Ezinye iinketho zokukunceda ugcine i-Track of Investments yakho
Yayisingatha iiprogram zokubuyisela inzala , ibalwe kwisiseko ngasinye serhafu, kwaye isetyenziselwa ukuhlaziywa kwexesha langempela kwiintengiso ze-Intanethi ukunika ulwazi olusesikweni kwimeko ye-fortune yakho.
Kwiminyaka edlulileyo ukusuka kwiMicrosoft yazisa ukuba iphelile inkqubo, ezinye iindlela eziye zafumaneka, ezinye zazo zigcinwe kwi-intanethi phantsi kwesoftware njengemodeli yesevisi kanti ezinye iinkqubo ungazifaka kwikhompyutheni yakho. Nazi ezinye ezimbalwa iindlela ezikhethwa kakhulu ukuba ungathanda ukucinga ukuba ufuna ukulandelela utyalo-mali.
Ukulandelela i-Investment yakho kwi-Intanethi nge-Software njengeNkonzo
Ababoneleli benkonzo balandelayo bakuvumela ukuba ungene kwi-akhawunti yakho kwi-intanethi kwiindawo zonke kwihlabathi nje kuphela unxibelelwano lwe-Intanethi.
- Amanxuwa aMaxhamli - Ukuba unetyala eliphakamileyo okanye eliphakamileyo, kufuneka usebenze kunye nomcebisi wezemali okanye iqela lokulawula i-asethi ngokuthe ngqo. Le mihla, kuyaqhelekile ukuba babe neenternal portals kubaxhasi abavumela umthengi ukuba alandele impilo yakhe yonke yemali, kuquka nezinto ezibizwa ngokuba yi "asethiweyo" kwiiofisi ezahlukeneyo. Ezi zixhobo zixhobo ezinamandla ezenza ubomi bube lula kwaye zihlala zifunyaniswa nemirhumo yokucebisa imali uhlawula ubugcisa bakho.
- I-Capital Capital - Kwiminyaka yamuva, i-Personal Capital iye yaba yindlela eyaziwayo kakhulu ekulandeleni utyalo-mali phakathi kwabangasebenzi kunye noMcebisi wezoTyalo-mali oBhalisiweyo . Okwangoku kunabantu abangaphezu kwe-1,000,000 bayisebenzisa, ukulandelela i-$ 226 yezigidigidi kwiimpahla. Iprojekti ye-free-as-a-service ikhiqiza iitshathi ezimnandi kunye negrafu ukumeka ngemali yakho engenayo, ukuchitha imali kunye neefowthifoliyo. Inokuqhathanisa ukusebenza kwakho kwikhompyutheni yakho yamakethe ekhethiweyo. Ingakwazi ukuhlalutya i-asethi yakho ukukunika ingcamango yokunyuka kwakho kwenene kwiinkampani ezithile kwiinkcukacha ezininzi kunye namaziko. I-401 (k) isicwangciso sokukunceda uqonde umlinganiselo weendleko zomhlala-mali ohlawula umhlalaphantsi wakho.
- I-Mint.com - Enye i-website elandelwayo yokulandelela utshalomali, i-Mint.com ikuvumela ukuba ufake i-akhawunti yakho yee-akhawunti evela kwamanye amaziko uze uhlanganiswe kwiqhosha elilodwa. Unokwenza ubeke uhlahlo lwabiwo mali, jonga ukuba ungakanani uchitha kwiintlobo ezithile, ulandele iindleko zotyalo-mali ozihlawulayo, uze uqhathanise i-akhawunti yakho kunye nama-benmarkmark ezifana ne- S & P 500 okanye i- Dow Jones Industrial Average .
- I-Morningstar.com - Abo babhalisa kwi-Morningstar.com abanakufikelela kuphela kwiimali zabo kwiimpahla kunye neemali ezidibeneyo kodwa bamise iipotifoliyo ze- intanethi, ngokunjalo. Xa ndiqala ukubhala le nqaku, ayizange idibanise namanye amaziko ukuze ufune ukungena yonke imininingwane yakho kwizitatimenti zakho zemali-mboleko, kodwa unomsebenzi okhethekileyo awunabani na omnye onikezela ngokuba ngu-X-Ray. Esi sixhobo se-X-ray sikuvumela ukuba ufake imali yakho kunye kwaye oko kukubonisa oko okubanjelwe khona iiphothifoliyo zakho ngokuzidiliza iisitokethi eziphantsi kweso ngasinye mali. Umzekelo, ukuba unayo imali eyi-$ 1,000,000 ye-Vanguard yeS & P 500 yengxowa-mali kwi-401 yakho (k), i-Roth IRA, i-SEP-IRA kunye ne-akhawunti ye-brokerage , njengokuba okokuqala ndabhala eli nqaku emva kukaJulayi ka-2009, ngokwenene Amanani e-Apple anama-$ 33,400, amaxabiso angama-24,700 amaxabiso e-Exxon Mobil, ama-$ 18,800 amaxabiso e-Microsoft, amaxabiso angamaRandi angama-16,400 e-Johnson & Johnson, amaxabiso angama-14,600 amaxabiso aseGeneral Electric, amaxabiso angama-14,300 amaxabiso e-Chevron, i-$ 14,200 eyamaxabiso e-Wells Fargo, kunye nokunye . Oku kungenxa yokuba isalathiso asikhoyo ngokwenene, uthengisa isitokethi ngasinye kwisakhiwo esihlangeneyo.
Ukulandelela Iingxowa-mali Zakho ngeSpredishithi
Kulabo abafuna umlinganiselo owongezelelweyo wokulawula ukulandelela kwabo utsalo-mali, iipredishithi zesiko ziphakathi kweendlela ezikhethileyo. Kukho izinto ezimbini ezibalulekileyo kule nkalo.
- I-Microsoft Excel- Nangona ubuchule bayo bokungenisa i-quotes-stock quotes zangempela-xesha buthathaka ngokwaneleyo kumtyalo-mali ophakathi, iMicrosoft Excel ingasetyenziselwa ukulandelela isiseko seendleko zerhafu nganye, kunye nokubala ingeniso yegalelo yomvuzo okanye ukuyibeka kwimephu ishedyuli yesahlulelo, kubandakanywa nesilumkiso malunga nomhla wokuhlawula isabelo .
- I-Google Spreadsheets - Iprogram ye-spreadsheet ye-intanethi ye-intanethi ayikho inamandla njenge-Excel, kodwa yenza kube lula ukuba amaxwebhu akho ahlaziye ngokuzenzekelayo ngolwazi olususwe kwiimali zikaRhulumente ezifana ne-Yahoo. Ukongeza, kuba yinkqubo e-intanethi, ungangena kwi-akhawunti yakho yeGoogle naphina kwihlabathi ukufikelela kwiipredishithi zakho ze-Google.
Ukusebenzisa iSoftware ukulandelela imali yakho
Abanini-zimali abaninzi bafuna isofthiwe efakwe kwinkqubo yabo yangaphakathi (kwiimeko ezininzi, isofthiwe yedesktop ifaka iinkcukacha ezongezelelweyo ezingekho kwiinkqubo ze-intanethi). Ngokuqhelekileyo, kukho iindlela ezimbalwa.
- Ukukhawuleza - Ukuba uthengisa inguqu yotyalo-mali ka-Quicken , umtyalo-mali oqhelekileyo uya kufumana ukuba udibana neentlobo zakhe.
- I-QuickBooks - AbaPhathi- mali okanye abaTyalo-mali abanokuzithengela i-GAAP baya kuthandana nokuguquguquka kokusebenzisa inkqubo yesofthiwe yokuqulunqwa kwemali yokulawula ukugcinwa kwazo. Ngokomntu, ndisebenzisa umxube weesepredishithi kunye ne-QuickBooks Pro ukujonga i-asethi yefa. Le mihla, i-Intuit isebenza kanzima ukunyusa wonke umntu kwi-platform yayo esekelwe kwi-intanethi, i-QuickBooks Online, ekhoyo kwii-multiple tiers nakwiindawo ezininzi zamanani.
- Umphathi weFund - Kukho inkqubo yesofthiwe ebizwa ngokuba yiFund Manager. Yinto eyona nto ifanelekileyo ekulandeleni utyalo-mali lwabatyalo-mali. Ingaba namandla kakhulu, ngakumbi abo batyala imali kumabhondi kamasipala okanye kwiibhonkco zenkampani , izinto ezilandelelanayo ezifana nomyinge onomdla, umhla wekhuphoni ozayo, kwaye uvelise ukukhula.
Khetha iNkqubo yokuThengiswa koTyalo-mali eSebenza kakuhle kwiNtsapho yakho
Ekugqibeleni, inkqubo elandelwayo yokulandelela imali yinto esebenzayo kuwe. Iprogram efanelekileyo kwihlabathi ayinanto xa ungayisebenzisi okanye uyifumana ininzi yokulahlekelwa.