I-Target Target Amazwe ngamazwe abaTyalo-mali abatsha nge-ETFs entsha

Ii-ETF ezitsha zinika abaTyalo-mali bamazwe ngamazwe ngeendlela eziphantsi kweendleko

Ukwahlula utyalo-mali kuye kwagqithiswa kakhulu kwiminyaka emininzi edluleyo, kuba ihlinzeka ngemali engenangqiqo yokufumana imali kubarhwebi ngexesha. Ngokukodwa, abatyalo-mali abasakhulayo bafuna iindleko zokusebenzisa imali ezinokuthenjwa njengendlela yokukhupha ixabiso kwiipotifoliyo zabo ngelixa begcina ubulungisa kwiinjongo zokuxabisa ezinkulu. Ngokufanayo, iinkampani ezininzi zikhupha izabelo ekutsaleni abatyali-mali bexesha elide kunokuba bathengise ixesha elifutshane kwiimpahla zabo.

Abatyalomali bamazwe ngamazwe banokufikelela kumawaka eemali ezahlukahlukeneyo zokuthengiselana ("ETFs"), kodwa zikhona ezimbalwa iinketho ezijoliswe kwingeniso. Ngaphezu koko, abatyali-mali abaninzi bamazwe ngamazwe basebenzisa amacebo acwangcisekileyo axhomekeke ekusebenziseni iindlela ezifutshane ukuya kwixesha elide okanye izicwangciso ezingabonakaliyo ezijoliswe kwixabiso elide kunye nezohlukeneyo. Ezi zintengiselwano zishiya abaninzi abatyalo-mali abathabatha imali ngeendlela ezimbalwa ngaphandle kwe-United States.

IiNgxowa ezintsha zeVanguard

I-Vanguard, umboneleli omkhulu kunazo zonke zeemali kunye kunye neyona yesibini inkulu ye-ETF emhlabeni jikelele, wachaza ukuba iza kuvelisa iinguqulelo zamazwe ngamazwe e-ETFs ezidumileyo-i-ETF (ARCA: VYM) kunye ne-ETF ye-Dividend Appreciation ETF (ARCA). : VIG). Ngokutsho kwesibhengezo, iimali zilindeleke ukuba zifumaneke ngoDisemba 2015 kwaye kulindeleke ukuba zitsalise ixabiso elikhulu kwinani lamanqanaba enzala .

"Kubandakanywa ukubamba amazwe ngamazwe kwandisa enye indlela kwiipotifoliyo ezilinganayo, kuba iimarike zihamba ngokwahlukileyo kwii-US kwaye iindleko zokutshala imali kwehlabathi lonke ziye zinciphisa, okwenza kube lula ukuthatha inzuzo yezohlukeneyo," kutsho i-Vanguard kaCIO Tim Buckley kwisivakalisi imali emibini.

Njengenguvulindlela wezimali eziphantsi kweendleko zeendleko, i-ETF izahlula iindleko eziphantsi kunye neentlobo ezahlukahlukeneyo zamanqanaba ahlukeneyo ukusuka kwiimarike eziphuhlisiweyo kunye ezikhulayo emhlabeni jikelele. Inzuzo yesibini ephambili kukuba iipotifoliyo zamazwe ngamazwe ziye zafumana izivuno eziphezulu ngaphezu kwe-US kuphela, ngenxa yokuba amaxabiso ase-US athambekele ekuveleni isivuno esincinane.

Ukuthatha ukujonga okufutshane

I-Vanguard ye-International Dividend Yield Index I-Fund iya kugxininisa ekutyaleni kwiimali eziphezulu ezihlawulelwayo kwiimarike eziphuhlisayo kunye eziphuhlisiweyo emhlabeni jikelele nge-0.3%. Nge-FTSE Yonke ihlabathi le-US High Dividend Yield Index njengendlela yokubeka uphawu, i-ETF iya kuba ne-800 kwimigangatho ephezulu kakhulu yokunika imali kunye ne-mid-cap-stocks kuzo zonke iimarike, ukubonelela ngokuxuba ngokufanelekileyo kubatyali bemali abafuna ukukhulisa zabo izabelo.

I-Vanguard International Dividend Index Index Index iya kugxininisa ekutyalweni kweenkampani ezinokukhula kwezabelo ezikhulayo nge-0.25% yexabiso lentengo. Nge-NASDAQ International Dividend Achievers Khetha inkcazo njenge-benchmark, i-ETF iya kutyalomali kwi-stocks ezingaphezu kwe-200 zonke i-stocks-cap stocks. .

Ezi zombini zimali ziya kulawulwa yiQela le-Index ye-Vanguard Equity Index, enye yezona zikhulu zecandelo lee-index, ezijongene neengxelo ze-79 zezimali kunye neefowthifoliyo zenkxaso-mali kunye namaxabiso angama-$ 2 trillion.

Ezinye iindlela zoTyalo-mali

Iimali ezintsha zeVanguard azikho kuphela ii-ETF ezahlukileyo zamazwe ngamazwe ukuze abatyali-mali baqwalasele, kunye neendlela ezininzi ezikhoyo ezibonelela ngamathuba. Kuzo zombini kwezi ziko, iimali zinamaxabiso aphezulu, kodwa ezo zibalo ziza kwehla emva kokusungulwa kweVanguard. Abatyalomali kufuneka baqwalasele zonke iindlela zabo phambi kokukhetha i- ETF yamazwe ngamazwe .

Ezinye iindlela ezithengiswayo zibandakanya:

• I-SPDR neS & P yamazwe ngamazwe ETF (i-ARCA: i-DWX) - I-SPDR neS & P yamazwe ngamazwe e-ETF ilandelelanisa i-index ye-S & P ye-index ye-0.45% kunye ne-121 yokubambisa ehlabathini lonke.

• I-iShares International Khetha i-ETF ye-Dividend (i-ARCA: IDV) - I-iShares International Khetha i-ETF ehlukileyo ihlawula i-dividend ephezulu ekuhlawuleleni amanani kwiimarike eziphuhlisiwe ezingama-US kunye ne-0.5% yexabiso leendleko kunye ne-99 yeefentiyo.

Amaphuzu athathweyo

• Abahluli-mali abahlukileyo baye bathenjwa ngokugqithiseleyo kwiminyaka emininzi edlulileyo, ingakumbi xa izinga lentengo liphantsi.
• Abatyalomali bamazwe ngamazwe baneendlela ezimbalwa ezikhethiweyo xa kuziwa kwi-ETFs yamazwe ngamazwe, kodwa i-Vanguard imali iya kunika ezinye iindlela zokunyanzelisa.
• I-ETF iyahlukana ngamazwe angama-flavour kunye namaxabiso angamaxabiso angaphantsi kweemali ezininzi ezikhuphisanayo.