I-ETF ye-Dividend Can Can Work for You
Akungabazeki ukuba ii-asethi zokuhlawula izahlulo zikhethwa ngokukhetha utsalo-mali. Abatyalomali bathambekele ekuthandeni igalelo ukwenzela ukuzinzisa iphothifoliyo, ukunciphisa umngcipheko othile, umgca wokulwa nokunyuka kwamaxabiso okanye ukudala umrhumo wengeniso. Kwaye ukwenzela ukufezekisa ezi njongo, abahwebi bangasebenzisa, iimali, iimali ezidibeneyo, kunye ne-ETFs.
Nangona kunjalo, izabelo ze-ETF zisebenza ngokungafaniyo kwezinye iimveliso zentengiso, ngoko kubalulekile ukuqonda ukungafani.
Iyintoni i-ETF ehlukileyo?
I-ETF yesabelo sinamasheya ahlawula igalelo kwaye ngokuqhelekileyo ilandelela isalathisi sokuhlawula. Izitokhwe kwi-fund okanye inkcazo zikhethiweyo ngokusekelwe kwisivuno sahlulo sabo. Ezinye ze-ETF zifaka isicwangciso sohlulo esiqhelekileyo esibandakanya iimarike ngokubanzi, okanye zinokuthi zihlanganiselwe.
Ngokomzekelo, kukho ii-ETF ezahlukileyo ezisekelwe kwiimali zeemarike ezifakwe kwiimpahla ezikhoyo kwaye zikhona ezinye ezisekelwe kwindawo efana ne-ETF yesabelo-mali okanye i-ETF yentengiso.
Iimali ezahlukileyo zihlawulwa njani
Njengengxowa- mali okanye i-stock, i-dividend ikhankanywe ngqo kwi- akhawunti yakho ye- brokerage . Nangona kunjalo, zikho izicwangciso zezahlulelo ezibuyisela i-dividend kwi-asethi.
Umzekelo, kunye neengxowa-mali, inzuzo ingasetyenziselwa ukuthenga izabelo ezininzi zesitokhwe kwingxowa-mali. Ngokuqhelekileyo, akukho ntlawulo ye-brokerage yokuthenga izabelo.
Nangona kunjalo, kwimeko ye-ETF yesabelo, isahlulelo sisetyenziselwa ukuthenga amasheya esitokweni kwingxowa-mali (ekubeni i-ETF ifakwe ngaphambili), kodwa isetyenziselwa ukuthenga izabelo ezininzi ze-ETF.
Ingcipheko yile yinto yokuba kunokukho umrhumo werhafu kwiintengo zokuthengwa.
Abaxhamli beTekisiwe njani?
Izabelo ezivela kwi-ETF zihlawuliswa , kodwa izinga lokurhafu li sekelwe ukuba ngaba isahlulelo sichazwe njengabantu abaqeqeshekileyo okanye abangafanelekanga. Isahlulelo esifanelekileyo sichazwe yimiqathango yemigaqo efana nobude bexesha i-asethi igcinwe.
Ulwahlulo olungagqibekanga lubehlula ukuba urhulumente awuthabatheli isahlulelo semali njengemali-mali kwiakhawunti yemarike yemali, igalelo kwi-short-term ye-joint fund yengeniso yemali, inzuzo evela kumanyano wakho weentengo zemali, izabelo kwi-IRA yakho, kunye nezibonelelo ezivela kwi-REIT. Ezi zihlawulwe irhafu kwizinga eliqhelekileyo lentlawulo.
Inzuzo
Njengoko sithethe ngasentla, zikho izizathu ezimbalwa zokuqwalasela ii-ETF ezahlukileyo. Benza umtsalane weengeniso , ngamanye amaxesha abantu bacinga ukuba bavikelekile kunabanye abatyalo-mali, ukungafani, ukuzinza, nokubeka ingozi kunye nokunyuka kwamaxabiso.
Iingxaki
Nangona abantu bejonga ixabiso lokuhlawulela njengentambo yokulwa nokunyuka kwamaxabiso, ngamanye amaxesha ukuveliswa kwezivuno akuphelelanga umlinganiselo wokunyuka kwamaxabiso kwaye ngoko ke akuyikubeka ingozi.
Kwakhona, iinkampani ezihlawula igalelo zingakhetha ukunqumla ukwahlula kwazo okanye ukuzisusa zonke.
Enye indlela ezinye ii-ETF kunye neendleko zokuhlawula ngokunciphisa ukuhla kwezahlulo kukukhetha izitokethi ezihlawulele igalelo ixesha elide okanye zinezivuno ezizinzileyo.
Indlela yokukhetha i-Dividend
Oko kuxhomekeka kwizinto ezininzi- ukunyamezela , ukufikelela kweengxaki, iipotifoliyo yakho, njl. Andikwazi ukukunika impendulo. Nangona kunjalo, ndinokukunika uluhlu lwee-ETF ezahlukileyo ukuba unokwenza uphando kwaye uthathe isigqibo sokuba yiyiphi enye into ephambili kwisicwangciso sakho sokutshala .
Kwaye kunye naliphi na utyalo-mali, imali-mboleko, inkampani ye-ETF, i-Index okanye enye into, nceda qinisekisa ukuba uphando ngokucokisekileyo le-ETFs (okanye nayiphina impahla yezimali) ngaphambi kokwenza nayiphi na imisebenzi (ixesha elide okanye elifutshane). Ukuqhuba ngokunyamekela kwakho, jonga ukuba le mali iyenzeka njani kwiimeko zeemarike ezahlukileyo, jonga phantsi kwebhodi uze ubone oko kubakho kwimali. Yaye ukuba unemibuzo okanye ixhalaba, qiniseka ukuba udibanisa umthengisi wempahla, umcebisi wezemali, okanye omnye uchwepheshe wezezimali. Nangona kunjalo, xa usenza isigqibo, inhlanhla kunye nabo bonke ootitshala bakho.