Iibhondi ezichasene neeShishini? Yintoni Eyilungeleyo?
Amasheya enza kakuhle xa uqoqosho lukhula . Abathengi abathengi kwaye iinkampani zifumana imali ephezulu ngokubonga kwimfuno ephezulu. Abatyalomali bazive benetembelo. Bafuna ukubetha ukunyuka kwamaxabiso, kwaye izitokisi yindlela efanelekileyo yokuyenza.
Bathengisa izibophelelo zabo baze bathenge amasheya.
Xa uqoqosho luba buthathaka , abathengi bathenga ngaphantsi, inzuzo yenkampani iyawa, kunye nokunyuka kwamaxabiso emasheya . Yilapho abatyali-mali bathetha iintlawulo zenzalo eziqhelekileyo eziqinisekisiwe zizibophelelo.
Ngamanye amaxesha, zombini izitokhwe kunye nezibophelelo zinokunyuka kwixabiso ngeli xesha. Oku kwenzeka xa kunemali emininzi , okanye i- liquidity , ukutshitshisa kakhulu imali-mali. Kwenzeka phezulu kwerhwebo. Kuyakwenzeka xa abanye abatyali-mali bathemba ithemba kwaye abanye bangenalo ithemba.
Kukho namaxesha apho isitokisi kunye nezibophelelo ziwela. Yilapho abatyali-mali batyhafile kwaye bathengisa yonke into. Ngelo xesha, ixabiso legolide liphakama.
Ukuqonda amaBond kunye neShishini
Iimali-mboleko ziboleka imali kwiinkampani okanye urhulumente. Iintlawulo zenzalo zihlala zifana nobomi bemboleko. Ufumene inqununu ekupheleni ukuba inkampani ayifumanekanga. Ukulinganiswa kwe-S & P kukuxelela ukuba kuya kwenzeka njani.
Ixabiso lekhoboka liguquka ngexesha. Kubalulekile kuphela ukuba ufuna ukuyithengisa kwimarike yesibini. Abathengisi beBond bafanisa ukubuya kwayo, okubizwa ngokuba ngumvuno, nakwezinye iintambo. Abo banomlinganiselo omncinci wenzalo, okanye ukulinganisa kwe-S & P engafanelekanga, banelungelo elingaphantsi kwezibophelelo eziphezulu .
Amasheya ayingxenye yobunini benkampani.
Ixabiso layo lixhomekeke kwimali yenkampani. Amaqumrhu akhulula ingxelo yabo yemivuzo nganye nganye kwikota. Ixabiso lentengo libuye litshintshe yonke imihla. Kuxhomekeke kubaqikelelo abahwebi beemali ezizayo xa kuthelekiswa neenkampani ezikhuphisanayo.
Iibhondi ezichasene neeSitokisi: Yiyiphi engcono kuwe?
Ingaba izibophelelo okanye izitokethi zizobakho ukutshala imali engcono kuxhomekeke kwizinto ezimbini. Okokuqala, ziziphi iinjongo zakho? Ukuba ufuna ukuphepha ukulahlekelwa yinqununu yakho, nwabele ukufumana iintlawulo eziqhelekileyo kwaye ungakhathazeki malunga nokunyuka kwamaxabiso , ke iimbophelelo ziza kuwe. Kusenokuba kukhethwa kuwe ukuba uhlala umhlala phantsi, okanye mhlawumbi kufuneka usebenzise imali engenayo .
Ukuba unako ukubamba kwiifowuni zakho nokuba ixabiso liyancipha, awuyidingi imali engenayo, kwaye ufuna ukukhupha umthamo wamanani emveliso, ke izitoko zinikela ngeenzuzo ezininzi. Ukuba usemncinci kwaye unomsebenzi ohlawula kakuhle, ngoko ke oko kukujoliswe kuyo.
Okwesibini, ukwenziwa koqoqosho njani? Ngamanye amagama, kwisiphi isigaba somjikelo webhishini ? Ukuba ukwandisa, izitokisini zibonelela ngezibonelelo ezininzi. Oku kubangelwa ukuba bafumana ixabiso njengenzuzo yokuphucula. Ukuba i-contracting, ke iibhondi kukutshala imali engcono. Bayakukhusela utyalo-mali ngelixa unika imali engenayo. Nanku apho esikulo mjikelezo wezoshishino .
Abaninzi abacwangcisi bemali baya kukuxelela ukuba ukudibanisa ngokufanelekileyo isicwangciso esilungileyo sokutshala . Kuthetha ukuba kufuneka ube nomxube wee-stocks kunye nezibophelelo kwipotfoliyo yakho ngamaxesha onke. Uphando luye lwabonisa ukuba ngokuhamba kwexesha, ukuhlukahluka kubangela ukubuyela ngokukhulu kunobungozi obuphantsi.
Ungatshintsha umxube, okanye ulwabiwo lweefa , kwezitokisi ngokumalunga nezibophelelo zokuphendula umjikelo webhishini kunye neenjongo zakho zemali. Ngokubanzi, ukuba nezinye zikhusela kwizinto ezingaziwa.
Indlela i-Federal Reserve isebenzise ngayo iBond ukuze ikhulise i-Stock Market
I- Federal Reserve ilawula iirhafu ngenzala kwimisebenzi yayo yemarike evulekileyo . Xa iFed ifuna ukuhlaselwa kweerhafu, ithengisa i- US Treasury . Oku kufana nokukhula kweemfuno zeebophelelo zesizwe, okwenza ixabiso labo likhuphuke. Njengazo zonke iibhondi, xa ixabiso liphakama, inzala yenzalo iyawa.
Ixabiso lentlawulo ephantsi libeka uxinzelelo oluphezulu kwixabiso lempahla ngezizathu ezibini . Okokuqala, abathengi bentengo baya kufumana umyinge we-interest rate, kwaye ke, ukubuyiswa okuphantsi kokuthenga kwabo. Ubenza baqwalasele ukuthenga izitokisi ezinobungozi obuphezulu ukuze bafumane ukubuyiswa okungcono.
Okwesibini, izinga lentengo ephantsi liboleka imali ephantsi. Unokunceda iinkampani ezifuna ukwandisa. Inokunceda abakwa-homebuyers ukufumana izindlu ezinkulu. Kananjalo kunokunceda abathengi abafuna imoto, ifenitshala kunye nemfundo. Ngenxa yoko, ixabiso lentengo elincinci likhuthaza ukukhula koqoqosho. Ikhokelela kwimali ephezulu yamashishini kunye namanani e-stock ephezulu.
Ekujuleni : Iintlobo zeebhanki | Indlela iBond ezichaphazela ngayo uqoqosho | Iimali zeBond zichaphazela njani amaRhafu enzala