Nazi ezinye iindlela zokuqwalasela.
Ulwabiwo
Ukufundiswa kweyona ndlela yindlela efanelekileyo yokuhlawula imfundo yakho. I-semester nganye kufuneka ifake isicelo sokufumana i-scholarship ngeyunivesithi. Uninzi lweyunivesithi luza kunika ubungqina benkxaso-mali ekusetyenzisweni ukuba ugcina umgangatho othile weplasi. Unako ukufumana izifundo ezipheleleyo zokufunda okanye ihafu zesikolo ukuba unokugcina umgangatho wezinga eliphezulu. Ukongezelela, isebe lenu linokunikela ngeengxowa-mali, ngokukodwa kubantwana abadala okanye abadala abafuna inkxaso engaphezulu kwiiprojekthi eziphambili.
Ukongeza kwi-scholarships ezinikezelwa yunivesithi, kufuneka usebenzise izicelo ezahlukeneyo zemfundo yabucala. Isebe lakho isebe lingabhala uluhlu kunye neengxowa-mali ezifumanekayo kubafundi bakho abakhulu, kodwa kufuneka uhambe ngaphaya kweloluhlu. Uninzi lwale mivuzo lubukeka kwezinye izinto ngaphandle kwamabakala kwaye kunokufuna incoko, iiyure zenkonzo okanye ividiyo ukuba ifake isicelo. Okuncinci, ukufundiswa kwendawo kungase kube lula ukuyifumana, kodwa ukuba uthatha ixesha, kufuneka ukwazi ukufumana ezininzi ezinokuzifumana.
Amanye amashishini angabonelela ngeengxowa-mali xa uzimisele ukutyikitya nabo ukuba usebenzele zona iminyaka embalwa emva kokuba uphumelele kwiikholeji.
Izibonelelo zePell
I-Pell Grants yintsimi eninzi xa ufanelekile ukufumana imali. Ngelishwa, kufuneka ubeke ulwazi lwabazali bakho kwisicelo.
Oku kunokunciphisa ukufaneleka kwakho nokuba ngaba abazali bakho abakunako ukukunceda ukuhlawula ikholeji. Udinga ukubonisa inkqubela efanelekileyo ukwenzela ukuqhubeka ufumana iSibonelelo sePell. Ukuba usebenza kwisidanga esiphumeleleyo, awuyi kufanelekela iSibonelelo sePell.
Isicelo sePell Grant siyafana nokubolekwa kwemali. Akunakulimaza ukufaka isicelo sokhetho. Awunayo imali-mboleko xa ugqiba ungabadingi, kodwa i-Pell Grant yimali ongeyodinga ukuxhalabisa ngokubuyisela kwaye inokufakela inxalenye yesifundo sakho kunye nezinye iindleko zemfundo.
Izibonelelo zoPhando
Ezinye iigorha zinokuba nophando okanye iiprojekti zeprojekthi ezikhoyo ukuncedisa ngemali. Ngokuqhelekileyo ezi zihanjiswa kubafundi abakhulu okanye abadala okanye abafundi abaphumelele. Ungadinga ukucetyiswa ukuze ufake isicelo, kwaye kufuneka uthethe kwiprofesa okanye umcebisi wezobuchule ukuba ufunde okungakumbi malunga nento onokuyenza ukuze ufumane ilungelo lokuphanda. Oku kufana nokuba nokuncedisa ukufundisa, kodwa kunokuncedisa ukuguquguquka okongezelelweyo kwaye akufuneki inombolo yeeyure ngeveki okufuneka uchithe ukusebenza kuyo.
Imisebenzi yasehlobo
Ukuba awufuni ukusebenza ngexesha lonyaka wesikolo, ngoko kufuneka wenze uninzi lwehlobo lakho kunye nekhefu lasebusika.
Oku kusenokuthi isebenze imisebenzi emibili phezu kwexesha elipheleleyo lexesha elizeleyo ukuze ukwazi ukugcina ngokwaneleyo ukukhupha iindleko zakho kulo lonke unyaka. Kuthetha ukuba kufuneka ubenze kakhulu umsebenzi wakho wehlobo kwaye ukhethe imisebenzi eya kuhlawula ngaphezu komvuzo omncinci. Iitafile zokulinda yindlela efanelekileyo yokuzisa imali enhle, kodwa unokufundisa okanye wenze neminye imisebenzi enikezela ngaphezu kweyona mivuzo. Ukuba ulawula imali yakho ngokucophelela, unokukwazi ukukwenza nomsebenzi owenzayo phezu kwehlobo.
Imali Yomfundi
Njengokugqiba kokugqibela, ungasebenzisa iimali-mboleko zabafundi ukukunceda ukufihla iindleko zakho zekholeji. Ukuba kunokwenzeka, umele ulinganise iimali-mboleko zomfundi kwimali-mboleko yomfundi ngenxa yokuba unokukwazi ukufumana iintlawulo ezisekelwe kwingeniso okanye iinkqubo zokuxolelwa kwemali mboleko emva kokuba uphumelele. Kungaba nzima ukugqiba kwaye ube nenkokhelo enkulu yokubolekisa ngemali oyifunayo ukuba wenze inyanga nganye.
Kubalulekile ukuqaphela uxanduva oluthathayo xa uthabatha imali mboleko. Qinisekisa ukuba ubeke ingqalelo kwingcebiso ngoncedo lwezemali, kufuneka uthathe xa uthabatha imali. Kufuneka uphathe imali yakho ngokucophelela ukuze ugweme ukwenza iimpazamo zemali kwiikholeji kuba baya kukulandela emkhatsini wakho omdala.
Qinisekisa ukuba uthatha iingenelo zokuphulwa kweRhafu
Unako ukufumana iimpazamo zerhafu ezongezelelweyo njengeTrenda yeMatyala okanye i-American Opportunity Tax Credit. Ezi aziyi kunika imali ngeendleko zakho, kodwa ikuvumela ukuba uthathe ezinye zeendleko kwiirhafu zakho. Ukusebenzisa oku kunokukunceda ukulawula ukuhlawulwa kwesikolo. Xoxa nomgcini-akhawunti xa unemibuzo ngendlela engcono yokubanga ezi zi khredithi. Abayi kuthiwa kunye kwaye kukho imithetho ecacileyo malunga neendleko ezifanelekileyo kunye namanqanaba akho ngeniso. Qinisekisa ukuba uhlolisise ngononophelo ngaphambi kokuba uyibange.