye indlela eya kwi-Full-Service Brokerage Firms

Kukho enye indlela yokuthengisela abaqeshisi beenkonzo ezigcwele ngokukodwa xa ungenalo inkunzi enkulu ekutsaleni okanye unomdla kakhulu ekuthengeni nasekugcineni iimpahla kwixesha elide (iminyaka elishumi okanye ngaphezulu). Awunakuva malunga nabo ngenxa yokuba akukho sikhuthazo njengoko bengakhange bavelise inzuzo kuyo nayiphi na indlu yokuthengisa.

Ibizwa ngokuba yiplani yokuthenga ngokuthe ngqo okanye isicwangciso sokubuyisela isahlulo sokuhlawula . Ngokuqinisekileyo, ezi zicwangciso eziphantsi kweendleko zivumela ukuba uthenge izabelo ngokuthe ngqo kwiinkampani, uhlawule i-$ 1 okanye i-$ 2 kwii-commissions ngeentlawulo zemali ezikhethiweyo okanye rhoqo, ukuhoxiswa ngokuphindaphindiweyo kwi-akhawunti yokukhangela okanye yokulondoloza.

Njalo kwikota, uya kufumana isitatimenti esichaza ukuhlawulelwa kwakhona, ukuthengwa, ukuthengisa, ukuhlukana kwempahla, okanye nayiphi na enye ingcaciso eyenza utshintsho kwi-akhawunti yakho.

Beka ndawonye ngokwaneleyo kwezi zicwangciso, kwaye unendlela elula, engancinci yokwakha ukulingana kwamanye amagama amakhulu kunazo zonke kwilizwe-i-Coca-Cola, iGesi jikelele, iBhanki yaseMelika, i-Home Depot, iWal-Mart, njl. A