Ukulungiswa kweRhafu namaxabiso

Ixabiso elithandekayo lokuhlawula ukubuyisela ukubuyiswa kweerhafu?

Iingcali zerhafu zinendlela ezahlukeneyo ezazisetyenziswa ukubeka amanani okulungiselela ukubuyiswa kweerhafu, ngoko kuya kuba lula ukuthelekisa iipulo kunye nama-oranges xa ukhangele i-best deal. Njengomgaqo jikelele, amaxabiso akhula njengoko imeko yakho yezemali kunye nokubuyiswa kwakho kwentela kuba nzima.

Izindlela zexabiso elisebenzisiweyo ngabaCwangcisi beRhafu

Ukuba uthelekisa abaqeqeshi beerhafu ezahlukeneyo okanye abagcini-zimali, unokubuza malunga nendlela i-firm imisela ngayo amaxabiso ayo.

Unokucela ukuba uqikelele ukuba iinkonzo zabo zingakubiza ntoni, kodwa mhlawumbi awuyi kuphendula, ubuncinci uze udibene kunye neengcali ukuba uhambe kwiimeko zakho zerhafu. Abanye abacwangcisi beakhawunti banikela ukubonisana kwamahhala.

Ngaphandle kokuba uqale udibana nawe, kunjalo, iqumrhu liya kufuneka lizise inani labo kwisishwankathelo sakho imeko, enokuthi okanye inganikezeli umfanekiso ochanekileyo. Emva kwakho konke, mhlawumbi ungeke ufune iinkonzo zengcali ukuba ungeyodwa i-savvy ngemicimbi yerhafu.

Ezinye zeendlela ezisetyenziswe ngabaqeqeshi berhafu ukubeka amanani zibandakanya:

Imilinganiselo yoThutho lweNtlawulo

Umcebisi weCPA Practice Advisor uthi ufanele ulindele ukuhlawula umyinge we-$ 273 ngonyaka we-2017 wokufowunela ukuba ufuna ukukhupha imali yakho yokubuyiswa kweerhafu. Ngaphambi kokuba ulunge, ungathuthuzela ukwazi ukuba oku kubandakanyeka kokubili ukubuyiswa kobuso kunye neseburhulumenteni.

Umrhumo wemyinge wehla ufika kwi-$ 176 xa ungayifumani, okukuxelela into malunga nokuba kunzima kangakanani kunye nokuchitha ixesha.

Yilungele ukuhlawula ngaphezulu xa ubonisa ukuqeshwa kwakho kunye neerisi ezifakwe ngokukhawuleza kwibhokisi yekhadibhodi, okanye ukuba ulahlekelwa ngenye yamaphepha okanye irhafu ebalulekileyo njengaleyo 1099 oyifumene ngenzuzo yengeniso oyenayo ngonyaka.

Ukuba imeko yakho yerhafu ayinzima kakhulu, ungagcina kakhulu ngokuthenga isofthiwe yokwenza ityala kunoko. Ezi nkqubo ziye zashintsha kakhulu kwiminyaka kwaye zilungiselelwe ukubuza imibuzo ethile uze ulungiselele ukubuya kwakho ngokusekelwe kwimpendulo yakho kunye nedatha oyifakayo. Amaxabiso aqala ngo-$ 29.99 kwi-H & R Block kunye ne-TurboTax iinkqubo ze-2016. Kukho iindleko ezongezelelweyo zokulungiselela ukubuyiswa kombuso.

Ukuba iimeko zakho zerhafu zilula kwaye ziyisiseko, unokubakho ngokuqinisekileyo ukubuyiswa kwakho okulungiselelwe kwaye kufakwe ngaphandle kwesihlomelo, ngokuxhomekeke kumlinganiselo othile wokufumana imali. Ifayile ye-IRS yamahhala inokukukhokela kwizinto ezikhoyo.

Fumana iinto ezibandakanyiweyo kwi-Tax Preparation Fee

Ukuba uthatha isigqibo sokusebenzisa uchwepheshe, qiniseka ukuba umbuze oko kufakwe kwimali yakhe. Ingaba uhlawulisa ngaphezu kokufakelwa kwikhompyutha, okanye ngeefowuni kunye nokuhambela iofisi?

Ezinye iifemu, ngokukodwa iintambo zeenqanawa ezifana ne-H & R Block, hlawula imali eyongezelelweyo yokukhuselwa kokuphicothwa. Uhlawulela ngokukodwa nayiphi na indleko oya kuyenza xa i-Internal Revenue Service inquma ukukhanyisa ukukhanya kwerhafu yakho. Fumana oko kubandakanywe nomrhumo wakho wokuqala ukuba uhlahlo lwakho lwentlawulo luphicothwe, kwaye kwenzekani ukuba iimpazamo ezithandabuzwayo zenziwe ngumlungiseleli kwaye zazingekho ziphoso.

Indlela yokuthetha ngexabiso elifanelekileyo

Ukuba ufuna ixabiso eliphantsi, fownela iifenethi ezahlukeneyo zokulungisa irhafu uze uzive ngeendawo zazo zamanani. Ibhizinisi lingenako ukukwazi ukunika ixabiso elichanekileyo, kodwa kufuneka likwazi ukucaphula wena intengo ephakathi okanye uluhlu lwamanani kwiimeko zakho zerhafu.

Ezinye iifemu zihlawulisa amanani aphakamileyo ngexesha leentsuku ezigqithiseleyo, njengeeveki nje emva kweefom ze -W-2 zithunyelwa ngeposi kwaye nje ngaphambi kokuba kufike umhla wokuhlawula irhafu.

Unako ukufumana ukucaphulwa kwentengo ephantsi ngexesha elingaphantsi kwexesha lerhafu.

Iindlela zokuHlaba iimpahla ezingafanelekanga

Ezinye iimodeko zentengo ezingekho mthethweni kwaye zingavunyelwe liSebe leNondyebo. Njengomgaqo oqhelekileyo, ootitshala beerhafu bavunyelwe ukuhlawula "umrhumo ongenakunqunyelwayo" wokubonelela ngeenkonzo zerhafu okanye ukuhlawula intlawulo esekelwe kwingcaciso equlethe ukubuyela kwakho. Omnye umzekelo oqhelekileyo ngumrhumo osekelwe kwipesenti yembuyekezo yakho yentela. Iimviwo zokuqala zerhafu nazo zivunyelwe ukuhlawula imali ekhoyo ngaphandle kweemeko ezithile.

Qaphela umrhumo obonakala uphezulu kunomyinge. Imirhumo eninzi ingabonakalisa okokuqala ukuba i-preparer yakho yerhafu ibandakanyeka kwimisebenzi yobuqhetseba. Amacala amaninzi okukhwabanisa afake ama-preparators athathwe ngokuchithwa okungafanelekanga kunye neerhafu zemali kunye nokuhlawula iirhafu ezinkulu kubaxhasi babo. Ukuba i-invoyisi yakho iphakamileyo kakhulu kunokuba uyilindele, qiniseka ukuba ubuze umgcini-akhawunti wakho ukuba iimali zenziwe njani.

Yintoni enokuyenza kwiNkundla yeNgxabano yexabiso

Okungenakwenzeka, abathengi kunye nabaxhasi beerhafu abanokungavumelani malunga nexabiso elifanelekileyo lokulungiselela intlawulo. Imithetho yeSebe leNondyebo ikukhusela kwimirhumo yemirhumo. Unelungelo lokufumana iifayile zakho zokuqala zerhafu kwi-akhawunti-mboleko nangona awuzange uyihlawule umrhumo. Ngomqondiso ofanayo, i-akhawunti ziyakwazi ukugcina naziphi na iifom, iishedyuli kunye namaxwebhu abaye balungiselela-akudingeki ukuba baphendule oku kuwe ngaphandle kwembuyekezo.