Isikhokelo sakho kwi-ETF kunye ne-Mutual Funds

Iimpendulo Zemibuzo Yakho

Yimfazwe yenkulungwane. Hayi, kungekuhle ngokumelene nobubi. Ayilona iYankees ngokubhekiselele kwi-Sox Red, nokuba. Olu ngxabano lukhulu. Ziyi-ETFs ngokumalunga nemali.

Ngaba i-ETF ingcono kakhulu kune-fund? Uza kufumana impendulo eyahlukileyo kuxhomekeke kubani oyicelayo, kodwa unokwenza uluvo lwakho xa unolwazi. Le njongo apha-kukukunceda wenze isigqibo sezemfundo esiya kuba nefuthe elihle kwipotfoliyo yakho okanye icebo lokutyalomali.

Ngaphambi kokuba siphendule umbuzo, makhe sihlole izinto ezisisiseko.

Ziziphi ii-ETF kunye ne-Mutual Funds?

Kubalulekile ukuqonda ukuba ii-ETF kunye neemali zokusebenzisana zisebenza ngaphambi kokuba unqume oko kukulungelelanisa ngakumbi kwipotfoliyo yakho. Ukutshintshiselana ngemali kuhlawula imali okanye ii-ETF zilandela i-indexes-up, ezantsi, kunye neenxa zonke. Kodwa benza okungakumbi njengotyalo-mali. Iimali zentengiso zivumela iqela lootyalo-mali ukuba lidibanise imali yabo kwaye liqeshe umphathi wepottoliyo.

Ngaba kufuneka ukhethe i-ETF okanye i-Mutual Fund?

Xa unengqondo engcono yezolimo-mali zombini kunye nendlela esebenza ngayo, ixesha lokugqiba ukuba yiyiphi impahla efanelekileyo. Ezi nqaku zinokuba luncedo kwinkqubo yokwenza izigqibo kuba zibonelela ngokwenene kumacandelo omabini endleko yemali-mali.

Izinzuzo ze-ETF kunye ne-Mutual Funds

Zomabini utyalo-mali ziyanceda kwaye zixhamle, njengawo wonke utyalo-mali. Kodwa ngamanye amaxesha kunenzuzo ukugxila kwiintlobo zentlobo nganye yeengxowa ukuze ubone oko kusebenza ngokwenene kwisicwangciso sakho sotyalo-mali.

Iingxaki ze-ETF kunye ne-Mutual Funds

Iinkonzo zilungile, iingxaki zibi. Ulawulo lobungozi lubaluleke kakhulu ukungawunaki, ngoko uqondisise ukungabikho kwemali yeemali zombini ngaphambi kokuba ube yingxenye ye-arsenal yakho yokutyalomali.

I-ETF kunye neCandelo le-Investment Fund

Ngoku ukuba uyazi zonke nge-ETF kunye neemali ezihlangeneyo, uyisebenzisa njani?

Zomibini iimveliso ziyafaneleka kwiindlela ezininzi zokutyala. Kuphela nje umcimbi wokuthatha isigqibo sokuba yeyiphi into enokusebenza ngayo.

Impembelelo yeRhafu ye-ETF kunye ne-Mutual Funds

Emva koko kukho umbuzo omkhulu kubo bonke: Uza kutyala njani i-ETF kunye neemali eziphathekayo ezichaphazela imeko yakho yerhafu? Iirhafu zerhafu ziyahlukahluka ngokuxhomekeke kwingxowa-mali, kunye nalapho utyalomali kwaye xa uvalela isikhundla sakho. Kubalulekile ukwazi ukuba ngamnye utyalo-mali uza kuthintela njani iimali zakho zexesha lokuhlawula irhafu.

Ngaphantsi

Ngaba ii-ETF zikulungele? Ingaba iimali ezixhamlayo zikhethekileyo? Kwisoloko iphendula impendulo yimeko , kodwa ngoku unolwazi olufunekayo ukwenza isigqibo esifanelekileyo.

Usenokuba nemibuzo kunye nexhala, kwaye kulungile. Qhagamshelana neengcali zemali ezifana nomthengisi okanye umcebisi wezezimali ngaphambi kokuba wenze nayiphi na imisebenzi. Akukho tyalo-mali lungekho mngcipheko, kwaye ii-ETF kunye neemali ezihlangeneyo azikho. Qinisekisa ukuba wenze uphando olunzulu ngaphambi kokuba uthinte i-marhwebo.

Inhlanhla ngayo yonke imisebenzi yakho xa uxhobile yonke idatha oyifunayo.