Yiyiphi ifomu yeRhafu omele uyifake?

Ukwahlukana Phakathi kwamafomu 1040, 1040A kunye no-1040EZ

Enye yemingeni yabakhokhi berhafu abachasene nexesha lokurhafisa lichaza ukuba yiyiphi ifom yokwenza ifayile. Enye indlela yokuyijonga kukuba i-Internal Revenue Service yenza kube lula ngokunikela ngabakhokheli ngabanye abakhethiweyo abathathu. Ngokuqinisekileyo, kufuneka ube nesigqibo sokuba yeyiphi kwenye yezi ezintathu omele usebenzise.

Nantsi umgaqo osisiseko: Cinga ukusebenzisa ifom elula kwiimfuno zakho. Oku kuza kukulondoloza ixesha ekulungiseleleni ukubuya kwakho, kwaye i-IRS iya kukwazi ukuyisebenzisa ngokukhawuleza nangempumelelo.

Ezi zintathu iifom zikhoyo zibandakanya ifom ye-1040, leyo ifom yefom yerhafu, ifom ye-1040, enika amacandelo ambalwa kwiingxelo zemali kunye nokuncitshiswa kwebango, kunye neFom 1040EZ, eyona mfutshane kwaye elula ukuyigcwalisa.

Okokuthi, kukho imigaqo ethile esebenzayo nganye. Ngokuqinisekileyo, unokuba ufuna ukufakela ifom ye-Form 1040EZ, kodwa unganakho, ubuncinane ukuba awufuni ukuba ubango zonke iirhafu ezingenayo irhafu onelungelo. Nantsi imigaqo kunye nemiba esetyenziswa kwifomu nganye.

Ifom 1040EZ

Ungasebenzisa ifom ye-1040EZ ukuba ingeniso yakho engenayo ingaphantsi kwe-$ 100,000 kwaye unemivuzo engaphantsi kwe-$ 1,500 kwimali engenayo. Ingeniso yakho inokufumana kuphela kwimvuzo, inzala, imbuyekezo yokungasebenzi, kunye ne-Alaska Permanent Fund

Wena-kunye neqabane lakho ukuba utshatile-abaninzi baneminyaka engaphantsi kweminyaka engama-65. Isimo sakho sokufakela kufuneka sibe sisinye okanye sitshatile ngokubhaliweyo ngokubambisana. Awunakukusebenzisa le fomu ukuba ufanelekile njengenhloko yendlu kwaye ufuna ukubiza ukuba isimo sokufakela inzuzo, okanye ukuba utshatile kodwa ufuna ukufakela ukubuyela okuhlukile.

Awunakho utshintsho kwimali engenayo-ezo zilungelelaniso "ngaphezulu kwelayini" eziye zavela kwikwiphepha lokuqala leFomu 1040 ukunciphisa ingeniso yakho epheleleyo. Kumele uthathe ukutsalwa okuqhelekileyo. Awukwazi ukuyibeka.

Unokubanga i- credit income eyifumeneyo xa ufaka ifom ye-1040EZ, kodwa yile nto.

Azikho ezinye izikwere zerhafu ezifumanekayo kuwe xa usebenzisa le fomu.

Ifom 1040A

IFom 1040A yaziwa ngokuba "ifom elifutshane." Abahlawuli berhafu abaninzi banelungelo lokusebenzisa le nto. Ikuvumela ukuba wenze ibango elona liqhelekileyo elingaphezulu kwe-line kwi-income, kunye negalelo le-IRA, inzala yemboleko yomfundi, ukufundiswa kwemali kunye nokuhlawulwa kwemirhumo, kunye neendleko zeklasini. Kodwa njengeFom 1040EZ, ingeniso yakho engenayo kufuneka ibe phantsi kwe-$ 100,000. Ngokungafani neFomu ye-1040EZ, akukho mida yobudala okanye ukufaka izithintelo zemo.

I-yakho inokufumana inzuzo kwimvuzo, inzala, izabelo, ukunikezelwa kwenzuzo enkulu, i-IRA okanye ukusabalaliswa kwempesheni, umvuzo wokungasebenzi, iiNtlawulo zeNtlalo, iiNgxowa-mali okanye iintlangano, okanye izabelo ze-Alaska eziPhezulu. Awukwazi ukusebenzisa nayiphi na inketho yesitokisi sokhuthazo.

Awukwazi ukusebenzisa iFom 1040A ukuba ufuna ukukhutshwa kwakho. Kumele uthathe ukutsalwa okuqhelekileyo endaweni yoko.

Unokubanga izi khredithi zerhafu zilandelayo: Ikhredithi yeMali kunye neNkxaso yoLondolozo lwaBantwana, iMboleko yabantu abadala kunye nabakhubazekile, i-Credit Meyard Credit, i-Credittime Credit Learning, i-Credit Retirement Savings, kunye ne-Child Tax Credit, kunye neNgeniso yeMali ezuziweyo.

Abazali beekholeji abafundi bangafuna ukuqwalasela ifom yeFomu 1040A esikhundleni seFomu 1040 kuba inokunceda abafundi babo bekholeji bafanele ukufumana iphakheji enkulu yemali phantsi kweemvavanyo ezilula .

Ifom 1040

Ngokuqhelekileyo eyaziwa ngokuba yi "ifom ende," nawuphi na umhlawuli-ntlawulo angasebenzisa Ifomu 1040. Kuthatha ixesha elide ukuzalisa, kodwa ifomu 1040 inokusingatha nayiphi na imeko yerhafu, nokuba kunzima kangakanani.

Abanye abakhokhi berhafu kufuneka basebenzise iFom 1040, kuquka abo bafumana imali engenayo yerhafu ye-100 000 okanye ngaphezulu kunye nalabo abafuna ukuxothwa, njengalezo zenzalo zemali okanye iminikelo yokunceda.

Kufuneka usebenzise ifom ye-1040 ukuba unayo inzuzo kwirenti, ishishini, ifama, i-S-corporation, ubambiswano okanye ithemba. Kufuneka usebenzise le fomu ukuba unemivuzo yangaphandle, ukuba uhlawula irhafu yamanye amazwe, okanye ukuba ubiza iirhafu zerhafu. Kufuneka uyisebenzise ukuba uthengise amasheya, iibhondi, imali kunye kunye nepropati ngexesha lonyaka werhafu.

Unokubakho konke ukulungiswa kwimihla engaphezulu kwe-line kwi ngeniso kule fomu, kubandakanywa ukuncitshiswa kwezigwebo ekuhoxisweni kwangaphambili kwindleko, ukunyuka kweendleko kunye neengxelo zokulondoloza impilo.

Kufuneka usebenzise ifom ye-1040 ukuba ubale i-surtax, njengeNtlawulo yoLuntu kunye neMirare kwiingcebiso ezingenakutshitshiswa, irhafu yengqesho yomzi, okanye i-10 yepesenti yentlawulo kwizabelo zokuqala ukusuka kwisicwangciso somhlala-phantsi.

Ukuba unokungabaza nantoni na, kufuneka usebenzise ifom ye-1040. Awukwazi ukungahambi kakuhle ngokusebenzisa le fomu yerhafu.

Ezinye iifom ze-IRS onokuzifuna

Ukongeza kokufakela ukubuyiswa kwakho kwerhafu yonyaka, nawe unokufuneka ufake ezinye iincwadi nge-IRS okanye kwiSebe lezeMali. Nazi ezinye ezimbalwa eziqhelekileyo.