Ukuqiqa kukuhle kakhulu: ukuba abanakuyifumana, abanakuyifumana kwakhona. Kodwa ukufihla imoto ukuphepha ukuhlaziya kusebenza? Nazi izinto ezimbalwa zokuqwalasela:
Xa ukuhlaziya kungenziwa
Eside ngaphambi kokuba ukuhlaziywa kulungele, kufuneka uthathe amanyathelo okuphepha le nkqubo yokukrhafisa ngokomzwelo nangokwezimali xa kunokwenzeka. Kwimihlaba emininzi, konke okufunekayo ukuba kuqalise inkqubo yokubuyiselwa yinto engagqibekanga kwimboleko yakho. Ukuba udibanisa nomboleki wakho phambi kwalo okanye ungalokothi ulahlekelwe intlawulo, unokukwazi ukuxoxisana nesisombululo esincomekayo ngakumbi kwingxaki yakho ngaphambi kokuba iqale.
Yintoni oya kulwa nayo
Amadoda kunye nabasetyhini abaqeqeshiweyo abaqeqeshiweyo abaphila babo kuxhomekeke ekufuneni (impela, imboleki). Ngaloo ndlela, abayi kuhlambalaza kwaye kube lula ukuziphepha. Njengomntu omnye onamava othe wachaza i-auto gurus e-Edmonds, "Sisebenzisa yonke inkohliso encwadini ukufumana imoto yakho.
Sibheke indlu size silandele ukuba uyithatha imoto naphi na. Siza kukubamba xa ubeka ipaki, nokuba ngaba yimizuzu embalwa. Ndathabatha enye kwisitishi segesi xa umnini uya ewindow ukuze atshintshe. Unzima ngokwakho ukwenza loo ndoda, ngakumbi uya kuhlawula ibhanki. Ibhanki izongeza le mali kwimali oyimfuneko, kwaye ekugqibeleni uza kufuneka uyihlawule. "
Uhlala phi
Sithetha malunga negunya apha. Wonke urhulumente unemithetho yakhe malunga nokugcinwa kwezithuthi, ngokukodwa, into enokuyenza kwaye ayinakwenziwa ngokusemthethweni ukufezekisa. Naluphi na izenzo ocinga ngazo ukuphepha ukuhlaziya, ukwazi ukuba imigaqo yolawulo lwakho ibaluleke ngaphambi kokuba wenze nantoni na. Unokuqiniseka ukuba umntu wakho we-repo wenza.
Isikhathi
Kwiinkoliso ezininzi, isithuthi sakho singasetyenziselwa umzuzwana xa ungekho phantsi kwemali mboleko okanye uqeshe (khangela isivumelwano sakho ukuze ubone okokubangela ukuba kwenzeke). Oko akuthethi ukuba i-arhente yakho yekhredithi iya kulungile, kodwa inokwenzeka. Ingongoma apha kukuba xa ixesha elingafihliyo lenzekile, bobabini kunye nomboleki wakho sele sele ukhulumisana malunga neentlawulo zakho emva kwexesha kwaye awukwazanga ukwenza into ethile ngaphandle. Ngoko, ukuba ukuhlawula umboleki wakho kubonakala kunengqiqo elandelayo, kunye nangoko, inyathelo.
Indawo ye zithuthi
Uhlala uhlala phi isithuthi sakho? Oku kubalulekile kuba kwiinkalo ezininzi umniki-mboleko angangena ngokusemthethweni ipropati yakho ukubuyisela kwakhona imoto enombuzo ngokukhawuleza ukuba ayikho kwinkqubo "yokwaphula uxolo." Njengoko unokulindela, oko kukuthi "ukuphulwa koxolo" kuyahlukahluka kummandla, kodwa kunokubandakanya ukubangela ukulimala ngokomzimba (njengokuphuka isitshixo okanye umnyango) okanye omnye amandla angokwenyama, ukusongela ukusebenzisa amandla, okanye ukususa imoto igaraji ngaphandle kokusetyenziswa kwamandla.
Ngoko ke, nangona ulwaphulo loxolo, umboleki-mali unokuhamba malunga nendawo yakho kwipropati ukufumana imoto yakho, kuquka neyard yakho, emva kwendlu yakho, kwiintlanga ezungeze indlu yakho, njl. Ukongezwa, kwiinkalo ezininzi, ziyakwazi ukuya kwipropati yesihlobo okanye ummelwane ukuchaphazela ukuhlaziywa. Ngoko ukuba ucinga ukuba uphephile ukupaka imoto yakho kwindlela yommelwane wakho olandelayo, cinga kwakhona.
Khumbula, kwakhona, ukuba umbolekisi wakho unokuphinda athathe isithuthi sakho malunga nantoni na indawo yoluntu kuquka indawo yokupaka apho usebenza okanye uthenga khona. Musa ukucinga ukuba abantu abaxhomekeke kwi-repo abayi kubeka iliso ekuphumeni kwakho kunye nokuhamba ukulungiselela ukuhlaziywa. Ngenxa yoko, ukuba uzimisele 'ukufihla' imoto yakho, iya kubandakanya ukungayisebenzisi.
Yintoni oku kuthetha ukuba ukuba unayo igaraji apho uhlala uvale imoto yakho, ngoko unako "ukufihla" imoto yakho ukuze ugweme ukuhlaziya.
Oko kukuthi, kunye nezicathulo ezimbalwa.
Omnye Omkhulu wezoMthetho
Uyazi ukuba kwakufuneka ube nomnye, akunjalo? Nasi i-catch catch "ukufihla" isithuthi sakho: Kuphulo-mthetho ukuzifihla ngenjongo yakho imoto ukuphepha ukuhlala. Faka enye indlela, kukuchasene nomthetho ukufihla imoto yakho ngenjongo yokukhwabanisa umboleki wakho. Ngoko ke, ukuba awukho phantsi kwemali mboleko yakho yemoto kwaye uvale imoto yakho kwigaraji lakho okanye ngenjongo yokwenza ukuba kungabikho ukubuyisela, uphula umthetho. Kwaye ukwenza oko, mhlawumbi ushiyeke evulelekileyo kwizohlwayo zoluntu kunye nolwaphulo-mthetho. Ngoku, ukubonisa intsingiselo kunokuba nzima kunzima ukuyenza, kungenxa yoko sichaze ukuba, ngokuchanekileyo, ukuvala isithuthi sakho kwigaraji kungasebenza. Kodwa khumbula, oko kuphela ukuba ukuyivala egalaji yinto oqhele ukuyenza.
I-Temporary Fix, Eyona nto ihamba phambili
Inyaniso kukuba ukufihla imoto yakho kunokukunceda ukuba ugweme ukuhlaziya ngexesha elifutshane. Okokuqala, ngokwenene awuhlose ukugcina imoto yakho ivalwe ngaphandle kokuyisebenzisa ngonaphakade, akunjalo? Okwesibini, xa imboleko yakho yemoto ingekho phantsi, umboleki wakho uya kuvumela iDMV kunye nabathwali bakho bomshuwalense bazi, kwaye xa bekwenza, kuya kuba nzima ukugcina iiplate kunye ne-inshurensi. Okwesithathu, kukho isenzo somthetho esibizwa ngokuba yi-replevin. UReplevin enye indlela yokubuyisela imali ukuba umbolekisi angasebenzisa ukuqokelela imali obolekiweyo. Nge-replevin, iifayile zemboleko enkundleni zifuna umyalelo ofuna umntu onetyala ukuba akhokhe oko ahlawulwayo kwimali-mboleko yemoto (kunye neendleko kunye nezinye iindleko) ngendlela yesigwebo semali. Ukuba umboleki-mali uyaphumelela ekufumaneni isigwebo semali kwaye umntu obolekayo akayi kuhlawula, ngoko umboleki ukhangelelwe ukuhlawulwa kwezohlwayo kunye nolwaphulo-mthetho.
I ngcamango engcono
Ekubeni ukufihla imoto yakho inengxaki ezinokuthi zilungiswe ngethuba lexeshana, mhlawumbi ingcamango engcono kukuza nesisombululo esisodwa. Eyona nto ibhetele kukuthetha nomthengi wakho. Bayazi ukuba unenkathazo yokwenza iintlawulo zakho. Kwaye, njengawe, unokukhetha isisombululo esingafuni ukuthumela i-tow truck ukuze ufumane imoto yakho kwaye uyayisusa. Yona ixesha elide kunye nemali yabo, nabo. Ngoko mhlawumbi bazimisele ukuzama ukwenza into ethile ngaphandle. Oku kuya kwenzeka kuphela, nangona kunjalo, ukuba uzimisele ukuthetha. Kwaye sijamelane nayo, ukuba awuyi kuphumeza isisombululo esiphezulu, baya kuphuma baze bathathe imoto yakho, mhlawumbi kungekudala emva kwexesha.