Kutheni i-International Small-Cap Stocks inayo indawo kwiPortfolio yakho
Kule nqaku, siza kujonga ityala lokutyalomali kwiisitokethi ezincinci zamazwe ngamazwe kwaye zichonge ezinye zezona mali ezifanelekileyo zokukhutshwa kwesikhundla kwipotfoliyo yakho.
Kutheni Utyalole kwi-Small Caps?
Amasheya amancinci amancinci achazwa ngokubanzi njengenkampani ezithengiswa esidlangalaleni kunye neengxowa-mali zemali zingaphantsi kwama-$ 2 billion. Nangona oko kungabonakali njengenombolo 'encinci', iziganeko zakho kukuba iphothifoliyo yakho inamasheya amakhulu e-US $ 10 billion okanye ngaphezulu. Isizathu sokungalingani kwale nto kukuba ezininzi iimali zilandelela iindleko ezixhomekeke kwiimali zentengiso-oko kukuthi iinkampani ezinkulu zikhangela isabelo esikhulu kwiipotifoliyo.
Ingxaki ngokutshala imali kuphela kwiisitokisi ezinkulu kukuba banamathuba okubambisana ngokubanzi kunye nemarikeni yonke - emva koko, yile marike yonke. Ngokwahlukana kwii-asethi ezincinci, abatyalo-mali banokunciphisa ukuncipha kwiimarike kunye nokunciphisa ukunyanzeliswa kwazo . Oku kuthetha ukuba iphothifoliyo yabo ayinakuyekeka ngexesha lemarike ye-bearish, kodwa iyakwazi ukubambelela ngokufanelekileyo ngexesha lemakethe ye-bullish.
Kukho iintlobo ezininzi zokwahlukana kwiisitokisi ezincinane zamazwe ngamazwe:
- Ukuchithwa . Amasheya amancinci amancinci athatyathwa kakhulu kumarhwebo jikelele, okwenza kube yindlela enhle yokudibanisa iphothifoliyo. Ngokomzekelo, i-Schwab US-Small-Cap ETF (i-SCHA) ine-0.864 yokulungiswa kunye ne-S & P 500 ngokuqhathaniswa nokulungiswa kwe-0.998 yeSwitch US Cap-ETF (SCHX).
- Ubungcono Buyela . Ezinye iziphumo zibonise ukuba i-Small-Cap stocks zivame ukugqithisa iontanga zabo ezinkulu kwixesha elide. Ngokomzekelo, i- Cross-Section ye-Expected Stock Returns epapashwe kwi- Journal of Finance ibonise ukuba amasheya amancinci amancinci angaphumelela kwi-stock-cap stocks kunye ne-stock value ngaphandle kweempahla zokukhula kwixesha elide.
AmaShishini angamazwe amancinci amancinci anenzuzo eyongeziweyo yokungafani kweendawo kwiimarike ngaphandle kwe-United States. Oku kunokunceda abatyali-mali ukuba baphephe ukungabi nanyaniseki okuvela kumjikelezo wezoqoqosho wase-United States kwaye unokuphucula ukubuyiswa kweengozi . Ukutshala imali kumazwe angamazwe ngamazwe nakho kwenza ingqiqo enkulu xa ucinga ukuba i-akhawunti ye-equities yase-US ingaphantsi kwesiqingatha sobukhulu bemarike yehlabathi.
Iingqalelo ezibalulekileyo
Izitokhwe ezincinci zingabonakali kuzo zonke iipotfoliyo zezotyalomali. Ngokomzekelo, umtyalomali osondela kumhlalaphantsi unokufuna iholo engenakunqwenela okanye i-blue chip stocks ukwenzela ukunciphisa ukungabi nantoni, oko kuthetha ukuba ii-caps ezincinane zamazwe ngamazwe akunakho ukulungele iphothifoliyo yakhe. Abanye abatyali-mali abanokufutshane kwexesha bangaphinda bafune ukuphepha ukulingana kwamanqaku amancinci ngenxa yokuba bavame ukuba baninzi kwaye bangathatha ixesha lokuvelisa imali ephezulu.
Abatyalomali abanomdla kwii-stock-small stock caps banamathuba amaninzi ahlukeneyo xa kuziwa kwiimali. Ngelixa amaninzi amanqaku amancinci amancinci asebenza njengama-index-weighed indexes, iimali ezintsha ze -beta ze-smart-beta zibonelela ngeendlela ezizodwa zokubaluleka ezinokuthi zibe nomdla kubasomali. Umzekelo omhle uza kuba sisicwangciso esicwangcisiweyo sokugxilwa kwezinto ezibeka phambili phambili iinkampani ezincinci zenkampani ezinokunyanzelisa izinto ezisisiseko zokunciphisa umngcipheko.
Ekugqibeleni, abatyali-mali kufuneka baqwalasele ngenyameko umlinganiselo weendleko kunye neqela lolawulo phambi kokutshala imali kubo. Ukulingana kweendleko kunokuba negalelo elikhulu kwiimbuyekezo zangexesha elide kunye neendleko ezihlawulwe kwiimali-ntlawulo ze-cap-tama ziba ngaphezu kweemali ezinkulu. Izicwangciso ze-beta ze-Smart zivame ukuba phakathi kwamaxabiso aphezulu aphezulu, oko kuthetha ukuba abatyali-mali kufuneka baqinisekise ukuba iindleko ezongezelelweyo zibonelela ngenzuzo eyaneleyo kubo.
Iifom zeNgcaciso zeNcinci
Iimali ezixhaswa nge -Exchange (ETFs) kunye neengxowa-mali zobudlelwane eziqhelekileyo yindlela elula kakhulu yokongeza ukubonakaliswa kwe-cap-encinci kwiphothifoliyo yakho, ngakumbi xa kuziwa kuma-stocks angaphandle. Ukuthengwa kwesitokisiso ngasinye kubandakanya inani elikhulu lophando kwaye kufuna ukuphindaphinda rhoqo ukugcina izinto ezinobungozi. I-ETF ilawula ukukhethwa kwansuku zonke kweempahla kunye nokuhlawulelana kwemali ngokutshintshiselwa umlinganiselo omncinci weendleko ohlala uhlawule kakhulu kunemali.
I-ETF emikhulu ye-Small-Cap ETF iquka:
- iShares MSCI EAFE I-ETF encinane ye-ETF (SCZ)
- I-Vanguard FTSE Yonke-i-World ex-US-Small-Cap ETF (VSS)
- I-WisdomTree I-International-Cap-Dividend Fund (iDLS)
- I-ETF (i-SCHC) yeStamp-Cap Cap equity
- I-Schwab eyimfuneko ye-International Inkampani ye-ETF (FNDC)
- I-SPDR S & P ye-International Small-Cap ETF (GWX)
- iShares FactorSelect MSCI International-Cap-ETF (ISCF)
Abatyalomali abanokukhetha ukuxhaswa kwemali banokukhetha ezininzi:
- I-Oppenheimer International Small-Mid Inkampani Yenkampani (OSMAX)
- T. Rowe Price International Discovery Fund (PRIDX)
- I-Fidelity® Series International-Cap-Cap (FFSTX)
- IWashatch International Opportunities Fund (WAIOX)
- I-MFS International Fund entsha yeNgcaciso (MWNIX)
- I-Oberwise International Opportunities Fund (i-OBIOX)
- Amathuba amaNcinci amaNcinci amaFidelity® (FOPAX)
Ngaphantsi
Iifowuni zamazwe ngamazwe amancinci amancinci yindlela enkulu yokujongana naliphi na iphothifoliyo. Ukongeza kwimihlaba eyahlukeneyo, amasheya amancinci amancinci aphantsi kakhulu kwiimarike kwaye angancedisa ukubuyisela ukubuyela. Iimali ezikhankanywe kweli nqaku zibonelela abatyala-mali ngendlela elula yokufumana ezi zinto, kodwa kubalulekile ukuqwalasela ngenyameko iindleko ngaphambi kokuba utyalomali kubo.