Ukubikezela nokuphendula kwiiNkcukacha zeStock Market Market
Ulungiso lweMakethe?
Ukulungiswa kweemarike iipesenti ezili-10 okanye ukuhla kwehla kwikhowudi yemasheke. Ngokomzekelo, isalathisi esivela kwixabiso elingu-1,000.00 ukuya ku-900.00 libhekwa ukuba liye lahamba ngokulungiswa. Izilungiso zeemarike zithathwa njengento yokubuyisela impilo ngexesha eliphakamileyo kunokuba liguquke kwi-downtrend. Ngokwahlukileyo, iimarike zeebhere zenzeke xa kukho ukuhla kweepesenti ezingama-20 kunye nokuphazamiseka kwenzeka xa kukho amaxabiso angama-40 ehla kumaxabiso.
Ukulungiswa kwemakethe kuyaqhelekile. Kukho malunga nama-25 athatha iimakethi phakathi kowe-1929 no-2018, eguqulela kumyinge omnye kwiminyaka emithathu nesiqingatha. Kodwa, ngokuqhelekileyo kukho ukulungiswa kweemarike ezimbini okanye ezintathu ngonyaka ngamnye kwiimveliso zeemarike ezinkulu kwihlabathi. I- Index ye-MSCI yehlabathi iye yabuyisa umyinge wama-15 ekhulwini ngonyaka, ukususela ekuphakameni ukuya kwindawo yokutya, ukususela ngowe-1979, kodwa ubunzulu nobude bezo lungiso zihluka.
Iindaba ezilungileyo kukuba iimarike ezahlukeneyo zifumana izilungiso kumaxesha ahlukeneyo. Ngokomzekelo, imarike yemboleko iphakama ngokuqhelekileyo ukuba i-market market ifumana ukulungiswa. Amazwe ahlukeneyo afumana izilungiso kumaxesha ahlukeneyo kuxhomekeke ekusebenzeni kwabo kwezoqoqosho. Yingakho ukungafani-kwilizwe kunye ne-asethi level-yinjongo efanelekileyo yokwandisa ukubuya kwexesha elide kunye nokunciphisa ukungazenzi.
Indlela yokuQela ukulungiswa
Ulungiso lweemarike luya kufana nehlabathi lonke, kodwa kunzima ukuba liqikelele, kwanokuba abatshabi bezakhono kunye neengxowa zemali.
Abanye abatyala imali bazama ukuqikelela ukulungiswa ngokujonga ixabiso. Ingxaki yile datha edlulileyo ibonisa ukuba izilungiso azihambelani kunye namaxabiso okufumana umvuzo kwaye, xa zenzeke, aziqali ukuba ukulinganisela okude kangakanani. Iirhafu zexabiso-mali ziye ukusuka kwi-11x ukuya kwi-30x xa kulungiswe ukulungiswa, ngelixa ukuhla kwexabiso lokulandela ulungiso luye ukusuka ku-0.3x ukuya ku-7x.
Abahwebi bahlala bezama ukuqikelela ukulungiswa ngokukhangela ukuguqulwa kwamagama. Ukuba isalathisi samasheya esitokisi sisekude kumyinge waso, kuyacaca ukuba ekugqibeleni kuya kubuyela kumyinge. Aba bathengisi bavame ukusebenzisa imimandla ehambayo ukuzama nokuqikelela ukugqithisa imeko kunye nokubeka iithagethi zentengo. Ingxaki kukuba i-market market indexes iwa phantsi kakuhle okanye ingezantsi-ngaphantsi kwezi zixhobo ezihambayo, ezenza ukuba kubekho ixabiso elilinganiselwe.
Inyani kukuba i-market market market is a complex system . Ngezinto ezininzi ezithandwayo, akunakwenzeka kubahwebi okanye abatyali-mali ukuba baqikelele ngokuchanekileyo izilungiso ngezinga elichanekileyo lokuchaneka.
Ukuqinisekiswa okukuphela kukuba kukho ukulungiswa kwezimbini ukuya kweyesithathu unyaka ngamnye kwiinkalo ezininzi zeemarike ze-stock. Kwaye, abarhwebi kunye nabatyalomali kufuneka balungiselele ukujongana nalezi zilungiso ngendlela engcono kakhulu xa kwenzeka.
Indlela yokuphendula kwizilungiso
Kukho umzimba ophandle ophando obonisa ukuba abatyali-mali bahamba phambili kunye necebo lokuthenga nokubamba ngenxa yokuba zibi kakhulu kwixesha lemarike. Yikholwa okanye ayikho, ama-95 ekhulwini lweengeniso zemarike phakathi kuka-1963 no-1993 evela kwi-1.2 engcono yeentsuku zokurhweba. Uya kufuneka uqikelele iintsuku ezingama-90 ezorhwebo ngokugqithiseleyo kwiminyaka engama-40 ukufumana ukubuyela kweemarike . Ngamanye amazwi, ixesha kwiimarike libaluleke ngakumbi kunexesha lokuthengisa .
Okukuphela komqathango kulo mgaqo kubatyalo-mali abafuna ukunciphisa ukungabi nantliziyo ngenxa yokufuna ukuhamba kwemali yexesha elifutshane okanye ukunyamezela komngcipheko ophantsi.
Nangona abo batyali-mali kufuneka bebe sele bekwabiwo-mali , kungaba yinto efanelekileyo yokulwa nokunciphisa ukuchithwa kokusebenzisa iindlela zokuthengisa okanye ezinye izicwangciso zokunciphisa ingozi. Umzekelo omkhulu uza kuthenga iindlela zokukhetha okanye uqalise indawo yokufowunelwa kwifowuni enkulu.
Kubaninzi abatyalo-mali, yinto efanelekileyo yokugcina inxaxheba ekulondolozeni umhlala-phantsi kunye nokunyaniseka ukunyuka komhla kweemarike. Ukuba uhlala ufumana ukhathazeka, kungaba yinto efanelekileyo ukuthetha nomcebisi wakho wezezimali ukuba uqwalasele isabelo sexabiso esisetyenzisiweyo esichaphazelekayo esichaphazelekayo. Ukuphazamiseka kukuba ukunikezwa kwempahla ekhuselekileyo kubandakanya ukubuyiswa okuncinci kunokwabiwa kweempahla ezinobungozi kwixesha elide.