Ngaba Ufanele Ubhale Umbingelelo Ngaphambi Kokubona ikhaya?

Ukungaphumeleli kokugxuma umpu xa uthengela ikhaya

Xa i-inventory yokuthengisa impahla iqinisa kwaye umthengi unomdla wokukhetha, ngamanye amaxesha abathengi basekhaya bahendelwa ukuba babhale izibonelelo ngaphambi kokubona amakhaya. Oku kubanzi kwiindawo zelizwe apho abathengi banayo yonke indlela yezomthetho yokucima isivumelwano ngaphandle kwesihlwayo. Kodwa ukubhala isibonelelo ngaphambi kokubona ikhaya aliyilo lwakwamkelekileyo okanye elithandwayo phakathi kwabathengisi abaninzi basekhaya. Bakhetha ukwazi ukuba umthengi sele sele uzinikezele okanye mhlawumbi wenza isigqibo esekelwe ekubeni yena ngokwakhe ujikeleze ikhaya.

Ngakolunye uhlangothi, abanye abathengi, bathambe ukukholelwa ngokungafaniyo. Bangaba nokulangazelela ukubeka umthengi wabo kwisivumelwano kunye "ukucima" impahla ngaphambi kokuba omnye umthengi azame ukuyihlutha. Kwiimeko ezininzi zokubonelela , ezinye iinqununu zikhetha ukuba abaxhasi babo babe ngabokuqala ukuhambisa izibonelelo kubathengisi.

Izipho Ezibonakala Zihle Ukuba Yi nyaniso

Abathengi abaziva bexinzelelo olunzulu ukuba babhale ngokukhawuleza isibonelelo sokuthenga ikhaya ngaphambi kokuba bavelele ngokomzwelo banokunikela ilanga nenyanga ngenjongo engachazwanga ukuba emva koko baya kuxoxisana kwakhona.

Basenokunikela ngeenzuzo ezinjengezi:

• Isibonelelo semali
• Intengo ephezulu kakhulu yokuthengisa
• Ukukhutshwa kwezinto ezithile zokuhlola
• Ukukhishwa kwe-appraisal
• Umhla wokuvala omfutshane kakhulu

Oku akuthethi ukuba isipho asikwazi ukudibanisa zonke ezo zinto kwaye zivale, kodwa kuqikelele ukuba abathengisi baqaphele. Yonke le nto ingaba yesikrini somsi ukunika ixesha lomthengi ukuba libone ikhaya kwaye liqhubeke ligqiba ukuba ngaba umthengi ufuna ukuyithenga.

Ngoku, umntu oqhelekileyo unokuthi abantu abadlala le ntlobo yeemidlalo, kwaye oku akunakwenzeka ngokwenene, kodwa umntu oqhelekileyo akayithengi kwaye athengise indawo yokuhlala yonke imihla. Emva kokuba umthengi ekugqibeleni ubona ikhaya, unako ukugqiba ukurhoxisa intengiso.

Ukuchonga iNgcaciso yoMthengi

Enye yeendlela zokujonga ukuba umthengi ubhala isipho ngaphambi kokuba abone ikhaya ukuba acele i-ejenti.

UMbutho weSizwe we-Realtors ubeka imfuneko yokunyaniseka kwinqaku yokuqala yokuqala ye- Code of Ethics , apho i-Realtors kufuneka ibathembise. Ithi i-arhente iya kubamba onke amaqela ngokunyanisekileyo.

Ingxaki ngokubuza ngokuthe ngqo i-arhente yomthengi i-arhente inokuba yinyaniso. Kakade, i-arhente ayinakuyibona impendulo njengamaxoki angqinekanga ngenxa yokuba i-arhente inokuphikisa impendulo. I-arhente isenokuthi, "sasikho" nto ithetha kum, mna kunye nami. Ndiyaqonda ukuba akunjalo nawaseburhulumenteni okanye nakwinkoliso yamagosa amaninzi, kodwa yincinci kunye namancinci amashishini abonakala abangela iingxaki ezininzi kwindawo yokuhlala. Xa ugxininiswe kwaye uqhubeka uphendululwa, i-arhente isenokugqiba kakuhle ukuvuma inyaniso. Kwimeko enjalo, abathengisi banokudlula isipho sokuthengwa komthengi baze batyelele kwinqanaba elilandelayo, nokuba ngaba loo mnikelo wesithengiso esilandelayo yayingathandeki.

Uthabatha olubalulekileyo

Umgca ongundoqo kukuba ukuba umthengi ubhale isipho ngaphandle kokubona ikhaya, yinto efanelekileyo yokuzisa i-arhente yoluhlu kwaye angayigcini ngokuzithandela le ngcaciso. Kubaluleke nakakhulu ukuzakhela kwi nyaniso xa ubuzwa ngako. Ukuxelela inyaniso akufanele kube nzima.

_{Ngelo xesha lokubhala, u-Elizabeth Weintraub, uBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.}