Uza kutshintsha njani iiMbali zeMbali iimpawu zeMarhwebo zamazwe ngamazwe?

Umlinganiselo phakathi kwabaSebenzi nabangabasebenzi

Iimpawu zentlalo zichaphazela kakhulu uqoqosho lwehlabathi. Abantu abancinci banako ukufumana isabelo semimandla esivela ekuqhutyeni kwabasebenzi abatsha kubasebenzi, ngelixa abantu bekhulile bengabikho bombundu-bombundu obangela ukwanda koqoqosho lwelizwe kunye nokuzinyelwa kweenkqubo zentlalo. Uninzi lwabatyalomali bayazi ingozi yendalo yabantu, kodwa abahlali bebanomnyama nomhlophe njengokuba babonakala.

Ukuncipha kwi-Population Age Age

Ukukhula koqoqosho kuqhutywa yintlangano yabasebenzi kunye nobuchwepheshe. Abasebenzi bafuneka ukubonelela ngemveliso kunye neenkonzo, ngelixa i-teknoloji inokunceda ukwanda kobuchule bokuvelisa ezo mveliso kunye neenkonzo. Umzekelo, imveliso yoshishino iqhutywe, ngokuyinxalenye, ngokwemveliso yeemveliso eziveliswe kwaye zithengiswa kumafektri. I-teknoloji incede ekunciphiseni inani labasebenzi abalufunayo, kodwa abasebenzi basadingeka ukuba baqhube ukusebenza.

I-teknoloji ikwandise ukwenziwa komsebenzi ngamnye komntu, kodwa akukho nto iqinisekile yokuba kuya kuba nabasebenzi abancinci kule minyaka ezayo. Izinga lokukhula liye lawela kwihlabathi eliphuhlisiweyo kwaye akukho zibonakaliso zenguqu kwiimeko. Ipesenteji yabasebenzi abaxhasa bonke abantu kulindeleke ukuba bawe ukusuka kuma-65 ekhulwini ngo-2010 ukuya kuma-50 ekhulwini ngo-2060, enokuthi ibe nefuthe elibi ekukhuleni koqoqosho.

Ezi zintlobo zengqondo zingasongela ukugcinwa kweenkqubo zentlalo. Ngokomzekelo, eUnited States, ulawulo loKhuselo loLuntu luqikelela ukuba i-fund trust iya kuphelelwa ngumnyaka we-2040. Indlela yokuphela kwendlela yokulungisa isistim iza kuba kukunciphisa inzuzo yomhlala phantsi okanye ukwandisa irhafu yentlalo yeNtlawulo.

Zomibini zezi zikhetho ziza kuba nzima ukuphumeza ezopolitiko, nto ke ezopolitiki ziye zaphepha ukuphendula ingxaki.

Indlela Engachaphazela ngayo iThengi

Ukuhla kobuninzi bexesha elisebenzayo linabantu abaninzi bezoqoqosho abaxhalabele ngengozi ekhoyo yokukhula nokuzinza. EJapan, inani labaqeshwa kwabangewona abasebenzi lawa malunga nama-25 edlulileyo kwaye lunegalelo kwizinto eziye zaziwa ngokuba yiShumi Elilahlekileyo . Ukukhula koqoqosho kwelizwe kuye kwagqitywa, ukunyuka kwamaxabiso kuye kwasondela kakhulu, kwaye umthwalo weenkqubo zentlalo uye wabangela umlinganiselo omkhulu wexabiso lomhlaba kwilizwe eliphuhlisiweyo.

Ngakolunye uhlangothi, ezinye iicandelo lezoqoqosho zikholelwa ukuba inzala yenzalo inganyuka ngokwenene ukuba umlinganiselo wabasebenzi kwabangewona abasebenzi uyancipha. Bathetha ukuba, njengoko abasebenzi beba nzima, iinkampani ziya kwandisa utyalo-mali kwezobuchwepheshe obomeleza umveliso kunye nokunyuka komthamo ophezulu kunokukhokelela ekukhuphukeni kwamanani angaphezulu. Nangona ukunyuka kwamaxabiso kungabonakali kakhulu kubahlala phantsi kwiimali eziqhotyoshelweyo, ubuchwepheshe obutsha banokunciphisa ixabiso.

Uninzi ubuchwepheshe obutsha bunzima ukubona ukuza kwangaphambili. Ngokomzekelo, ukunyuka kwamaikhompyutheni abo kwi-1990s kunye ne-intanethi kuma-2000s yatshintsha uqoqosho lwehlabathi ngeendlela ezimbalwa eziza kuqikelela.

Ukuphuhliswa kweengcinga zobugcisa okanye ezinye i-teknoloji zinokukwenza okufanayo ngasekupheleni kweminyaka yama-2000, ukunciphisa abasebenzi abakufunekayo ukuphumelela ukukhula koqoqosho kunye nokuxazulula ezinye zezi ngxaki.

Ukulungiselela iPortfolio yakho

Kukho iindlela ezininzi ezahlukahlukeneyo ukuba abatyali-mali bangakwazi ukubeka iipotfoliyo zabo ukunciphisa le ngxaki kwii-minyaka ezizayo, kodwa ibaluleke kakhulu ekuqalekeni kuyo. Ngokugcina iipotifoliyo ezahlukahlukeneyo, nokuba ngamacandelo okanye ilizwe , unokunciphisa umngcipheko weemfuno zelizwe elilodwa elichaphazela yonke iphothifoliyo. Ukufakwa kweemarike kunye neemeko ezikhulayo kungakhohlisa ukukhula okunyuka kumazwe athuthukile.

Kukho nezinye iimpembelelo ezithile ezenziwa ngabantu abaguga:

• Ixabiso lentengo: Ukunyuka kwamaxabiso ngokukhawuleza kunokunceda ama-stocks angamazwe ngamazwe ezinxulumene neempahla ezifuywayo ngenxa yokufumana amanqaku ngamazwe ngamazwe, okuxhatshazwa kakhulu kwi-inflation, ngelixa umvuzo wekhaya uqhutywa yi-teknoloji yecandelo le-teknoloji. Ukuchasene kuyinyaniso yokuchasana.

• I-Capex: Inkcitho enkulu yezoshishino kwimpumelelo yokuvelisa iyakwazi ukuguqulela amathuba kwi-teknoloji, ngelixa umvuzo onamandla unokuphucula iinkampani eziqondayo. Ukuchasene kuyinyaniso ukuba umvuzo unzima.
• Iimali zenzalo: Iirhafu eziphezulu zinokulimaza ukusebenza kwamacandelo ancedo kunye ne-telecom ezithatha ukunyamekela kwizivuno . Ukuchasene kuyinyaniso ukuba amazinga omyinge ahamba aphantsi, apho amacandelo anokuncedisa kunye ne-telecom angabona ukulinganiswa okuphezulu.

Utshintsho olwenziwa ngabantu luba nefuthe elikhulu kuqoqosho loqoqosho kwixesha elide, kodwa abahlala besazixela. Ngethamsanqa, kukho amanyathelo athatyathwa ngabasomali ukuqinisekisa ukuba iphothifoliyo yabo ikhutshwe kwezinye zeziphumo.