Iimfuno ezizodwa zokubathemba, ngezinye iinkalo ezibizwa ngokuba yimfuneko yokuxhaswa kwemithemba, ithemba elenzelwe ukugcina impahla ukuze kuzuze umntu onokukhubazeka okanye iimfuno ezizodwa. Ithemba lenzelwe ukuba umxhamli angagcina ukufaneleka kwiirhafu zikaRhulumente ezifana neMedicaid ne-SSI, ngelixa ivumela ukuba i-asethi yokuthembela isetyenziselwe iimfuno zokongeza izibonelelo.
Iintlobo ezimbini zeeNkxaso zeMfuno eziZodwa
- Enye idalwe kwaye ixhaswe ngeempahla zomceli. Oku kubizwa ngokuba yi-self-settled trust.
- Uhlobo lwesibini ludalwe ngumnye umntu (okanye umntu wesithathu) ngenzuzo yomntwana okanye umntu okhubazekile, ngokuqhelekileyo ngumzali okanye nootatomkhulu.
Izidingo Ezizodwa Ezizimeleyo
Uhlobo lokuqala lokuthembela, i-self-settled special needs needs, isetyenziswa rhoqo xa umonakalo oya kuhlawulwa kumntu olimele. Ngamanye amaxesha ukulungiswa kokuzilimaza okanye ukugweba kwavela kwisiganeko esadala ukukhubazeka, kodwa kungekhona. Ukugcina ukuhlaliswa okanye isigwebo kwiimfuno ezizodwa zithemba uvumela umxhamli ukuba aphile ngesithunzi nangaphezulu.
Imali kwi-trust ingasetyenziselwa ukuncedisa iintlawulo ezifunyenwe kwiinkqubo ezahlukeneyo zoncedo zikaRhulumente kuquka iSSI kunye neMedicaid . Umxhamli akanakho ukulawula ngqo okanye ukufikelela kwiimali kwiTrust. Ilawulwa nguTrasti onokuqonda ngokubanzi ukwenzela ukunikezela ngegalelo lomntu onelungelo lokunyamekela, amathuba okunonyango kunye nokuvuselelwa, i-housing, izixhobo zombane, iikhomputha, ukuqeqeshwa komsebenzi, iholide, njalonjalo.
Ukuze i-self-settled special efune ukuthembela ukuba ikhutshwe njenge-aseset for benefits qualification, kufuneka ibuyiselwe urhulumente kwiinkonzo ezinikezelweyo ukuba kukho nantoni eseleyo kwithemba xa umzuzwana onesiphene okanye iimfuno ezizodwa efa.
Ithemba leMfuno eziZodwa zeThathu
Udidi lwesibini lweemfuno ezizodwa zokubathemba lunye luye lwadalwa ngumzuzwana ngabanye.
Ukuba ungumzali womntwana onemfuno ezizodwa, indlela oshiya ngayo ilifa lomntwana kuye inokuchaphazela kakhulu umgangatho wobomi emva kokufa kwakho. Ilifa elichanekileyo liya kubangela ukuba zonke iinkonzo zikarhulumente zimele. Umntwana wakho uya kuhlawula iindleko zonyango zonyango ngama-100%, amayeza, abajongene nokunyamekela, unyango, ukutyelela ugqirha, kunye nebhodi kunye nebhodi apho baphila khona. Oku kuza kuqhubeka de ilifa lonke liphelile. Emva koko umntwana wakho okhubazekileyo uya kuphinda afumane izibonelelo.
Ukuba ilifa liphelile ngenxa yokuba lifuneka lichithe ukuze liphinde lizuze izibonelelo, akusayi kuphinda kubekho imali eyongezelelweyo yokuhlawula imfundo, amayeza angaphezu kwamayeza, uhambo lokuza kubona amalungu omndeni, izinto zokufunda, izinto ezisisiseko, okanye ezinye iindleko. Iintlawulo zikaRhulumente azifaki ezi ntlobo zeendleko.
Kunokuba unike ilifa ngokucacileyo (okanye ngakumbi, ukuxosha umntwana ngeemfuno ezizodwa) abazali kufuneka badibanise iimfuno ezizodwa kwizicwangciso zabo. Iimfuno ezizodwa zokuthembela aziboneleli ngemali yokutya okuyisiseko, izambatho okanye indawo yokuhlala. Nangona kunjalo, iintlobo ezahlukeneyo zeemfuno ezingaphezulu zihlawulwa. Ithemba linokukwazi ukuthenga indlu yomntwana wakho ukhubazekile ukuba ahlale kuyo okanye ahlawule ummeli oya kuqinisekisa ukuba umntwana wakho ufumana iinkonzo abayidingayo.
Ootatomkhulu kunye nezinye izalamane zingongeza kwi-trust. Xa umntwana eneemfuno ezizodwa efa, ibhalansi esele kwi-trust ingasasazwa kwamanye amalungu entsapho. Kubalulekile ukuqaphela ukuba olu hlobo lokuthembela lufuna ukucwangciswa kwangaphambili. Kubalulekile ukuthetha nommeli wakho weevenkile ngoku ukuyifaka kwisicwangciso sakho sezindlu.