Utyalo kwi-ETFs ukuze ufikeleleke lula kwi-Stock Market
Yintoni i-ETF?
I- ETF yipotifoliyo encinane.
Elula njengoko. Ingqokelela yamasheya (okanye ngamanye amaxesha ezinye iimpahla) eziphambili ngendlela yokulandela imarike ethile, imboni , okanye impahla . Umzekelo, i- ETF yegolide iyahamba ngexabiso legolide. I- ETF yokubambisana ihamba kunye nexabiso lentlobo ezithile zeebhondi . Kwaye i-ETF yemakethe yemasheya ihamba kunye nemakethe yemasheya.
Ngaba kufuneka ndibe neNtengiso kwiNtengo ngokuthenga iiShishini?
Ukuba ucinga ukuba enye inkampani inakho, ukuthenga i-stock yenkampani ibe yinto efanelekileyo. Nangona kunjalo, ukuba ufuna ukutshala imali kwimarike yempahla yonke, kufuneka uthenge amasheya amaninzi kumacandelo amaninzi . Oku kunokuba yingxaki kwizizathu ezininzi .
- Ziziphi iimasheya okufanele uzithenge?
- Zingaphi izabelo ozifunayo kwisitoko ngasinye?
- Ziza kuba zininzi kangakanani kwiikomishoni kunye nemirhumo?
- Ngaba kuyingozi ukuthenga izitokethi ezingahleliwe?
Nangona kunjalo, kunye ne-ETF yemarike, inani lempahla yesabelo kunye nezabelo zithengiswa kwi-asethi enye. Kukho intengiso enye kuphela ngexabiso elilodwa.
Akunakufuneka uhambe emva kokutshutshisa amanani esitokisi, onokuba nzima. Ngomnye umnxeba kumthengisi wakho, unokukwazi ukufumana ngokukhawuleza kwimarike yesitokisi.
Ngaba ndimele ndibeke imali kwiNtengiso ngokuthenga i-Index?
Njenge-ETF, isalathisi siqokelelo samasheya ngokunjalo. Isalathisi semakethi sakhiwa kwakhona ukumela ukunyuka kwexabiso lentengo yeemarike kulandela.
Nangona kunjalo, ayilindelekanga njenge-ETF. Kufuneka uthenge amasheya athile kwizinto ezithiwa ibhaskiti. Uxelela umthengisi wakho ukuba athenge ibhaskiti kwaye uthenge iisitokethi ezifunekayo ukugcwalisa ibhoksi yenkcazo. Kwakhona, oku kuquka ukuthengiselana kunye neentlawulo, ukuhlawula amaxabiso empahla, kwaye ngamanye amaxesha izibalo ezinzima kakhulu.
Isizathu sokuba ii-ETF zenziwe ukuba kube lula ukuthenga iibhasikiti. Ukutshintshwa kweemali ezixhaswe ngemali zenziwe ngeesitokisi ezifanayo zengxowankulu abayilandelayo, nangona kunjalo, i-asethi kwingxowa-mali ikulungele kwaye ilinde ukuthenga kwakho. Esikhundleni sokuthenga i-index index, ungathenga i-asethi enye efana nesalathisi.
Ngaba kufuneka ndibe neNtengiso kwiMarike kunye neTual Funds?
Iimali zengxowa-mali zisondele kwi-ETFs kunanoma yiphina into. Kwakhona ziyi-mini-portfolios ezenziwe ukuba zilandele kwaye zibonise okanye ezinye iimali-mali. Nangona kunjalo, iinjongo zabo kukuba bangenzi nje nje nge-index, kodwa endaweni yoko bazama ukubetha . Nangona oko kungekho ngaphandle kwayo, kunokukhokelela kwiindleko ezithe xaxa zokuthengisa kunye nomngcipheko. Amasheya athengiswa kwingxowa-mali yamanye imihla, ngamanye amaxesha ngaphandle kokuba uyazi. Abaphathi beeFund bathengisa kwaye bathenge amasheya kwingxowa-mali yenu yonke imini kunye nenjongo yokuzama ukubetha imarike.
Maxa wambi kusebenza, ngamanye amaxesha akwenzi. Nangona kunjalo, zonke ezo zorhwebo zenziwa nsuku zonke ziyakwazi ukukhawuleza i-bill yekhomishini yakho.
Imirhumo idlala indima enkulu kunye nemali kunye kunye. Ukuba umphathi wakho uthengisa isitoko esiphezulu kunokuba wathenga, leyo yinzuzo enkulu. Uncle Sam ufuna isabelo sakhe sokufumana oko kanye. Kwaye ngamanye amaxesha awukwazi nakhona malunga nayo ngokukhawuleza. Enye yezinto ezingabonakaliyo kweeNgxowa-mali eziManyeneyo kukuba azibonakali. Awukwazi ukuba yintoni ekhompyutheni yakho, yiyiphi intengiso eyenziweyo, okanye yintoni efunyenwe irhafu yentlawulo uze ufumane ingxelo.
Nge-ETF awuhlawuli irhafu yentlawulo uze uthengise i-asethi yonke, uhlala uyazi into ekhoyo kwingxowa-mali yakho, kwaye akukho mlawuli wemihla ngemihla. (ngaphandle kwe ETF ezilawulwayo ).
Ngaba kufuneka ndiTyala kwiNtengiso nge-ETF?
Ukuba ukhangele ukukhanya ngokubanzi kwiimarike zamasheya ngaphandle kwenqanaba eliphezulu lomngcipheko, iindleko okanye iingxaki, i-ETF yemarike inokuba yinto efanelekileyo yokubheja.
Imveliso elula yokutshala imali kunye neendleko zokuthengisa ezincinci, inzuzo enkulu yentela , kunye nezinye izibonelelo ezininzi.
Ukukunceda kwi-quest yakho ukutshala imali kwimarike yamasheya, nantsi amanye amanqaku anokukunceda ukuba uqalise ngeemali zokuthengiselana ngemali .