Enye yezinto ezintle ongayenza xa usekholejini kukudala uhlahlo lwabiwo-mali lwesikolo. Ingaba isinyathelo esibalulekileyo emva kokugqiba esikolweni esiphakamileyo . Kuyafana nebhajethi yonyaka , kwaye isebenza kakuhle kubafundi beekholeji kuba iindleko zezifundo kunye neendleko zonyaka ziyahlukahluka. Xa ukwenza oku, unako ukufumana umgomo wokufumana umvuzo osebenza kuyo ihlobo. Oku kunokwenza kube lula ukugqiba amatyala ngaphandle. Inokukunceda ukucwangcisa ixesha lakho ngokufanelekileyo ukuba kufuneka usebenze ngexesha lonyaka wesikolo. Kunceda ukujonga umfanekiso wonke kunye nebhajethi yenyanga nganye xa ungumfundi ekholejini. Uhlahlo lwabiwo-kholeji lunokukunceda ukukhusela ukuba wenze iimpazamo zemali zekholejini eziqhelekileyo .
01 Bhala uluhlu lweKholeji
02 Uluhlu lweeNkcitho zemihla
Emva koko, kufuneka uluhlu lweendleko zakho zenyanga zenyanga. Ukuba uhlala kwikampus oku kungabandakanya irente, ukutya, kunye nezibonelelo. Uzakufuna ukudala uluhlu lwezambatho, ukuzonwabisa (iifilimu, izicwangciso zevekive, amaqela, ukuhamba kwe-Spring Break), ukuthutha nezinye iindleko. Kubalulekile uhlahlo lwabiwo-mali yonke into oceba ukuyisebenzisa imali. Xa udala ezi zigaba, unokulinganisela uhlahlo lwabiwo-mali lwakho lwenyanga luze luphindwe ngokuphindaphinda ngenani leenyanga uza kuba kude kwikholejini. Emva koko ungeze kwiindleko zonyaka njengeSwitzerland Break okanye izipho zeKrisimasi. Gwema ukubhalisela izibophelelo zenyanga zonyango ezifuna ukuba uthenge isivumelwano sokurhoxisa. Ezi zinto zihlala zifana ne-TV, ubulungu bokuzivocavoca okanye isicwangciso sefowuni. Unokufumana ezinye iindlela ezinokusindisa imali.
03 Yenza i-Total ye-College College
Emva koko, kufuneka ufumane iindleko ezipheleleyo zonyaka wakho wonke. Unokwenza oku ngokufaka ii-totals ndawonye. Le yimali oyakuyidinga ukusinda ngexesha lonyaka. Inani elipheleleyo liyakunika injongo ecacileyo yento ekufuneka usebenze ngayo nomsebenzi wakho wasehlobo neminye imisebenzi. Xa ukhangele iindleko ezipheleleyo, unokuba ukhululekile. Unokudinga ukuqwalasela umsebenzi wakho wasehlobo nokuba ingahlawulwanga ukufumana iindleko zekholejini. Unokufuna kwakhona ukuthatha umsebenzi wexesha lohlobo lwexesha lasehlobo ukwenzela ukwandisa imali oyifumanayo ehlobo.
04 Qinisekisa indlela oya kufumana ngayo iMali
Kubalulekile ukuqwalasela zonke iinketho ezikhoyo kuwe ukukunceda ukuhlawula isikolo. Imboleko yemali kufuneka ibe yindlela yakho yokugqibela kwaye isetyenziselwe ukuzalisa ikhefu xa usebenza kwimibandela efumana imali ngehlobo kunye nomnyaka wesikolo. Ukuba ngaba abazali bakho bakugcine imali kwiikholeji, kufuneka uzame ukwahlula loo mali phakathi kweminyaka emine yeekholeji. Uluhlu lwakho lwemali engenayo luyakubandakanya ukugcinwa kwekholeji, ukufumana umvuzo wemisebenzi yentsholongwane, ukufumana umvuzo wempesheni yomsebenzi, i-scholarships kunye nezibonelelo kunye neengxowa-mali zabafundi. Kufuneka usebenze ukwenza ubuninzi bomsebenzi wakho wasehlobo , ngoko akudingeki ukuba usebenze kangako ngexesha lonyaka wesikolo. Ukuba uceba ukufumana imali nganye ngenyanga ukuzezela enye imali yakho, kufuneka uqikelele ekupheleni kwezantsi, ngenxa yokuba awukwazi ukufumana umsebenzi ohlawulayo okanye uneeyure ezikhoyo. Kufanelekile ixesha kunye nomgudu wokukhangela i-scholarships ngemibutho yabucala okanye ukujonga ukubuyiswa kwezifundo ngomsebenzi wakho. Ukufumana umsebenzi omhle wekholeji ngokuchasene nokusebenzela umvuzo omncinci unokukwenza umehluko kuwe ngemali.
05 Landela uhlahlo lwabiwo-mali
Emva kokuba uye wacacisa iindleko zakho, uya kukwazi ukunamathela kwibhajethi yakho yenyanga . Ekubeni uza kugcina imali eninzi okanye uza kufumana umboleko wakho womfundi okanye u-Pell Grant kwisixa-mali, kufuneka uqiniseke ukuba uyayiphatha ngokuchanekileyo. Ukukhetha iakhawunti elungileyo kwi-kholeji yomfundi kuza kwenza kube lula ukuhlukanisa imali kwiimali zenyanga. Qinisekisa imali oza kuyithumela kwi-akhawunti yakho yokujonga nganye nyanga ukuhlawula iindleko zakho zenyanga uze ushiye yonke imali yedwa. Gwema ukungena kuwo malunga naluphi na izizathu, awufuni ukuchitha iiveki zokugqibela okanye ezintathu zokufunda esikolweni ngenxa yokulamba ngenxa yokuba uye waphuma imali ye-semester. Kubalulekile ukufumana ibhalansi phakathi kokuphumelela ngokukhawuleza okanye ukusebenza kunye nokugqwesa nge-less deb t, uhlahlo lwabiwo-kholeji lunokukunceda ukuba wenze oko. Qinisekisa ukuba uqhubeke nokukhangela iindlela zokugcina kwiindleko zakho zemihla ngemihla ukukunceda ufinyelele iinjongo zakho.