I-Quitclaim Deed okanye i-Interspousal Transfer Deed yokuqhawula abathengi basekhaya
Nangona kungenakuba yithuba elifanelekileyo lokuthenga ikhaya, usadinga indawo yokuhlala kwaye, ukuba uhlala usekhaya, unokufuna ukuthenga elinye ikhaya ngokukhawuleza. Ukuthenga ikhaya xa uqhawula umtshato kunokwenzeka, kodwa ungadinga ukubambisana kweqabane lakho ukuze uyenze. Isizathu? Iikhampani zesiqendu kwipropati yommandla ziza kufuna ukuba iqabane lakho lisayine kwaye liphawule uhlobo lokuyeka umsebenzi , ukutshatyalaliswa / ukudlulisela nayiphi na inzala ekhaya. Nangona imithetho yelizwe engekho yoluntu ingayibheka ukuthengwa kwekhaya elitsha ngexesha eliphakathi komtshato isethi yomtshato.
Ukuba iqabane lakho liyakucaphukisa okanye lingenakuqhagamshelana, ukufumana isenzo sokuyeka okanye ukutshintshwa kwe-interspousal kwinto enzima xa kungenakwenzeka. Unokulingwa ukuba uthenge ikhaya kwigama lomnye umntu, ilungu losapho okanye umhlobo, kodwa ukuba usebenzisa izinto ezihlangeneyo ukufihla ukuthenga, kungabuya kukuluma emva koko.
Umgca ongundoqo kukuba ukuba lakho iqabane lingavumi ukusebenzisana, ungeke ukwazi ukuthenga ikhaya de kube uqhawule umtshato wakho.
E-California, kukho inkqubo esemthethweni ebizwa ngokuthi i-bifurcation, ebuyisela isimo sakho kwinto yomntu oyedwa ngelixa ezinye iinkalo zomtshato zisaxutywa ngaphandle, ngokuxhomekeke kwisithuba esincinane sokuhlukana.
Imfuneko yexesha iinyanga ezintandathu phakathi kwexesha lakho iqabane linikezelwa ngamaphepha omtshato kwaye ngoku. Ukuba uhlala kumanyathelo okuqala omtshato waseCalifornia, i-bifurcation ayibonakali iyindlela efanelekileyo.
Ukuvunyelwa kweNkundla yokuThengiswa Xa kuthengwa ikhaya kunye nokuhlukanisa
Amanye amazwe aya kufuna ukuba iqela lokuqhawula lifumane imvume yokuvulwa kwetyala ukwenzela ukuthenga ikhaya ngelixa phakathi komtshato. Oku kwenzeka ngokuphindaphindiweyo xa "iimpahla zomtshato," oko kukuthi imali ngokubanzi okanye ukulingana okuqokelelwa ngexesha lomtshato, lisetyenziselwa ukuthenga ikhaya. Buza igqwetha lakho ukuba ufuna imvume yenyantolo ukuthenga ikhaya ngelixa uhlukanisa. Musa ukuphuma kwaye uhlawule imali ngemali , enethemba lokuba akukho mntu uya kuphawula. Omnye umntu uya kufumana. Awufuni ukwenza iingxelo zobuxoki kumaphepha enkundla.
Ukufumana iNgxowa-mali yokuthenga ikhaya kunye nokuhlukanisa
Ingxaki yokuqala ingakwazi ukufikelela. Ukuba wawuyintsapho efumana ingeniso ezimbini, ukuhlahlela kumvuzo-ntlawulo omnye kunokunciphisa amandla akho okuthenga indlu. Abasetyhini abasandul 'a bahlala bexhatshazwa ngakumbi kunabantu kuba besetyhini, kule mini nangaminyaka, abafumani imali engenayo kunye namadoda. Oku akuthethi nje kuphela ukuba umfazi angadinga ukusika indlela yakhe yokuphila ngesigamu kodwa mhlawumbi nangakumbi ukuba aphendule ukunyuka kwakhe kwezemali kwiintsapho ezimbini ezinenzuzo ezimbini ukuya ngaphantsi kweyendoda enye.
Umbandela wesibini unokufumana umbolekiso, ufumane ukubhala phantsi , ngenxa yokunyuka kweendleko ezifana ne-alimony okanye inkxaso yokuxhasa abantwana. Ukuba ubude bakho bokugqibela bentyala buphezulu kakhulu, unokuthi unqatshelwe. Umgcini-phantsi angathanda ukufumana ubungqina bokuba umthwalo wakho wetyala awuyi kutshintsha emva komtshato. Ukuba uqhubeka ukhetha iinkcukacha kunye nokuxoxisana, oku kungabangela ukukhishwa kwemboleko.
Ukutshintsha ikhaya lakho elitsha emva kokuhlukanisa
Kukho izinto ezininzi zokuthenga emva kokuthenga ikhaya , kwaye emva kokuba usuqhawule umtshato, unokushiywa ngaphantsi kwehafu yesibonelelo sekhaya lakho. Ngokuqhelekileyo, iakhawunti yamakhadi ekhredithi ahlanganisiweyo avaliwe. Unokuzifumana usebenzisa iibhokisi zekhadibhodi ezingenanto njengetafile kunye nokuyalela ukutshintshwa kweTshayina ngenxa yokuba ungenayo i-microwave kwaye mhlawumbi ukupheka akuzange kube yintsimbi yakho eqinile.
Usenokuzibuza ukuba ngaba ufanele uthathe umntu ohlala naye ukuba anqume iindleko, ezinokuba sisisombululo esinceda. Kodwa ubuncinane unethuba lokuqalisa ngokutsha kwikhaya lakho elitsha.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.