Uvile ngeentlobo ezahlukeneyo ze-inshurensi omele uyenayo , kodwa kuthekani malunga ne-Arhente yokuThengisa iAnsurance?
Ungathenga into ebizwa ngokuba ngu-Alien Abduction Assurance "ukuba unenkxalabo malunga nefuthe lokubanjiswa kwamanye amazwe onokuthi ube nakho ebomini bakho. I-inshurensi yokuthatha inzuzo engekho phantsi, ikhona ingqikquthela epheleleyo, yintoni i-coverage e-Alien Abduction Assistance, kunye nalapho ungathengela khona kunye nokusebenza kwayo.
Iyini Inkonzo Yobunjineli Ephakamileyo?
I-inshurensi yokuThengiswa koMntu (AAI) eyaziwayo njenge-inshuwalense ye-UFO ifaneleke ukukugubungela kwisiganeko ukuba unokungqina ukuba uye wabanjiswa ngamafomu obomi buntu, ngokuqhelekileyo abaziwa ngokuba ngabafokazi banikezelwa imimiselo nemigomo yomgaqo-nkqubo. kunye neemeko eziza kubonisa ubungqina.
Iinkampani ezahlukeneyo ziye zathatha iindlela ezahlukeneyo zeNkxaso yokuThengiswa kweNkampani yabanini-mali, ezinye zixhamla kwaye zincoma ukuba unike i-inshuwalense "njengesipho" kunye neminye imveliso yeNkxaso-mali yokuThengiswa kweNtsholongwane. . Kwiimeko apho sihlaziya, nokuba sisigxina okanye cha, abanye baye bahlawula iibango .
Ngubani othenga i-Inshurensi yokuTywala okanye i-UFO Insurance?
Ngendlela efanayo oyithenga ngayo i-inshorensi kwizinto eziqhelekileyo zemihla ngemihla enokukhathazeka malunga nokulahlekelwa yintlawulo yezemali, umntu oxhalabileyo ngokungabi nabanemali kwimali yokubuyisela ekuthinjweni, ukuthunjwa kwe-UFO okanye isiganeko sokungabikho kwabantu, banokugqiba ekubeni bathenge i-inshorensi ukuze bazikhusele kule nto kunye neNkxaso-mali yokuThengisa.
I-Backgrounder kwi-UFO ne-Alien Abduction Assistance
Ixhala malunga ne-UFO kunye nokuthunjwa okungekho eMelika ukubuyela emva emashumi eminyaka, kodwa nanamhlanje nangona sisithakazelo kunye nomdla kwimpilo engaphezulu komhlaba, asikwazi ukuthetha ukuba siye sava naziphi na iimbali eziqinisekisiweyo.
E-USA, ukususela ngo-1947 ukuya ku-1969, i-US Military yenze uphando malunga nama-12,618 ama-viewings abiweyo kwi-Project BLUE BOOK, ngaphandle kwezi ziboniso ezibonisiweyo 710 zihlala zingaziwa ngokuhambelana ne-US Air Force Fact Sheet ngokubhekiselele kwi-UFO kunye neProjekthi ye-BLUE BOOK.
Kutshanje, kwakukhona uphando lwe-Pentagon lwe-UFO oluye lwahlala malunga nango-2007 ukuya ku-2012.
Ngaba i-UFO inshurensi yenza i-Sense?
I-inshorensi isekelwe kumgaqo wokubala umngcipheko nokuqulunqa i-premium efanelekileyo , ngoko kuyacaca ukuba umniki-nkqubo weNkxaso yokuThengiswa kweNgcaciso yoMhlala-phantsi uye walinda idatha:
- zingaphi iziganeko eziqinisekisiweyo okanye ukuchithwa kwangoku kwenzeka
- zingaphi okanye ziyakwenzeka
Emva koko benza isigqibo seshishini sokuba kulungele umngcipheko wokukhupha umgaqo-nkqubo. Ukuba inkampani yomshuwalense iqokelela imali engaphezulu kwi-premium kunokuba ihlawule, ke iya kuzuza.
Uphando lwezinto ezingabonakaliyo zeFlying kunye nokuThatyathwa okuPhakathi
Uphando lwezinto ezingabonakaliyo ezindizayo ezinokubangela ukuba sizibuze ukuba ziphi na izihambi, kutheni zilapha? Sonke sivale amabali kwaye sibona amafilimu amaninzi okanye "amaxwebhu" kubantu ababika ukuba babanjwe ngabafokazi, kodwa bengenabo ubungqina okanye bafumene ezi zinto ngokwethu, kuyaqhelekile ukuba abantu bacele ukuba ngaba kwenzeka, okanye ukwesaba .
Iyintoni i-Insurance Income Insurance Income okanye i-UFO Insurance Cover?
Nangona iinkampani ezahlukileyo ziye zanikela le ngxelo emhlabeni wonke kule minyaka, ngokubanzi, ezi zilandelayo zihlelwe njengezikhetho zokufumana:
- ukukhutshwa kwezonyango , kuquka nokunyamekelwa ngengqondo, xa kwenzeka ukukhishwa ngokomzimba ngu-UFO
- ukuhlawulwa kwemali yokubambisa abantu abangabantu okanye ababenzileyo, ukukhulelwa kwamanye amazwe (kunye nokubonelelwa kwenkxaso yamadoda nabasetyhini), ukuhlolwa kwamanye amazwe kunye nokufa okubangelwa ngabafokazi.
Yonke inkampani ye-inshorensi iyahluke, ingakumbi xa ivela kwiintlobo ezingavamile zokubhengezwa, ngoko qiniseka kwaye ubuze into efunyenwe ngayo kunye nendlela iintlawulo ezenziwe ngayo. Olu hlobo lomshuwalense alukho into ehambelanisiweyo, ngoko qaphela ukuba uthatha ithuba xa uthengela umgaqo-nkqubo. Kufuneka uhlolisise zonke iinkcukacha kunye nephepha ngokucophelela.
Kuphi ukuthenga i-Inshurensi yokuThengiswa kweNkcitho?
- UFO Abduction Assurance Inkampani e Altamont Springs, eFlorida, isebenza ukususela ngowe-1987 ithengisa umgaqo-mali we-10,000 000 kwaye ihlawule ibango kwaye ithengise imithetho engaphezu kwe-100,000
- U-Lloyds waseLondon uye wathengisa imigaqo-nkqubo engama-20,000, ngokutsho kwe-Sunlife UK
- Ngokutsho kwe-Arms Business Mag ngo-2018, i-Budget Insurance yase-UK, esekelwe ku-Peterborough isiqalile ukuphakamisa ukhetho olutsha lwe-Alien Abduction Assurance , kunye nokunikezela ukunyusa abaphathi bezindlu zabo kuloluhlu lokulinda ukuba ngaba banomdla Oku kunomdla indlela yokubangela ukuba isekelwe kwizinto ezifunyenwe yiNASA kunokuba zisoyike kwixesha elidlulileyo.
Ngaphambi kokuba Uthenge: Yintoni ekufuneka uyikhangele xa uthengwa ngeNkampani yokuThengiswa kweNkxaso yabanini
Njengoko ixesha liqhubeka, kwaye uphando olongezelelweyo lwendawo luyaqhubeka, mhlawumbi iimveliso ezininzi ziya kuphuhliswa kwimigaqo-nkqubo yokunyanzelela kwamanye amazwe, ngoko ke ukuba ucinge ngokuthengela ukuthenga i-inshurensi yokuthatha imali, cela le nkampani:
- Kude kube nini bebe shishini
- Ukuba baye bahlawula nayiphi na ibango ... ezinye iinkampani zinayo! Funda ngaphezulu ngezantsi
- Qiniseka ukuba ishishini livumelekile
- Hlola imithombo yakho xa uphando nge-Inthanethi yokuThengiswa kweNkxaso-mboleko
Ukufumana iNqwelo-mali yokuTywala ngokuKheleyo ingaba yinto enzima
Enye ingxaki enkulu kwiNtsholongwane yokuThuthukiswa kweNkcitho yomshuwalense kukuba yinto enjalo yomshuwalense wemveliso yomshuwalense abaninzi abantu abazi ngokwenene malunga nalo. Ukufumana ulwazi oluchanekileyo apho lufumana lukhohlisayo. Ngokomzekelo, ekuphanduleni le nqaku ndafumana imithombo emininzi ibhekisela kwi-UK yaseFondon e-Wellfellow Rebecca Ingram Pearson njengenkampani ethengisa i-inshurensi. Nangona oku akusiyo i-US based firm, ihlala isinika umzekelo omhle wendlela ulwazi onokuyifumana kwi-intanethi lunokuba lunikwe okanye lulahlekise. Kubonakala ukuba, le nkampani yathengise imigaqo engaphezu kwama-30,000 ngokwemiqathango ye-Forbes ngo-2011, (le nyaniso yacaphula amaxesha amaninzi kwiindawo ezininzi) nangona kunjalo, inqaku elandula kutsho ngo-2014 lakhankanya ukuba iqumrhu liye layeka ukukhawuleza, kwaye lachaza imigaqo-4,000 kuphela kuthengiswa. Ulwaziso lwaluhluke kakhulu, kwaye uphando olunzulu luveze ngakumbi ngolu hlobo: Inqaku e-Chicago Tribune ngo-1997 lacaphula uSimon Burgess, umlawuli olawulayo we-Goodfellow Rebecca Ingrams Inkampani ye-inshurensi ye-Pearson, echaza ukuba ngenxa yokuzibulala , bathenga i-inshorensi, bebhenxisa kwi-inshorensi yokuthengiswa kwe-inshorensi ekunikezelweni kwamanye amazwe banikezwa njani ukuba i-inshorensi iphelile ukuba isetyenziswe kwiimeko ezinjalo ezingalindelekanga. Emva koko, ngo-1998, iSango laseSan Francisco lathi liye laqalisa ukuthengisa ii-Alien Abductions. Emva kwakho konke oku, okwakutshanje ngo-2016 kuchaza ukuba inkampani ayisekho kwaye iphakamisa imbali yeempawu.
Inkokhelo yoTyhuwalense yokuThengisa iNgxowaphi?
Nangona ukufumana ubungqina bokuba kukho amabango ahlawulwe kwiiNkcazo zokuNyuswa kweNtsholongwane kwakunzima kunzima, ndafumana ityala elinye ukuba ndibe nalo. Gcina ukhumbule ukuba yonke imigaqo-nkqubo iyahluka, kwaye ngubani owaziyo ukuba le ntsimi ingaguquke kwixesha elizayo, kodwa njengaloo mbhalo, nantsi leyo ibonakala ibhekise kwibango apho umntu 'enobungqina obubalulekileyo' hlawulwa.
Ukuba unomdla kumgaqo-nkqubo onjengoko unikwe yi-UFO yokuThengisa iNkampani yeNkampani Yomshuwalense, uMongameli uMike St-Lawrence unikezela i-inshurensi njengento encinci, uqinisekisile ukuba uye wahlawula ibango. Uya kuba ukhangele umvuzo omkhulu, kodwa ukubanjwa, kuhlawulwa kuphela kwizinga le-$ 1 ngonyaka. Funda igama lakho lomgaqo-nkqubo ngaphambi kokuthenga "iPolisi yeNkxaso yokuThengiswa kweNkxaso-mali" ukuqonda ukuba ibango liya kuhlawulwa njani.
Nangona kunjalo, kuloo mali ibango lokuhlawula imali, ukuthenga umgaqo-nkqubo ngokwenene kunokuba kuninzi kunomdla wokuzonwabisa kunokuba kukho into eya kuqinisekisa ukuzinza kwakho kwezezimali okanye kukunceda ukuba uphinde ulahlekelwe yiphina ilahleko.