Ulwazi lweNkcazo yeMali yeNgaphandle

Ngaba unelungelo lokuthenga ngetyala lentlawulo yangaphandle?

Abanye abantu bahlala kwiindawo ezingaphezu kweyodwa zomhlaba, abahlala kumazwe ahlukeneyo ngamaphuzu ahlukeneyo kunyaka. Ukuba ungomnye wabo, uyazi ukuba oku kuhambanisa imeko yakho yerhafu, kodwa nantsi iindaba ezilungileyo. Unako ukufumana ilungelo lokuthenga ngetyala lenkcitho yangaphandle. Xa umAmerica ehlawula irhafu yengeniso kubarhulumente belizwe langaphandle, irhafu ingahlawulwa njengetyala kwi-tax revenue tax federal.

Injongo yerhafu yerhafu yangaphandle ukunciphisa impembelelo yokufumana irhafu engenayo yerhafu ye-United States kunye nelizwe lasemzini apho imali ingeniso.

Ngaba Ufanelekile kwiNgxowa-mboleko yeRhafu yangaphandle?

Azikho zonke iintlawulo ezihlawulwa kurhulumente welizwe langaphandle zifanelekile kwiirektari zerhafu yangaphandle. Zibuze le mibuzo ilandelayo ukuba ufumane ukuba ufanelekile.

1. Ingabe irhafu ityala kuwe?
2. Ngaba uyihlawule okanye ungeze irhafu?
3. Ingaba irhafu yerhafu yomthetho kunye neyona yangaphandle yentlawulo?
4. Ngaba irhafu yerhafu yengeniso okanye irhafu yendawo yerhafu?

Ukuba unokuphendula ewe kuyo yonke le mibuzo emine, ezo ntlawulo zingabandakanywa ekubaleni kwakho kwerhafu yerhafu yangaphandle. Ngaphandle koko, awufaneleki. Nasi umzekelo.

UJorge noRoberta banomntu waseJamani kwaye bahlawula irhafu yerhafu ngonyaka. Nangona irhafu yerhafu eyenziwe kuJorge noRoberta kwaye bayayikhokha, nangona ixabiso elihlawulwe liyimali kunye nomyinge wenkokhelo yabo yerhafu, le ntlawulo ayikho irhafu yengeniso. Ngenxa yoko, iintlawulo zabo zerhafu zepropati ayifanelekanga kwerhafu yengaphandle.

Kwakuqhele ukuba uJorge noRoberta banokukrazula oku njengokwehliswa kwerhafu yerhafu yendawo yokuhlala , kodwa ukubonelelwa kweerhafu kuye kwachithwa nguMthetho weCandelo loNcedo lweRhafu kunye neMisebenzi eyaqala ukusebenza ngo-2018. Thetha kunye neengcali zerhafu xa ufumana ngokwakho kwesi sikhundla kuba unako ukufaka isicelo sokubanjiswa kwesi seniso kwi-2017 yakho yentlawulo.

Ngamanye amaxesha Unako ukuLoba ifomu 1116

Unokubango ityala letyala langaphandle xa ufanelekile ngokugcwalisa nokufakela ifom ye-IRS 1116. Le fom ibala iimpazamo ezahlukahlukeneyo ezibekwe kwixabiso lemboleko yerhafu oyifaneleyo. Njengoko i-IRS ichaza kwiNgxelo yeRhafu 856, "Ukuba usebenzisa iFom 1116 ukuba ufumane i-credit, ityala lakho langaphandle lerhafu liya kuba yincinci yemali yerhafu yangaphandle ehlawulwe okanye eyongezelelweyo, okanye inani lemali yentlawulo yaseMelika echaphazelekayo kwimvelaphi yakho yangaphandle. ngeniso. "

Kodwa kusenokuba ungadingi ukusebenzisa ifom ye-1116 ukubiza ityala. Unokubango ityala yerhafu ngemali epheleleyo yeerhafu zangaphandle ezihlawulwe ngqo kwiFom yakho ye-1040 ngaphandle kokubala iimida ezahlukileyo ukuba nganye yeengxelo zilandelayo:

1. Yonke imvelaphi yakho yemali engenayo yangaphandle isuka kwimdla kunye negalelo.
2. Yonke into engenayo kunye neerhafu zangaphandle ezihlawulwe kuyo zabikwa kuwe kwifom ye-1099-INT, ifomu 1099-DIV, okanye iShedyuli K-1.
3. Ixabiso leentlawulo zakho zangaphandle zilingana okanye zingaphantsi kweedola ezingama-300, okanye i-$ 600 ukuba utshatile ukudibanisa ngokubambisana.
4. Ubambe isitokethi okanye iibhondi apho izabelo okanye inzala ihlawulwe ubuncinane ubuncinane iintsuku ezili-16 kwaye ayinyanzelwanga ukuhlawula loo mali kumnye umntu.
5. Awufaki ifom ye-4563 okanye ungabandakanyi imali engenayo kwimithombo yasePuerto Rico.

1. Zonke iirhafu zakho zangaphandle zihlawulwa ngokusemthethweni kwaye zazingakufanelekanga ukubuyiselwa kwembuyekezo okanye ukunciphisa irhafu yentlawulo phantsi kwentlawulo yerhafu, kwaye zahlawulwa kumazwe afunyenwe yi-United States kwaye ayinakuxhasa ukukhukula.

Akukho Nzuzo emiBini

Abantu abasebenza kumazwe angaphandle baza bafumana umvuzo okanye imali yokufumana ingqesho yodwa baya kuhlawula irhafu kwilo rhu lumente kubangaphandle. Aba bantu bangabandakanyeka abanye okanye bonke abafumana imali engenayo ngaphandle kwirejista yabo yentlawulo yaseburhulumenteni yase-US, kodwa abakwazi ukufaka ibango inkokhelo yentlawulo yangaphandle kunye nolwamanye amazwe abafumana imali engenayo kwimali engenayo.

"Awuyi kuthatha i-credit okanye ukunqunyulwa kweerhafu ezihlawulwe okanye ezifakwe kwimali engenayo ongayifaki phantsi kokungeniswa kwamanye amazwe okanye ukukhutshwa kwezindlu zangaphandle," i-IRS ichaza kwingxelo yeRhafu 856.

Kodwa ukuba kuphela inxalenye yomvuzo wabo okanye ingeniso yempesheni engabandakanyiyo, umntu angabanga ityala lentlawulo yangaphandle kwirejista engakhange ifakwe ngaphandle kwerhafu.