Ukuqonda iFomu ye-W-2, ingxelo yeNgxelo yeMvuzo kunye neNkcazo

Iifom ye-W-2 ingxelo Iingxelo ezifumanekayo kunye neentlawulo zihlawulwe

Iifom zerhafu zingaba lula ukuqonda ukuba ngaba zingabonakaliswa ngamanani kunye neleta, ukuba zichaze ngokucacileyo oko ziseNgesi. Ifomu W-2 yiNgxelo yeNgxowa-mali kunye neNkcazo. Uzakufumana oku kwincinci elincinci ngasecaleni kwefom ye-"Ifomu W-2" ekuprintweni okukhulu.

Iimfanelo ze-W-2 kubaqeshi

Ifomu W-2 ibika umvuzo womqeshwa wonyaka kunye neentlawulo zokubanjwa komqeshi wakhe kumvuzo wakhe, umvuzo kunye neengcebiso.

Ukuba ungumqeshi, kufuneka ulungiselele omnye wabasebenzi bakho kwaye unikezele ikopi kwi-Social Security Administration.

Ewe, Ulawulo loKhuseleko loLuntu. I-SSA iza kuhamba kweli nqanaba kwaye yabelane ngolwazi ngeNkonzo yangaphakathi yeNgeniso.

Kumele uthumele iposi okanye unike ngesandla iifomu ze-W-2 kubasebenzi bakho ngaphandle koJan 31 kunyaka ngamnye werhafu, ngoko ke ukuba awukwenzi oko kunjalo, qha ga mshelana nomncedisi we-akhawunti ukuba uncede ngokufakela emva kwexesha uze ufike kuye kungekudala kwenzeka. Ube nexesha elongezelelweyo lokufakela nge-SSA ngaphambi ko-2017, kodwa oko kwatshintshwa phantsi koKhusela amaMerika kwi-Tax Hikes Act (PATH) ka-2015, ngoko musa ukulandela nje imigaqo evela kwiminyaka edlulileyo. Zonke i-W-2 zilungele ngoku kuJan. 31.

Imbopheleleko Yentlawulo yabasebenzi

Njengomqeshwa, kufuneka ubike ingxelo yakho yerhafu yakho yokubuyisela yonke imali oyenayo kumsebenzi okanye kwimisebenzi kunyaka. Unokuhlangabezana nesinye okanye ngaphezulu kwezi ngxaki eziqhelekileyo.

Yintoni ongayenza ngeFomu Xa Unayo

Kufuneka ufumane iikopi ezintathu ze-W-2 yakho: Kopisha B, C no-2.

Ukuqonda kwakho i-W-2

Ukwazi indlela yokufunda Ifom yakho W-2 kunokukunceda uqonde umvuzo wakho kwaye kukunike ikhanda kuqala xa ulungiselela irhafu yakho. Le fomu efika ngokwenene ngobukhulu bobuninzi, imilo kunye nefomathi, kunye nefomathi eyoyijonga xa ukhangelelwa kwakho iya kuxhomekeka kwindlela inkqubo yomqeshi wakho yokuhlawula ngayo. Kodwa yonke ifomu W-2 iqulethe ulwazi olufanayo kungakhathaliseki. Nantsi inqakrazo yomgca-ngomgca, ukuqala ngeebhokisi eziludwe. Ezi zichonga ngokukodwa.

Iibhokisi ezixutywayo zivela kwiFomu W-2 ngokunjalo. Ezi zirekhodi zakho zemali.

Ikhowudi A Ukungathotywanga koKhuseleko loLuntu okanye irhafu yeRRTA kwiingcebiso. Faka le mali njengenxalenye yentlawulo yakho yerhafu kwiFomu 1040.
Ikhowudi B Iserhafu se-Medicare esingayifumananga kwiingcebiso. Faka le mali njengenxalenye yentlawulo yakho yerhafu kwiFomu 1040.
Ikhowudi C Inzuzo ehlawulwanga yerhafu ye-inshorensi yexesha elide ngaphezu kwama-50,000. Le mali sele ifakiwe njengenxalenye yomvuzo wakho ohlawulwayo kwiibhokisi 1, 3, no-5.
Ikhowudi D I-401 (k) okanye iSIMPLE 401 (k) isicwangciso somhlala-phantsi.
Ikhowudi E Izicwangciso zokungabikho ezihlawulwayo ezingahlawulwanga kwi-403 (b) isicwangciso somhlala-phantsi.
Ikhowudi F Izilungelo ezingabikho ezihlawulwayo ezihlawulwayo ezihlawulwayo kwi-408 (k) (6) isicwangciso somhlala-phantsi se-SEP.
Ikhowudi G Izibonelelo ezikhethiweyo ezingahlawulwanga umvuzo kunye negalelo lomqeshi ongakhethi kwi-457 (b) isicwangciso somhlala-phantsi.
Ikhowudi H Izilungelo ezingabikho ezihlawulwayo zokuhlawula umvuzo kwi-501 (c) (18) (D) isicwangciso sokuxolelwa kwentlawulo. Le mali ibandakanywe kwibhokisi 1 umvuzo. Jonga iMigaqo kwiFomu 1040 malunga nendlela yokurhola le mali.
Ikhowudi J Umvuzo wokugula ongekho umrhumo. Le mali ayifakiwe kwimvuzo ehlawulweyo kwiibhokisi 1, 3, okanye 5.
Ikhodi K Ixabiso lentlawulo (elilingana neepesenti ezingama-20) kwiimali ezingaphezu kwee-"parachute zegolide". Faka le mali njengenxalenye yentlawulo yakho yerhafu kwiFomu 1040.
Ikhowudi L Ukubuyiselwa kwentlawulo engekho-ntlawulo yeendleko zoshishino.
Ikhowudi M Ukungathotywanga koKhuseleko loLuntu okanye irhafu yeRRTA kwi-inshorensi yobomi bentsholongwane yexesha elihlawulwe ngaphezu kwe-$ 50,000 kwabasebenzi basebenzi. Faka le mali njengenxalenye yentlawulo yakho yerhafu kwiFomu 1040.
Ikhowudi N Iserhafu ye-Medicare engayifumanwanga kwi-inshorensi yobomi bentsholongwane engama-50,000 yabasebenzi basebenzayo. Faka le mali njengenxalenye yentlawulo yakho yerhafu kwiFomu 1040.
Ikhowudi P Ukuhlawulwa kwemali engekho-ntlawulo yeendleko ezihambayo zabasebenzi, ukuba iimali zahlawulwa ngqo kumqeshwa. Le mali ingafuneka isetyenziswe kwiFom 3903 (pdf) xa kubalwa iindleko ezithintekayo zokususa
Ikhowudi Q Ukuhlawula okungahlawulwanga. Abanye abantu banokukhetha ukuquka umvuzo wokulwa xa kubalwa i- Income Income Credit . Jonga ukupapashwa kuka-3 ngolwazi olungakumbi malunga nokukhutshwa kwendawo yokulwa.
Ikhowudi R Igalelo lomqeshi kwi-Akhawunti ye-Archer Medical Savings. Le mali kufuneka ibhalwe kwiFomu 8853 (pdf).
Umgaqo S Umvuzo ongekho umrhumo wokuhlawulwa kwi-408 (p) isicwangciso sokuthatha umhlala-phantsi.
Ikhowudi T Umqeshi uhlawula iindleko zokwamkela. Le mali ayifakiwe kwiBhokisi 1 umvuzo. Sebenzisa ifomu 8839 ukubala isahlulelo esingahlawulwanga kunye nesingakhokhiswanga yile mivuzo yokuthobela.
Ikhowudi V Ingeniso ekusebenziseni okukhethiweyo kwempahla yesitokethi. Le mali sele ifakiwe njengengeniso ehlawulwayo kwiibhokisi 1, 3, no-5. Nangona kunjalo, uya kusadingeka ukuba uxelele ngokwahlukileyo ukuthengisa kwanoma yiyiphi inketho yesitokethi kwiShedyuli D kunye neFomu 8949.
Ikhowudi W Igalelo lomqeshi kunye nomsebenzi kwiAkhawunti yokuGcina iMpilo. Bika le mali kwiFomu 8889.
Ikhodi Y Abafaki-mali bemivuzo ngaphantsi kwe-409A isicwangciso sokuhlawulela esingekho esifanelekileyo.
Ikhowudi Z Ingeniso efunyenwe phantsi kwe-409A isicwangciso sokuhlawulela esingekho esifanelekileyo. Le mali sele ifakiwe kwimali ehlawulwayo kwiBhokisi 1. Le mali ixhomekeke kwerhafu eyongezelelweyo yepesenti ezingama-20 kunye nomdla njengenxalenye yentlawulo yakho kwi-Form 1040.
Ikhodi yeAA Imirhumo yerhafu emva kweRoth 401 (k) isicwangciso somhlala-phantsi. Le mali ifakiwe njengenxalenye yebhokisi yakho 1 umvuzo.
Ikhodi BB Imirhumo yerhafu emva kweRoth 403 (b) isicwangciso somhlala-phantsi. Le mali ifakiwe njengenxalenye yebhokisi yakho 1 umvuzo.
Ikhodi yeDD Iingxelo zeendleko ze-inshorensi yezempilo engekho irhafu enikezelwa ngumqeshi wakho.
Ikhodi yeEE Imirhumo yerhafu emva kweRoth 457 (b) isicwangciso somhlala-phantsi esinikezelwa ngabaqeshi karhulumente. Le mali ifakiwe njengenxalenye yebhokisi yakho 1 umvuzo.

Ungumqeshwa osemthethweni. Oku kuthetha ukuba uphawula umvuzo kule W-2-kunye naziphi na ezinye iifom ze-W-2 ozifumanayo eziphawulwe "umqeshwa osemthethweni" -Fom ye-1040 IShedyuli C. Umvuzo wakho awuxhomekeke kwingxowa-ntlawulo yengeniso, ngoko kufuneka ubone inani elingenanto okanye elingenalutho kwiBhokisi 2. Bayixhomekeke kwiiNdawo zokuKhuselwa koThuseleko loLuntu kunye noTywala, nangona kunjalo, ngoko iibhokisi ze-3 ukuya ku-6 mazizaliswe. Ukuxubusha malunga noluphi umqeshwa osemthethweni kunye nemithetho esetyenziswayo, jonga icandelo 1 lopapasho-15.

Wena uthathe inxaxheba kwisicwangciso somhlala-phantsi somqeshi ngexesha lonyaka werhafu. Oku kungaba ngu-401 (k) isicwangciso, i-403 (b) isicwangciso, i-SEP-IRA, iSIMPLE-IRA okanye olunye uhlobo lwesicwangciso somhlala-phantsi. Ukukwazi kwakho ukunikezela igalelo kwi- IRA yendabuko inokuthi ingancinci ngokusekelwe kwingeniso yakho xa uthatha inxaxheba kwisicwangciso somhlala-phantsi, ngoko jonga umgcini-mali okanye omnye umqeqeshi werhafu ukuba ibhokisi ihlolwe.

Ufumene umvuzo wecala lomntu wesithathu phantsi komgaqo-nkqubo wakho we-inshorensi yomntu wesithathu kunokuba ufumane umvuzo ngokugula kumqeshi wakho njengenxalenye yokuhlawula rhoqo. Umvuzo ogulayo awufaki kwi-Ibhokisi lakho 1 umvuzo, nangona umvuzo wokugula ugqithiselwe kwiNkcazo yoKhuseleko lweNtlalontle kunye neerhafu. Jonga iCandelo 6 loPhulo lwe-15-A malunga nengxowa yokugula kunye nomvuzo wokugula wesithathu,

Yaye unayo. Kuyamangalisa ukucinga ukuba ulwazi oluninzi lunokufumaneka kwifom encinci, kodwa i-W-2 yakho ikunikeze yonke idatha oyifunayo ukuba uyixele ingeniso oyitholile njengomqeshwa.