Iindleko eziqhelekileyo zokuqeshelwa uchwepheshe ukuba ulungiselele ukubuyela kweerhafu malunga ne-$ 275, ubuncinane ukuba unanto nayiphi na enye ngaphandle kwemeko yerhafu elula. Leyo imali eninzi ukuze iyingxenye kwaye ayisoloko iyimfuneko.
Unokuzigcina imali xa ubona ixesha eliphambili lexesha lokurhafisa kwaye ufumane isofthiwe eza kukujongana nawe. Ezinye iinkqubo zixabisa abanye, kodwa zisenokuba zibiza kakhulu kunokuba ziqeshe ubuchwepheshe, kwaye uya kuziphepha ukuba uzihlasele zonke iifayile zerhafu kwifowuni okanye ibhokisi uze uphume kwiofisi ye-akhawunti yakho.
Ezi zikhetho zeekhompyutha ozifakile. Ezinye zazo zikhululekile-ewe, zikhululekile, ubuncinci kwiifayile ezinokubuyisela.
Ngokugqwesileyo: TurboTax
I-TurboTax ngokuqinisekileyo ligama kwisofthiwe yokucwangcisa irhafu yonyango, kunye nomqhubi walo - i-Intuit - iindleko ngokufanelekileyo. Uya kuhlawula i-dollar ephezulu kulo, kodwa abasebenzisi kunye neengcali ngokufanayo babonakala bacinga ukuba kuyafaneleka. Ibala iados malunga phantse kuwo onke amacandelo, ukusuka kumava omsebenzisi ukukwazi ukungenisa ii-ID ezininzi zeerhafu zomqeshi. Unokuthatha imifanekiso yeefayile zakho ze-W-2 kunye ne-1099 kunokuba uthayiphe kuzo zonke iinkcukacha ezibandakanya, ukubeka ingozi kwiifayile kunye neempazamo. Kukho inkcazo ye-"Expense Finder" xa usebenza ngokuzenzekelayo kwaye kufuneka ufake ifom yeSt. C. Inokuphakamisa iindleko ezichithwe kwiirhafu yakho ngokukhawuleza kwi-akhawunti yakho yebhanki uze uzihlukanise, uzifake uze uzifakise ngokufanelekileyo.
Iproofthiwe ikuququzelele njengokuba ubugcisa buza kuba nemibuzo kunye nesikhokelo, nangona imilayezo ephumayo ingaba yintlonelo kwaye mhlawumbi ithetha xa ubeka ingqalelo. Cinga izimvo ezinjengokuthi "Wenza into enhle!" Interspersed with questions designed for digging your data tax from you.
Ukuba udidekile okanye mhlawumbi uthinte udonga lwezitena, i-TurboTax inikeza iingcali ukuba zixoxe kunye nokuba usebenzisa inguqulo yekhompyutha. Ibuye ine "SmartLook" into eyokubeka ubuso nobuso ngongcali yerhafu, kwaye inika inkxaso yenkcazo.
Ngoko ke le nto iya kuhlawula malini? Ukuba imeko yakho yerhafu ilula kakhulu kwaye usanda kufaka ifomu 1040EZ okanye ifomu 1040A, ungasebenzisa i-TurboTax Absolute Zero version mahhala. Kodwa ngexesha ngalinye kufuneka wenze into ewela ngaphandle kwebala "olulula kakhulu", uya kucelwa ukuba uyihlawule. Ukuba ufuna ukuyifumana, kuya kufuneka uthenge i-Deluxe version. Ukuba unayo nayiphi na indlela ngendlela yotyalo-mali, uya kuhlawula ngaphezulu, kunye nokuba usebenza ngokuzenzekelayo. Iimbuyekezo zombuso zongezelelweyo ngaphandle kweenguqulelo zamahhala.
Umqhubi we-02, ogqwesileyo ngokubanzi: H & R Block
I-H & R Block Premium yenza malunga nento yonke iTurboTax yenzayo ngeendleko ezingaphantsi. Ngoko kutheni ukuhla endaweni yesibini? Ininzi imbono yombono. Ababuyekezi kunye nabasebenzisi bavame ukubetha iTurboTax kuqala, kodwa luhlobo olufutshane kakhulu.
I-H & R Block ingxoxo kunye nobungane, kwakhona, ukubuza imibuzo nokucacisa iimpendulo zakho njengoko ulungiselela ukubuyiswa kweerhafu. Kodwa i-H & R Block ayisoloko isebenza ngokufanelekileyo ekuchazeni iimpendulo zakho. Unokuthi uthinte udonga lwamatena ngokuphindaphindiweyo, kodwa unokwenza ufumane impendulo yolwazi kwiWindows window okanye ucele iingcebiso zeerhafu zengcali ezingenamkhawulo kwi-website.
Unokuhlawula okongeziweyo ukuba ube nokuhlolwa kwengcali yakho yokugqibela yokubuyisela isilinganisi esongezelelweyo sokuzithemba ngaphambi kokuba ufake ifayile okanye ulandele ifayile yakho uze uhambe kwinqanaba lama-H & R Ukuvimba iiofisi e-US ukuba ngaba ungokoqobo kwiingxaki. Unokuhlala phantsi kunye neengcali ngokukhululekile ukuba uthenge isofthiwe. Xa kuziwa kulolu hlobo lokubamba, i-H & R Block kuthiwa iyona nto ibhetele.
I-H & R Block nayo inesidima samahhala esibizwa nge-Zero engakumbi kwaye yamkela ngakumbi kune-freebie ye-TurboTax yeemeko zerhafu ezinzima. Ingqungquthela ye-Premium ingaphantsi kwama-$ 100 kunye nazo zonke iintsimbi kunye neengcingo. Omnye urhulumente ubuya kuqukwa.
03 Ilungelo elilungileyo kakhulu: i-TaxAct Premium
I-TaxAct idlalwa ngokuthe ngumoya ofanayo kunye neTurboTax kunye ne-H & R Block, kodwa kunento ethile eyenza ukuba abo bathathisana ababini bahlanganyele: Kwenyuka kakhulu. Eyona nto ibonelela, inika isiqinisekiso sokuthenga intengo. Unokuqala ukubuyela kwakho ekuqaleni konyaka kunye ne-software ezininzi, kodwa iTurboTax kunye ne-H & R Block ziya kuqala ukukhawuleza iindleko zabo njengoko usondela kumhla wokuhlawula irhafu ngaphandle kokufakela. Unokulindela ukuba oku kuqalwe kwenzeka ngexesha elithile ngoMatshi. Akunjalo ngeRhafuAct. Uya kuhlawula okufanayo kungakhathaliseki ukuba kuthatha ixesha elide ukugqiba ukubuyela kwakho kunye nefayili.
I-TaxAct inikezela ngeentsimbi ezingaphantsi kunye nemisongo, kodwa ixhotyiswe ukujongana nembuyekezo equka ukuzenzela umsebenzi kunye neengeniso-mali. Kwakhona kunomsebenzi omhle obizwa ngokuba yiZiganeko zoBomi, ezithintekayo kwiinguqu ezinokwenzeka kwiimeko zakho zerhafu ukususela kunyaka odlulileyo ukuya kulo. Iprogram esekelwe kwiwebhu inikeza iimpawu ezi-19 ezimalunga neemeko ezinokuthi zifake isicelo kuwe. Mhlawumbi uthenge ikhaya okanye utshatile okanye unomntwana. Mhlawumbi ulahlekelwe ngumsebenzi wakho. Nantoni na eyenzekayo, unokuklikha kwikhonkco ehambelana neengcebiso ezongezelelweyo, ulwazi kunye nesikhokelo, nangona le nkqubo ayiyi kubandakanya ulwazi kwi-tax return yakho. Leyo nxalenye iphezulu kuwe.
I-TaxAct inikezela ngenkxaso yabaxhasi bempilo, kunye namazwi axhumeneyo kunye neengqungquthela ezinika inkcazelo kunye nolwazi olungaphezulu. Kwakhona kunye neZiko leZikhokelo zeRhafuTutor. Oko kwathiwa, i-TaxAct ayinakwenzeka ngokukhawuleza kunye nebuyiselo zelizwe kwaye i-interface ayikho njengento ekhangayo, kodwa ufumana oko uhlawulayo.
I-TaxAct yaziwa ngokuba yi-Personal TaxEdge kwaye yayikhululekile, kodwa le ntsuku iphephancwadi ye-Online Premium iya kuhlawula ixabiso elingaphantsi kwama-$ 50. Uhlobo olukhululekile luyafumaneka kwi-1040EZ kunye no-1040A. Ngeke uhlale ucelwa ukuba uhlawule encinane kule nyathelo yenkqubo yentela okanye enye, ebizwa ngokuthi "upsells" kwishishini, nangona kungenzeka ukuba kanye okanye kabini. Kwaye uza kufuneka uhlawule encinane xa ufuna i-audited defense.
I-Best Best Data Data entry Entry: TaxSlayer
I-TaxSlayer yenzelwe okokuqala abaqeqeshi beerhafu, kwaye ixhamle ukuxhaswa ngabanye ukulungiselela ukubuyela kwabo kwiiminyaka ye-1990. Kuye kuphuculwe ngokukhawuleza kuloo ndawo, nangona iqela "lezenzakalo zokuphila" lisekho ngaphantsi kune-TaxAct.
Into efanelekileyo malunga neRhafuSlayer yiyo "iFayile yeFayile" yayo. Oku kufuneka kubangel 'umdla kubasebenzisi abathintela kwingcamango yokuchitha iiyure zokungenisa ulwazi lwabo lwerhafu kwi-oda elandelelweyo echazwe yiprogram. Abanye abakhuphiswano baya kukuvumela ukuba ufikelele kwimimandla eyahlukeneyo yokubuya kwakho, ukuhlangabezana nantoni na ofuna ukuyenza emva koko, kodwa inkqubo yeFayile yeFayile yeFayile ngokukhawuleza ngoku kusebenza ngokukodwa. Ikhuni ngokuthayipha nje igama elingundoqo kunokuzingela ngokusebenzisa uluhlu lweekhonkco.
Ewe, unako ukulandela ixesha elikhethiweyo lokungena kwedatha xa ufuna. Nokuba oku kungcono kunomyinge, unikezela ukhetho olubini: "Ndikhokele" okanye "Ngenele." Okukugqibela kukuvumela ukuba ugxume ngokukhawuleza, kufana neFayile eyiFayile. Ukhokelo lwam Ukhokelo luya kuba ludlulileyo kuba lukhulu kakhulu. Ingumdiza ohamba kunye nalabo bathathwe kwi-TaxSlayer - ngaphandle kweJackson Hewitt. Kwaye inkcazelo yolwazi oluphenywayo yinkcazelo yerhafu yezinto zerhafu.
Inkqubela yeNkulumbuso ixabiso elifanelekileyo, malunga ne-R40, kunye neRhafuSlayer inikezela ngenguqu ngokukhethekileyo abantu abaqeshwe ngabasebenzi abaqhuba malunga nama-55. Kukho uhlobo oluqhelekileyo lwamahhala, olubizwa ngokuba yi-Simply Free, kunye nomnikelo ophakathi obizwa ngokuba yiClassic ukuze uhlawulele iindleko ezinzima. Oku kuhamba malunga ne-22. Iimpapasho ze-Classic kunye ne-Premium zifana kakhulu, kodwa i-Premium inezinketho zokuxhasa kangcono. Unokutshintsha iflegi yokukhathazeka nge-imeyile, ingxoxo, okanye ngefowuni ukuba udidekile okanye ungena kwezinye iingxaki.
I-Best Films for Savvy Tax Filers: Intela yentlawulo
Ukuba lo akuyona i-rodeo yakho yokuqala - ulungiselele ukubuyisela kwakho irhafu ngeminyaka usebenzisa indlela enye okanye inkqubo okanye enye - Inkokhelo yoKhuseleko ingaba kuwe. Kulungele ngakumbi kwiifayile ezinamava. I-interface ayiyinto enhle. Luhlobo lwe-let-just-get-this-work-display display equkethe ezininzi iinkcukacha zokutshekisha kunye nokucinga kancinci, kodwa kulungile ukuba uyazi into oyenzayo nento ofunayo.
IRhafu yeNkululeko ikwavumela ukuba unqume ukuba yiziphi iinkalo zokubuyisela ofuna ukuzisebenzela xa ufuna ukusebenzela kuzo, zinikwe ngokulandelana kwexesha, kwaye zinika iingcebiso. Le nkqubo iya kukubethela ngokufanelekileyo ehlombe kwaye ibuze ukuba ufuna ukufakela oku, loo fomu okanye enye ifomu yerhafu ukuba ikwazi ukugcina iirhafu zerhafu. Kunceda ukuba sele uqonde ukuba zeziphi iifom zerhafu. Ngaphandle koko, usenokushiywa encinane ebumnyameni.
Ukuba ufaka ulwazi olunokubonelela nge-IRS, iRhafu yeNkululeko iya kukuxwayisa. Inkxaso ye-Audit ifakiwe kwixabiso, kwaye ungathenga ukuphucula ukulungiselela ukuphicothwa kwangoku. Kuza kuthumela i-imeyile xa uqala ukubuyela kwerhafu kwaye ungabuyeli kuyo kwithuba elithile, isikhumbuzo esincinci sokuthi awulungele ukulungiswa kwexesha lokugqibela.
IRhafu yeNkululeko ayikho isofthiwe yezobugcisa njengamanye amaninzi kwezinye iinkqubo. Awukwazi ukuyikhuphela kwikhompyutheni yakho, kwaye ayinikeli iinkonzo zeefowuni kunye neepilisi. Ungathenga ikhowudi ye-intanethi kwi-EZ edition ye-$ 15, okanye i-Basic Basic ye-$ 20. I-Deluxe edition i $ 40. Ukuba imeko yakho yerhafu iyinkimbinkimbi, ikhowudi ye-Intanethi ye-intanethi iya kuhlawula i-R70 70.
06 I-Software Free Free: I-Karma yeMboleko
Ikhredithi yeKarma yintsana entsha kwibhloko. Ewe, yinto efanayo yeKharma Karma ehlola i-credit yakho ngemali. Inkampani iqalise ukulungiswa kweerhafu ngo-2016, kwaye ngoku ukuza kweemfuno zombuso kunye neseburhulumenteni zikhululekile.
I-Karma yeMboleko inamakhinkana ambalwa ukuphumeza okwamanje, kodwa iphakamileyo ngeendlela ezimbalwa kwiinguqulelo zamahhala zenye isoftware. Kwenye into, ayigcini kwimali elula ye-1040EZ kunye ne-1040A. Iyakwazi ukujongana neemeko zerhafu ezinzima, nangona ukugcinwa kwesandla kunye nemisebenzi yokuncedisa ayininzi. I-interface yayo isebenza ngokufanelekileyo kwaye le nkqubo ayinakucaciswa ngoku, kodwa oko kulindeleke ukuba kuphuculwe ngokuhamba kwexesha. Emva koko, oku kulungelelaniso inkqubo yokuqala yerhafu.
I-Karma yeMboleko isetyenziswe ngokufana nokuncintisana kwayo. Ikubuza imibuzo kwaye ibalwa ukubuya kweerhafu ngokusekelwe kwimpendulo yakho, nangona kungekho "imicimbi yezobomi". Unokusebenza kwizihloko zerhafu ngokungaqhelekanga, ukhetha oko ufuna ukukwenza ngokulandelayo, okanye iKharma yeKharma iya kukuhamba ngolu hlobo lwenkqubo yokulungiselela ngokulandela isinyathelo esilandelayo. Ukholo olukhoyo alufumanekanga, nangona unokuthumela uncedo nge-imeyile xa unengxaki.
Kwaye nangona ulungiso lwerhafu lukhululekile, kufuneka usayine kunye neKharma Karma kwinkqubo yokujonga ngetyala ngokuyisebenzisa-malunga ne-$ 30 ngenyanga. Ngamanye amagama, kufuneka ube ngumthengi okhoyo. Kodwa ubuncinane ufumana iimveliso ezimbini kwixabiso linye. Uya kudibana neentengiso ezininzi.
07 I-Wizard ehamba phambili: Jackson Hewitt Premium
Igalelo likaJackson Hewitt kwi-software yerhafu liya kukuhlawula i-H & R Block kunye neTurboTax encinci, kwaye uya kufumana i-wididi enempumelelo kunye neyona ndlela ephindayo-leyo nto ikuhamba ngoluhlu lwemibuzo iphinda ikhuphe ukubuyiswa kwentela epheleleyo. zakho iimpendulo. I-Wizard yakwa-Jackson Hewitt ihlanganisa yonke imeko yerhafu yokucinga.
UJackson Hewitt Premium unako ukujongana neemeko zerhafu eziyinkxalabo, nangona unganakulinganiswa kwiipopups ezichazayo ukukuxelela ukuba kutheni kwenziwa kwaye yintoni eyenziwe, ubuncinane kungekho kwiimeko zonke. Kukho unxibelelwano lwezihloko zenkxaso, nangona kunjalo, kunye nezixhumanisi ezifumanekayo ngokukhawuleza zenkxaso yokuphila, into eninzi kwezinye izixhobo zentengiso zerhafu ayinikeli. Emva koko, uJackson Hewitt unendawo engaphezu kwama-6 000 ezitena kunye nendawo, ngoko ke inkampani imiselwe ukuba inikezele le nkonzo.
Into ongeke uyifumane yakho ngemali ngumntu ophezulu we-notch user experience. Iingxelo zitshilo ukuba ukusebenza kweprogram kungenza iffy ngamanye amaxesha. Isixhobo esibonakalayo sinzima kancinci kwamehlo kunye nokuhamba ngokungahambisani ncam.
Kukho uhlobo lokukhulula lokubuyisela okulula, umshicilelo oyisiseko we-$ 20, kunye ne-deluxe version ye-$ 35. I-premium version iya kukubuyisela i-$ 50 ngo-2017. Ukulungiswa kwembuyekezo yombuso yongeziweyo kubo bonke ngaphandle kohlobo lwamahhala, kodwa uJackson Hewitt uya kuphosa kwi-$ 20 ye-Walmart kwiGift ikhadi ukuze athathe umvuzo wokuhlawula le ntlawulo. Ekugqibeleni, ukubuya kombuso kuya kugcina kukubiza nge-$ 16.