Ungakhathazeki Ukukhangela kwii-Charts ze-Stock ngoba ZiyiNkunkuma yeNkcitho Yakho
Kuxhomekeke kubude bexesha eliboniswe, kunye nezigqibo ezibekelwe ulawulo oluphathwa ngabaphathi, impazamo inokungaqhelekanga. Makhe sithathe isikhashana ukunyuka kwinqaba kukunceda uqonde izizathu ezi zinto ziyingxaki. Awusoze ulingeke ukuba ukhuphe iseshati yemakethe yoshishino kwakhona ngenxa yokuba uza kubona indlela abonakalisiweyo abenza ngayo ngaphantsi kwamagama.
Okokuqala, masiqale ngomzekelo ogqithiseleyo endandisebenzisa rhoqo. Cinga ukuba uthenge amasheya e-Eastman Kodak malunga neminyaka engama-25 ngaphambi kokuba kulungiswe ukutshatyalaliswa. Ngelo xesha, kwakungomnye wezona zinto eziphakamileyo ze- blue chip stocks . Ngokuqhayisa ngoku ngokugqithisileyo kweefoto ezinkulu, kwaye ixabiso lentengo liya kwi-$ 0 kuzo zonke iinjongo kunye neenjongo, isatifiketi samasheke esitokisini iya kunika ingcamango ephosakeleyo yokuba ulahlekelwe yimali. Akunzima! Nangona kungenjalo kumnandi, umnini wexesha elide wagqiba ngokubuya kwe-425% + kwiminyaka nangona isitokisi sipheliswa ekugqibeleni, ukuguqula utyalo-mali lwama-100,000 kwi $ 425,000.
Iziphumo ezinje ziyakwenzeka ubuncinane izizathu ezihlanu.
Uninzi lwezikhethi zemakethe ze-stock market azibonakali izahlulo kunye nezinye iimpahla
Ekugqibeleni, bonke abantu abaphethe amashishini aphumeleleyo bahlawula inxalenye yeenzuzo zabo ngendlela ye- dividend yemali, mhlawumbi bakuthumela isheke okanye ngokukhawuleza ukubeka imali kwi- akhawunti yakho ye- brokerage okanye i-akhawunti yasebhanki exhunyiwe.
Amashishini afanelekileyo akwazi ukwandisa imali yokufumana imali ngokukhawuleza kunomlinganiselo wokunyuka kwamaxabiso , okukhokelela ekukhuleni okukhawulezayo kwintengo . Isivuno sokuhlawulela malunga naso sonke isitokthi sisuka kwi-1% ukuya kwi-6% okwangoku, kunye nenqaku lokumisela ukuba i-firm ekhulayo ngokukhawuleza (urhwebo ngokukhula ngokukhawuleza kwimivuzo ephakamileyo yamanani , okukhokelela kwisivuno esahlukileyo esahlukileyo , ngelixa i-inverse iyinyaniso).
Kwimeko efana ne-Eastman Kodak, malunga nexesha lokubamba kwexesha leminyaka yekota, izabelo kwi-stock core ngokwayo zilinganiselwa kuma-173,958 ayi-$ 100,000.
Uninzi lwezikhethi zemakethe ze-stock market azibonakali
Enye yezinto ezivuyisa kakhulu umtyalo-mali oza kulufumana ufumana izabelo ze -spin-off . Ezi zivame ukuhlukana okanye iinkxaso-mali ezingenakulungelelaniswa nomsebenzi oyintloko woshishino, ziya kulungelelwa ngokwazo, zikhululekile ekuqwalaselweni kwenkampani yomzali, okanye kufuneka ichithwe ngenxa yesizathu esithile, njengokuhlola okusemthethweni. Kwiimeko ezimbalwa, i-spin-off ingaqhubeka iya kuba yimpumelelo kakhulu kunezoshishino ezazitshitshisa kwindawo yokuqala.
Ukubuyela kwi-Eastman Kodak, utyalo-mali lwama-$ 100,000 wokuqala lwabangelwa i-$ 203,018 kwii-shares zase-Eastman Chemical njengoko ishishini lokuzifotela liziqhekeza zibe zibini, ukuthumela iqela leekhemikhali kubanikazi njengokwabiwa.
(Izabelo ezihlawulelwayo zavelisa i-47,224 zamadiya kwizabelo zazo!). Akukho nanye kule nto ibonisa ezininzi kwiidatshulwa ngaphaya, kuxhomekeke kwindlela esetyenziswa ngayo, ukuchithwa kwe-pro-rata yeendleko zembali ngexesha lokuhlukana. Oku kuthetha ukuba ukusebenza konke okulandelayo kuthathwa njengento yokuba akuzange kwenzeke; ukungqiniswanga.
Kwamashishini athile, oku kwenzelwa ukuhlawula ukusebenza komnini. Mane ubuze abanikazi bamasheya be-PepsiCo, abafumana oko ngoku iYum! Iimveliso, inkampani yomzali weTaco Bell, i-KFC, kunye ne-Pizza Hut, kwindawo yokuhlaselwa kwiminyaka ye-1990. Nangona ityiti yemakethe yoshishino lenze i-PepsiCo ibonakale ngathi i-Coke isinqabile kwiminyaka embalwa edluleyo, into eYum! ukuqhutyelwa kwe-post-spin-off kunye nezixhobo ezimbini ze-software ziphantse zintamo-nentamo. Umdala uFilipu Morris ungomnye umzekelo wezandla zetekisi.
Ubunokuphelisa ezininzi, amaxesha amaninzi kunokuba isicatshulwa sisitokthi sodwa siza kubonisa ukuba ubuyile ngexesha, wathenga ibhloko yayo, waza wamisa izabelo kwisigodlo sebhanki. Okufanayo kuya kwi-Old Sears Roebuck yesebe yesebe. Nangona ibhizinisi lokuthengisa lingahle liye liye lahlelwa yinkcazo ngaphandle kokuba into itshintshe, kuye kwabaninzi ukugxotha, kunye nomsebenzi wokuthengwa kwempahla, umnikazi othenge i-stock 25 kwiminyaka edluleyo uye wabetha i-S & P 500. Gcina isitokethi itekethi yemakethi, nangona kunjalo, kwaye ucinga ukuba lo mva ufunyenwe ngaphambili.
Amatshathi amaninzi emakethe amasheya awabonisi irhafu, ukunyuka kwamaxabiso, okanye ukuchasana
Imirhumo. Uhlobo oluthile lotyalo-mali, olubanjelwe ixesha elide elifanelekileyo, luya kubangela ukuba utshintsho oluthile lube luhlu lweentsapho zakho kuxhomekeke kwi- aseset of use you use. Ngokufanelekileyo, unokukhetha ukudibanisa amafa e- Roth 401 (k) kunye neRoth IRA okanye, ubuncinci, ulungiselele imicimbi yakho ukuze usebenzise inzuzo yokunyuka kwayo ukuze iindlalifa zakho zingakuphepha ukuhlawula irhafu yakho amatyala eerhafu. Ngokufanayo, iitshathi zeemarike zamasasheya aziyi kubonisa ukuhlawulwa kwentela oya kufumana ngokuthengisa enye indawo kwilahleko ukukhusela inzuzo evela kwelinye inxaxheba, enexabiso loqoqosho.
Ixabiso lentengo kunye nokuchaswa kwezinto ezingekho phantsi kwezinto ezibonakalayo kubonakaliswa kakhulu kwiimpawu ezibonakalayo zokubambisa. Nditshilo kwinqanaba lokukhathala kodwa ndiza kuthi, kwakhona: Yigunya lokuthenga elibala . Kukho amaxesha, afana nokuhlaselwa kwe-1929-1933, xa ukwehla kweedola ngokwenene kuyancipha kwincinci ekuthengeni amandla ngenxa yeendleko zezinye izinto eziye zawa, okubangele ukucinywa kobutyebi bakho. Ngamanye amagama, ukuba ixabiso lepotfoliyo yakho liwela ngama-50% kodwa ixabiso lezinto zonke liwela nge-30%, i-50%, okanye i-70%, imeko yakho yezoqoqosho iyahluke kunokuba ibonakala kuqala. Kukho amaxesha apho ukuhla okuncane kwindleko yeli dola ye-asethi ngokwenene kukhokelela ekwenzeni imali ngokwenene! Ngakolunye uhlangothi, kuye kwadlula ixesha apho amaxabiso esitokisi aphakama kodwa idoli yanciphise ngokukhawuleza, ekhokelela ekungatshintsheni okwenene kunomnini-nxaxheba. (Ngethamsanqa, uphando lwezemfundo kwizizukulwana ezimbalwa ezidlulileyo luye lwabonisa ukuba ngaphezu kwexesha elide, izitokisi, ngokubanzi, ziye zakwazi ukuphumelela ngempumelelo ukunyuka kwemali nangona i-short-term isingakwazi ukwenza njalo.)
Uninzi lwezikhethi zemakethe zentengiso azibonisi iindleko
Xa kuziwa ekukhuleni inzala yakho yentsapho , iindleko zibachaphazelekayo. Yonke ipensenti obeka kuyo kwiindleko yi-penny awunayo ukuba uyenze. Ukuba uhlawula i-broker $ 500 ukuqhuba urhwebo (oku kwakungekho ngaphandle kwesiqhelo ngaphambi kokunyuka kwezindlu zokuthengiswa kwee-brokerage online - nangona xa ndandisesikolweni esiphakeme ngaphantsi kweminyaka engama-15 edlulileyo, amasebe asebhanki asekuhlaleni aphethe iishedyuli zekhomishoni eziqhayisa ephakamileyo njenge-$ 500 + ipesenti yorhwebo, eyayiqhutyelwa ikhosi), kwaye utyalomali u-$ 10,000 ngelo xesha, awuyi kuvuyela ubuncwane obungapheliyo njengomntu ohlawula i-$ 8.95 okanye ngaphantsi . Umehluko oluthile lomntu owenzayo ngokuphumelelayo ekwenzeni ukuthengwa kwezabelo azikwazi ukuvela kwiitshathi zeemarike zamasheya kodwa kusekubaluleke kakhulu.
Imbali yangempela yeenkampani ezininzi ifihliwe
Khawucinge ukuba ufuna ukufundwa kwimeko yeWendy's, ikhenketho yokutyela. Uyamhlonela u-Dave Thomas osekupheleni kwaye unomdla ukwazi ukuba umntu ogcina impahla kwi-IPO yasekuqaleni uza kuhamba njani namhlanje. Uyakhupha uphawu lwekhayibhile kuWendy kwaye uqale ukubala, kuphela ukuba uqaphele ukuba uchithe ixesha lakho.
I-Wendy endala yafunyanwa yi-Arby's endala, eyatshintsha igama layo. Xa oko kwenzeka, zonke iipalini ezinkulu zezimali zihlaziye zabo iinkcukacha ukuze xa ungena "iWendy's", yatsho iWendy entsha - ibe yaya kutshanje, yayinguArby's! I-Dave Thomas eyakhayo yakha, yagijimela, yanda kwaye ishiywe kwi-dustbin yomlando we-archive, ifunyenwe kuphela kulabo abazimisele ukukrazula iifayile zokuqala ze-SEC kunye noorhulumente okanye ukuhlawula imali ebhaliweyo yokubhaliselwa kweengcali ezixhomekeke kwiinkonzo zemfundo. ezikolweni ze-Ivy League. Oku kudala umfanekiso ophosakeleyo ngokupheleleyo wokubuyisela ukulingana kwehlabathi, ukunyaniseka kwenyaniso ngendlela ecacileyo.