Izwe kunye ne-ETF yeeNkcazo zeDissification
Oku kuhambelana kwamanyathelo kuye kwabangela umzimba okhulayo wophando kumacandelo omhlaba nakwamashishini. Abaphengululi abaninzi bakholelwa ukuba ukuveliswa kwezoqoqosho kumhlaba kubalulekile indima ekubambiseni kwayo. Abatyalomali bamazwe ngamazwe bafuna ukuqwalasela utyalo-mali ngokusekelwe kwimilinganiselo yamacandelo ehlabathi, kunye nokutyalomali kumazwe athile ukwenzela ukunciphisa umngcipheko kunye nokwandisa ulwahlulo.
Ukunyuka kweeMali
Iimarike zakwa-Equity ziye zanyuka ngokubambisana kwiminyaka emibini edluleyo. Ngokwe- Vanguard uphando oluqhutywe phakathi ko-2003 no-2008, imilinganiselo yenkampani ephakathi kwe-United States ivela kwi-0.47 ye-Yurophu ukuya kwi-0.25 ephantsi kwePacific Rim. IJapan ine-0.12 yokudibanisa ngokungaqhelekanga kunye ne-US Ngokumangalisa, ukulingana okuqhelekileyo kwiimarike ezikhulayo kwaba ngu-0.40 kwezo zombini i-Afrika / iMiddle East neLatin America.
Ezi coefficients correlation zingaphantsi kakhulu kunezizwe ezifanayo, kodwa iinzuzo zohlukeneyo ziye zanciphisa ixesha.
Umehluko phakathi kokusebenza kweemarike eziphuhlisiweyo kunye nezasakhulayo kuhamba nombandela ongaphantsi kwamanye amazwe okanye imimandla ethile, njengengingqi yaseJapane kunye nePacific Rim, enokuthi inikeze ulwahlulo olukhulu. Abatyalomali kufuneka baqwalasele le miba xa behlula iiphothifoliyo zabo.
Abaphandi bafumanisa ukuba ii- multinationals zase-United States zinemibutho engama-0.43 kunye ne-US index, ngelixa engekho e-US
iindidi eziziintlanga-mveliso zazinxulumana ne-0.41. Ngokuthelekiswa, amaqumrhu angaphandle angama-0.29 kunye ne-US index. Ezi ngongoma zedatha zibonisa ukuba abatyali-mali bangathanda ukugxila kumashishini angingqi amancinci ukuya kumazwe angaphandle kunezizwe ngezizwe zakwamanye amazwe xa bezama ukujongana kakuhle iipotifoliyo zabo.
Izwe neempembelelo zeMigangatho
Umbuzo obaluleke kakhulu kubatyalo-mali uya kuba: Ngaba ilizwe okanye ubunqweno bezobugcisa bomhlaba wezoqoqosho babuyela? Ngamanye amazwi, ngaba abatyali-mali kufuneka bafune ukutyalomali kwibhakethi yamazwe okanye bajolise ngakumbi kumacandelo ehlabathi? Okanye zombini? Uphando lokuqala ku-1990s lucetyiswa ukuba imiphumo yelizwe yayinkulu kwiimbuyekezo ezilinganayo kunye neziphumo zecandelo zazikhulu ukubuyela kwimarike eninzi, kodwa oko kungakhohlisa.
Ngokwahlula iimpembelelo zamacandelo e-index indexes, abaphandi baVanguard bafumene ukuba ukubaluleka kokubaluleka kwelizwe ngokumalunga neziphumo zecandelo kuye kwaguquka ukutshintsha ngokusekelwe kwimibandela eyahlukeneyo. Iziphumo eziphantsi kakhulu zelizwe-ziphumo zenzeke eUnited States, e- United Kingdom naseFransi , ngelixa iziphumo eziphezulu zelizwe zi-Ireland, iGrisi neFinland. Amazwe asePacific Rim ayenamathuba amaninzi kwilizwe kunamanye amazwe.
Amacandelo ehlabathi jikelele anempembelelo ebalulekileyo ekubuyiseni kwemali kwiinkampani ezininzi nakwiinkampani eNtshona Melika naseYurophu . Okwangoku, iimeko zelizwe zibalulekile kwiinkampani zendawo, iimarike ezikhulayo, kunye neenkampani ezikumaPacific Rim. Abatyalomali kufuneka baqwalasele ngenyameko ezi zintengiselwano xa bakha iphothifoliyo yabo ukuze bandise ulwahlulo kunye nokuphepha ezinye zeengcingo eziqhelekileyo.
Iingcebiso kubaTyalo-mali bamazwe ngamazwe
Abatyalomali bamazwe ngamazwe kufuneka bathabathe utyalo-mali ngokubanzi kuwo onke mazwe kunye namacandelo ukwenzela ukunciphisa umngcipheko wabo kunye nokwandisa ulwahlulo. Kunokuba baphathe lonke ilizwe ngokulinganayo, abatyali-mali kufuneka bajolise nakwabo banikezela ngokugqithiseleyo ukufumana inzuzo enkulu. Abatyalomali eMntla Melika naseYurophu banokufuna ukuqwalasela ukuhlukahluka kwamacandelo kunengingqi kunye nakwezinye iimarike ezikhulayo.
Indlela elula yokufumana ukufikelela kumazwe ahlukeneyo kunye namacandelo ngetyala lokuthengiselana ngemali (ETFs) enika iphothifoliyo eyahlukeneyo kwindawo eyodwa yokukhuseliswa kwe-US. Nangona kuninzi i- American Depositary Receipts (ADRs) ekhoyo, ixhomekeke kakhulu kwiinkampani zamazwe ngamazwe angenakunikela ngeendlela ezahlukeneyo kubarhwebi be-US. Iimali zengxowa-mali ziyafumaneka kodwa zivame ukuba namaxabiso aphezulu.
Xa bejonga ezi zi-ETF, abatyali-mali kufuneka baqwalasele ngokucophelela imali ekujoliswe kuyo ekujoliswe kuyo, ukubuyiswa kwemali, kunye neendleko zokuqinisekisa ukuba ihambelana neepotfoliyo zabo ezikhoyo. Uninzi lwe-ETF luya kuba ne-correlation coefficient efumanekayo enxulumene ne-S & P 500 enokubonelela ngendlela elula yokumisa ukutshatyalaliswa kweso.