Kuya kuba lizwe elingcono ukuba ii-SPIA ziphela kuphela uhlobo lwama-annuity olukhoyo. Masibuyele kuma-1950!
Ukungaqondi kakuhle malunga ne-SPIA kukuba ukuba unayo kwaye ufa ekuqaleni kwesikontraki inkampani ebhoxayo igcina loo mali kwaye le sizathu sokuba zinezakhiwo ezinkulu. Yintoni abantu ababhekiselele kuyo yi-SPIA eyakhelwe "Ubomi Bodwa." Nangona kunjalo, kukho iindlela ezili-15 ezahlukahlukeneyo zokumisela ngokukhawuleza ukuhlawulwa kwe-SPIA kunye ne "Life Only" yinto enye kuphela .
Uninzi lwabantu lusebenze nzima kakhulu ukugcina nokuqokelela imali yokuthatha umhlalaphantsi, ngoko uninzi lwabantu aluve lukhululekile kwisakhiwo "soBomi kuphela". Abantu bafuna isiqinisekiso sokufumana imali, kodwa bafuna ukuqinisekisa ukuba yonke imali iya kubakho okanye umntu osapho lwabo. Oku kunengqiqo kubantu abaninzi baseMelika abasebenza kanzima abafuna ingeniso eyongeziweyo yokuncedisa iintlawulo zabo zoKhuselo lweNtlalo okanye iintlawulo zempesheni yomhlala-phantsi (ukuba unenhlanhla).
Kukho indlela yokufumana imali yonke imali yokuqala. Isakhiwo se-SPIA sabizwa ngokuthi "Ubomi kunye neNgxowa-mboleko yeeNkcitho".
Yenza I-SPIA Cake ... .. kunye neNgxowa-mali yokubuyisela imali!
Kubantu abafuna isiqinisekiso somvuzo wokuphila, kodwa bafuna imali ukuba bahlale kwintsapho, ukukhethwa kwe-SPIA ethandwa kakhulu kuthiwa "Ubomi kunye nokubuyiswa kweeNkcitho."
"Ubomi kunye nokubuyiswa kwemali ye-Installation" inikezela isiqinisekiso esiphezulu sokufumana imali, ngelixa uqinisekisa ukuba i-100% yeprayimenti yokuqala eseleyo iya kumntu osapho lwakho, okanye omnye umxhamli. Isakhiwo siqinisekisa umvuzo wokufumana imali, kungakhathaliseki ukuba uhlala ixesha elingakanani. Ukuba uhlala kwiminyaka eyi-150 okanye ngaphezulu, inkampani yenkampani yesikhokelo isentengiselwano sokuhlawula. Esi sincomo sokufumana isicwangciso seSSPIA.
Khumbula ukuba xa usuphelile kusisesivumelwano, nayiphi na imali esele kwi-akhawunti yakho ye-SPIA iya kunikwa ifomu yokuhlawula abaxhamli belihlomelo kude kube yimali iphelile. Inkampani ye-annuity ayigcine ipenny.
Ukuba uhlela umgaqo-nkqubo we-SPIA "Ubomi obudibeneyo kunye neNgxowa-mboleko yeeFowuni", umxhasi odibeneyo ngokuqhelekileyo ungumlingane. Kule meko, ukuba omnye wenu uyadlula, umrhumo wengeniso uyaqhubeka ungaphazamiseki kwaye ungatshintshi kubomi bomlingane osaphila. Xa umntu ohlala naye efa, nayiphi na imali eseleyo kwi-SPIA akhawunti ihanjiswa kwifom yokuhlawula abaxhamli belihlomelo kude kube yimali iphelile. Kwakhona, inkampani yenkampani ayiyi kugcina ipenny.
I-SPIA yi-Life Expectedancy Bet ekwazi ukuqhubeka ihlawula
Ngomxholo othi "Ubomi kunye neRejenti yokubuyiselwa kwemali ye-SPIA", ubeka ithuba lokuphila ngokubheja kunye nenkampani ekhishwayo.
Baye kwinqanaba lokuhlawula kungakhathaliseki ukuba uhlala ixesha elingakanani.
Nangona kunjalo, ukuba wena okanye iqabane lakho uphila ngaphaya kwexesha lokuphila kwakho, ayiyi kuba nemali eseleyo kwi-akhawunti ye-SPIA. Khumbula ukuba intlawulo ye-SPIA yintlangano yokubuyisela i-premium kunye nomdla, kwaye isekelwe kwiminyaka yokuphila kwakho ngexesha uqala umrhumo wembuyekezo. Nangona i-akhawunti yakho ye-SPIA ingama-dollar angama-... .uya kufumana irhafu yakho.
Abantu abaninzi abaye bafumana ii-akhawunti zabo ze-SPIA kwi-zero iminyaka engaphezu kwe-10 bafumana iintlawulo. Ngoku oko kubeka umngcipheko!
Xa ucela isicatshulwa se-SPIA, buza bobabini "Ubomi Bodwa" kunye no "Ubomi kunye nokubuyiswa kwemali yeefowuni" icatshulwa ukuze ubone umehluko wokuhlawula phakathi kwezi zibini. Ngale macatshulwa ama-2, kufuneka ukuba kwenzeke ukwenza i- SPIA yokuthenga isigqibo.
Cofa apha ukuba ufunde ngezinye iNgeniso zamanqanaba eziNyaka