Oko Kufuneka Uyibuze Ngee-ETF zeBond
Ziziphi ii-ETF zeBond?
Njengamanye ama- ETF , ii-ETF ezixhamliweyo zifuna ukulandelelanisa inkcazo ehambelanayo okanye umkhiqizo otyalo-mali.
Kwimeko kunye ne-ETFs ezinxulumene noko kunjalo, akulula nje ngezinye iimali ezifana ne- ETF okanye ii-ETF zamandla .
Iibhondi ngokwazo zii-asethi ezingenayo imali engenayo. Uninzi lwabatyalomali banamathele ukukhula kuze kube yilapho bekhula kwaye bengabathengi kwiimarike zesekondari njengezikhokelo kunye neendleko. Kwakhona, ulwazi lwentengo aluveli ngokucacileyo kwiibhondi.
Le yimeko echaseneyo ye-ETF ye-bond, efuna ukuba yi-liquid, ifumaneke kwiimarike zesekondari, kwaye ifihlile xa ifika kwixabiso lembali. Ngoko njengoko unokubona, ukwakhiwa kwe-ETF kwakunezithintelo ezimbalwa zokunqoba. Nangona kunjalo, xa ii-ETF ezidibeneyo zenzelwe, zisebenza nje nge-ETF eziqhelekileyo kwaye zilandele inkcazo ebhondiweyo okanye umkhiqizo.
Bond ETFs Zisebenza njani?
Njengoko sithethi, i-ETFs idityanisiweyo kufuneka ibe yelwelo ukuze ithengiswe ngokutshintshiselwa phantsi. Nangona kunjalo, izibophelelo ziyaziwayo ngokuba zingekho. Umsebenzi wukuthi i-ETF yentsebenzo ihlala iqulethe kuphela izibophelelo ezinkulu kunye nobuninzi kwi-bond index.
Oku kunika u-ETF unxibelelwano ukukwazi ukulandelelanisa isalathisi kwaye ube "nomthengisi onobungane" ngexesha elinye.
Kwakhona, i-ETF idibeneyo ihlawula umdla ngegalelo yenyanga, nangona i-capital earnings ihlawulwa rhoqo ngonyaka. Kwaye nangona oko kunika imali yokubophelela kwiirhafu ezifana ne-ETFs , ayidlala njengendima enkulu kwi-ETF ezibophelelweyo ngenxa yokuba ukubuyiswa kwee-bond akunakuchukunyiswa kakhulu kwiintengo ezinkulu njengezitokisi.
Ngaba zikhona iintlobo ezahlukeneyo ze-ETF zeBond?
Kukho iintlobo ezahlukeneyo ze-ETF zokujonga nge- ISF yakho yokutyala imali . I-ETF yamazwe ngamazwe , amaqumrhu , urhulumente , omfutshane, ophakathi, kunye nexesha elide, kunye ne-ETF. Kwaye ngelixa kukho ezininzi iintlobo ze-ETF kwilizwe lokutyalo-mali, kukho ezininzi iintlobo ze-ETF ezinxulumene nazo. Zibonele wena ...
Ndingayifaka njani i-ETFs kwi-Portfolio yam?
Ukuba ucinga ukuba ulungele ukuqala nge-ETF ye-bonds, qiniseka ukuba uqhuba uphando oluphambili kuqala. Ngaba ukhangele umrhumo wemali, ngaba uyaziqonda impembelelo yentlawulo, uyazi ukuba uluhlobo luni lwe-ETF enxulumene neyona nto ifanelekileyo kwi-portfolio yakho?
Kufuneka uphendule le mibuzo kunye nabanye abaninzi. Uphando lweentlobo ezahlukeneyo ze-ETF ezifana ne-iShares Barclays Bundgate Bond Fund (AGG) okanye i-SPDR Barclays Capital Long Credit Bond ETF (LWC) kwaye ubone indlela abasabela ngayo kwiimeko zemarike. Qonda izibonelelo kunye neentsilelo ze-ETF ezinxulumene. Ukuqhuba ngokunyamekela kwakho, jonga ukuba le mali iyenzeka njani kwiimeko zeemarike ezahlukeneyo, jonga phantsi kwebhodi uze ubone oko kwikholeji .
Emva kokuba unokuqonda ngokucacileyo kwihlabathi le-ETFs ezibophelelweyo, yile kuphela ke ixesha lokuzibandakanya kwi-portfolio yakho.
Kwaye xa kukufuneka ukhangele uluhlu lwethu lwe-ETFs. Njengoko naliphi na utyalo-mali, i-stock yenkampani, i-ETF, i-Index okanye enye into, nceda qinisekisa ukuba uphando ngokuchanekileyo le mali yokuthengiselana imali kwiloluhlu. Yaye ukuba unemibuzo okanye ixhalaba, qiniseka ukuba udibana nomthengisi-mthengisi, umcebisi wezezimali okanye omnye uchwepheshe wezezimali.
Ngexesha ii-ETF zineenzuzo ezininzi , zininzi ezingonakalisayo ngokunjalo (njengoko kunjalo nayiphi na imali-mali). Ngoko kubaluleke kakhulu ukuqonda isithuthi sotyalo-mali phambi kokuba uthengise. Kodwa xa ufumane ukuqonda ngokupheleleyo kwii-ETF zeBond, unokucinga ngokukongeza okanye zombini kwiphothifoliyo yakho. Yaye inhlanhla nayo yonke imisebenzi yakho!
Ukuba unomdla kwi-ETF ye-International bond, ungaboni ngaphezu kweNcwadi yee-ETB ze-International Bond
+ UMarko Kennedy