Nantsi indlela esebenza ngayo.
"Ukuqokelela Ngoku kunye neLemva" iSicwangciso soKhuseleko loLuntu
Xa utshatile, iqhinga lokuqokelela "ngokuqokelela ngoku kunye nexesha" likuvumela ukuba uqokelele inzuzo yoqabane xa uqokelela iikhredithi zokuthatha umhlala-phantsi ngokukhawuleza ngokwakho. Ngokuqhelekileyo, umcebisi ophezulu wesibini uya kucinga ngale nto ukuze bakwazi ukufumana ubuninzi kwi-70 ubudala.
Ngubani onokumangalela ngoku ngoku kwaye emva koko
Kufuneka ufake ifayile ekhethiweyo ukusebenzisa esi sicwangciso. Ngelishwa ngenxa yeenguqu kwimithetho yoKhuseleko lweNtlalo esayinwe ngumthetho ngoNovemba 2015, kuphela abo bafikelela kwiminyaka engama-62 okanye ngaphambi koJanuwari 1, 2016-oko kuthetha ukuba uzalwe ngomhla okanye phambi kukaJanuwari 1, 1954, unokufaka ifayile inqanda isicelo sokufumana umtshato. (Nangona kunjalo, abahlolokazi nabahlolokazi bangaqhubeka nokusebenzisa isicelo esipheleleyo.)
Ukongeza, kufuneka ufikelele kwixesha elipheleleyo lomhlalaphantsi (FRA) kwaye iqabane lakho kufuneka lifake izicelo.
Ukuba lakho iqabane lifikile kwi-FRA yabo, de kube ngu-Apreli 30, 2016, banokukhetha ukufakela kunye nokumisa amancedo , okuya kukuvumela ukuba uqokelele inzuzo yomtshato ngoku.
Ukususela ngo-Apreli wama-30, umhla we-2016 ugqityiwe ngoku, xa iqabane lakho lixhoma inzuzo yazo, liyakumisa kwakhona nayiphi na inzuzo esekelwe kwingxelo yabo-oko kuthetha ukuba awuyi kubanga inzuzo yomtshato ngexesha i-benefit yabo yanyuswa.
Kutheni Akusebenzi Ukuba awuzange Ufikelele kwixesha elipheleleyo lomhlalaphantsi
Ukuba ufaka isicelo seNkxaso-ntle yeNtlalo ngaphambi kobudala bakho bomhlalaphantsi, ufaneleke ngokuzenzekelayo kwaye unikezwe ngaphezulu kwintlawulo esekelwe kwingxelo yakho yokufumana imali okanye 50% yempesheni yakho yomhlalaphantsi epheleleyo yomhlalaphantsi (emva koko iyancipha xa ubiza phambi yobudala bakho obuhlala phantsi).
Ukuba ulinda kude kube yiminyaka yobudala yokuthatha umhlalaphantsi ukufaka isicelo, kwaye uzalwe ngomhla okanye ngaphambi komhla ka-1/1/1954, unokukhetha okungakumbi. Unokufaka izicelo zeenzuzo kwaye ukhethe ukuqala ukuqokelela kuphela inzuzo yomtshato esekelwe kwirekhodi yomvuzo wakho (okanye umlingane wangaphambili xa usatshatile ubuncinane iminyaka elishumi). Uxanduva lwakho loKhuseleko loLuntu luya kuqhubeka luqokelela iimboleko zokuthatha umhlala-phantsi kuze kube seminyaka yobudala engama-70. Xa ufikelela kwiminyaka engama-70 utshintshe ukususela ekuthatheni inzuzo yomtshato ukufumana inzuzo yakho.
Umzekelo: uKara, oneminyaka engama-66 ubudala, usasebenza. Umyeni wakhe uBob uqokelela iintlawulo zomhlala-phantsi wezeNtlalo. UKara wazalwa ngomhla ka-1 kuJanuwari 1, ngo-1954, ngoko ufake isicelo esipheleleyo sokuncedisa i-Social Security spousal benefits ngokusekelwe kwirekodi yomvuzo kaBob. UKara uyaqhubeka nokusebenza de kube neminyaka engama-70. Uqokelela umtshato wakhe xa esebenza iminyaka emine ezayo; xa eneminyaka engama-70 uhlala phantsi kwaye uyatshintshela kuye, ngoku kuninzi kakhulu, inzuzo yeNtlalo yeNtlalo.
Kulabo bazalwa ngomhla ka-Januwari 2, 1954, emva kokuba ufake iifowuni uza kufakwa ngokuzenzekelayo kuzo zonke izibonelelo ozilungeleyo kwaye uya kunikwa iphakamileyo lakho okanye inzuzo yomtshato. Ukuba lakho iqabane alizange lifake kwakhona, awuyi kuba nelungelo lokutshata, ngoko uya kunikwa.
Xa iqabane lakho lifayile, ukuba unetyala elongezelelweyo ngenxa yokuba inzuzo yomtshato inkulu kuneyakho, le mali iyongezwa ngokuzenzekelayo. Kunokuba uzame ukusebenzisa zonke ezi zikhethiweyo ngokwakho, qwaba usebenzisa i- Calculator Social Security Calculator ukukuxelela okokuthi isicwangciso sinokuthi sisebenze kangcono kuwe.