Umfundi uyabuza: "Ndingumthengi wexesha lokuqala lo msebenzi kunye nomlando wesikweletu esilungileyo. Ndiyakholwa ukuba ndenze konke ngokufanelekileyo ebomini bam ngoku, kwaye andifuni ukuhlaziya xa Uza kuthenga iingcamango eziphikisanayo kubahlobo. Abanye bathi ndifanele ndifumane umbolekisi kwaye ndiqinisekiswe ngaphambi kokuba ndihlale ndithetha ne-arhente yendawo yokuhlala, kuba nguyiphi igosa elindele ukuba ndiyenze. , uthetha kwi-arhente yezindlu zangaphambili. Ucinga ntoni na? Ngaba kufuneka ndifumane i-lender kuqala okanye i-agent agent? "
Impendulo: Umbuzo ogqwesileyo malunga nokuba ufuna ukubiza i- agent okanye ukufumana umboleki. Into enzima kunabo bonke abathengi basekhaya bokuqala baqalisa. Abanye bazulazula ngeenxa zonke kwimizuzu embalwa bezama ukunquma ukuba benzani. Into enqwenela ukuyifumana ukufumana indlu kuqala. Ngona kunjalo, nangona oko kubonakala kubonakala kunakho konke.
Akukho ukubetha malunga nehlathi apha. Kungcono kubathengi basekhaya bokuqala ukuthetha ne-arhente yezindlu zangasese ngaphambi kokukhetha umboleki wesikweletu . Imboleko yakho ibalulekile kodwa i-arhente yakho ye-real estate ibaluleke kakhulu. Imali yakho yokuboleka imali inxalenye encinci yentengiso. Ngaphezulu, i-arhente yakho inokukunceda ukuba ufumane i-mortgage lender lula kwaye ikhawuleza kunokuba umboleki angakunceda ukuba ufumane i-arhente enhle. Uninzi lwamagosa aya kuba ne-plethora yababolekisi kwi-database yabo yokuthunyelwa, kwaye iqela lababolekisi baye basebenzisana nabo ngaphambili.
Ukongeza, i-othumishini iya kubhenela umboleki-mboleko ngemali eqinisekisiweyo abaye bayakwazi ukuvala iimboleko.
Abathengisi bemali bangabhenela kuphela abameli abathumela ishishini, nto ayithethi nto, kwaye ii-agents ziyakwazi ukutsha.
Abameli bezindlu eziqhelekileyo ngokuqhelekileyo banomatasa abantu, ubuncinci abantu abenza imali, kwaye ezo zihlobo zentsebenziswano ofuna ukusebenzisana nabo. Ngenxa yokuba ama-agent axakeke ngokubanzi anamava, kwaye amava abo anokukunceda ukuba ugweme iingxaki.
Ngaphambi kokuthatha isigqibo kwi-arhente, unokufuna ukuba unxibelelwano lwababhenkethi ukuba unqume ukuba ngubani oya kulungela.
Mema nje i-agent kwaye ubuze umhlangano wemizuzu engama-30 kwiofisi ye-ejenti. Yiba phambili kwaye uchaze ukuba ukhangele i-agent kwaye ufuna ukuthetha nabameli 2 okanye 3 phambi kokuqesha i-agent . Igosa liya kuqonda. Ngenye indlela, unodliwano-ndlebe ngefowuni kodwa kumntu ungcono.
Ungesabi ukuxelela i-arhente ukuba udibana neentengiso zabameli. Ukuba awukwazi ukwabelana ngeenjongo zakho kunye ne-arhente, i-arhente, xa efumanisa, unokubuza ukuba yintoni enye ogcina kuyo. Wayenokuziva ekhohlisiwe. Unokuzibuza ukuba ufuna ukusebenzisana naye. Mxelele nje, kwaye kulungile.
Ubuntu bomntu wonke buhlukile, kwaye i-agent iyabanjengomnye umntu ebusweni bomhlaba. Ungathanda umntu okanye awuyi. Yaye ukuba ungenjalo, ungacingi ukuba ufanele uxolise, vele uqhubele kwi-arhente elandelayo. Uya kuba nobudlelwane obusondeleyo kunye ne-arhente yakho kwiiveki, mhlawumbi iinyanga, kwaye ungcono njengomntu owukhethayo.
Iinzuzo zokukhetha i-Agent Ngaphambi kweLender
Inzuzo ekukhetheni i-arhente phambi kokuba umbolekisi yinyaniso ukuba i-agent iyakuthatha ngendlela efanelekileyo.
I-arhente iya kuba neendwendwe zokuthunyelwa kuzo. I-arhente inokukunceda ukufanisa uhlobo lomboleko onokuwufuna uhlobo lobolekisi abanokuzikhethela ngoluhlobo oluthile lokuxhaswa kwemali. Ngaphezu koko, inzuzo yangempela igosa iyazi ukuba ngabaphi abathengi benzayo kwaye banokubamba ukuvala. Mhlawumbi awuyi kuqonda olo hlobo lwazi.
Enye inzuzo ekukhetheni i-arhente phambi kokuba umbolekisi i-arhente yakho mhlawumbi iya kubhekisela kumboleki wendawo. Ngamanye amaxesha, abathengi bafuna ukusebenza nabalimi abasesinye isixeko okanye nakwezinye iindawo. Impahla yendawo yendawo. Kunokwenzeka ukuba uya kuba yintlekele ngexesha loxubusho lwenkonzo xa umboleki wakho engekho. Awufuni ukulahlekelwa ekhaya lakho lephupha ngenxa yokuba i-agent yoluhlu ayizange ivele ngetyala lakho.
Mhlawumbi, bhetele kubo bonke, i-arhente inokunceda ukuba ufumane ukuba ixesha lilungile ukuba uthenge .
Unokukrazula iziganeko malunga nokufudukela kwiindawo ezahlukeneyo kwaye uxoxe ngeenzuzo kunye neengxaki kunye ne-arhente yakho. Unako ukufumana iingcamango kwi-arhente. I-arhente iya kuba yidwala lakho, ibhodi yakho yokulila kunye nethemba, umntu onokumthemba.
I-arhente yakho iya kukuhamba ngeenkqubo zokuthenga ekhaya ukusuka kwi-A ukuya kwi-Z , kwaye ubambe isandla sakho ngexesha elide njengoko lidinga. I-arhente yakho ye-real estate iyakuba ngumntu obaluleke kakhulu ebomini bakho kude kube ngumhla ovalayo.
Ngethuba lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006 nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.