Masiqwalasele ngokuthe ngqo ingxaki yeJapan yokukhula kwabantu kunye nantoni na abatyala-mali bamazwe ngamazwe abanokuyenza ukukhusela iiphothifoliyo zabo.
Ukwehla kwabantu
Inani labantu baseJapan liye lanyuka ngabantu ababalelwa kwisigidi phakathi kuka-2010 no-2015, ngokwemali yolwazi lwabasebenzi. Ngoxa iindleko zokuzalwa nokufa zide ziqikelele ukuhla, ukubalwa kobalo luka-2015 ngethuba lokuqala lokuhla kwezinto ezifakwe kwiirekhodi ezisemthethweni. Ukuhla kwehla kubonisa okokuqala ukuba ilizwe eliphuhlisiwe lirekhodileyo kwaye linzima ukubuyisela (ukunikezelwa kokungena kwamanye amazwe) ukuncipha kwabantu balo.
Ukwehla kwesantlupheko kubangela iingxaki ezimbini kwizoqoqosho lwelizwe:
- Msebenzi oMncinane . Phantse isithathu sabemi baseJapan baneminyaka engaphezu kwama-65 ubudala ngo-2015 kwaye loo nombolo kulindeleke ukuba ifinyelele kuma-40% ngo-2050. Ngabasebenzi abambalwa, iiprojekti ze-21 zamaZiko ePublic Policy Institute, ukuba i-GDP yelizwe ingahlahla kwisithathu kwisithathu. ubungakanani beIndiya kunye nesinye sesithandathu ubukhulu beChina ngo-2050.
- Iindleko zoLuntu . Iimali zikawonke-wonke zaseJapan zinokubandezeleka njengokuba kubemi bexesha elide kuba kuya kufuneka lijongane nokunyuka kwezempilo kunye neendleko zempesheni. Ngale ndleko ezikhulayo, isixa-mali selizwe -kuya-GDP singakhula sibe ngama-416% ngo-2050 kunye no-656% ngo-2011, ngokungabikho ukukhula okanye ukuvelisa kwi-matyala karhulumente.
IJapan ingayilungisa le meko ngokunciphisa izithintelo zokufudukela kwamanye amazwe ukuze kufikelelwe kubemi abancinci bexesha elisebenzayo, kodwa kuya kuba yinto engabonakaliyo kwezopolitiko kwimimandla yemozulu yangoku. Amanyathelo afanelekileyo angathathwa ukuze kukhuthazwe imibhangqwana ukuba ibe nabantwana, kodwa kwakhona, bekukho ukulungelelanisa kwezopolitiko ukuzalisekisa olu tshintsho. Kwaye, akuqinisekanga ukuba ingaba le mizila ingagcinwa okanye ingaba 'yinto evamile'.
Ukubeka iPortfolio
Iingxaki zabantu baseJapan ziye zabakhokelela abaninzi abatyali-mali bamazwe ngamazwe ukunciphisa ukungena kwilizwe. Nangona iimali zentengo zemarike zilinganise iimbosi kufuneka zinike isisindo esikhulu eJapan ngencazelo, imali elawulwa ngokukodwa eyenza iiphothifoliyo zazo zikhululekile ukunciphisa ukubonakala kwazo kwilizwe. Le ndlela ingaba nengqiqo kubatyalomali beziko abanama-dollar angama-dollar yezigidi, kodwa abatyali-mali ngabanye banokuba nexesha elinzima.
Abatyalomali ngabanye abafuna ukunciphisa ukubonakala kwabo eJapan baneendlela ezikhethiweyo. Okokuqala, banokugwema ukuthenga iimali ezitshintshiselwano zentengiso ("ETFs") kunye nokudityaniswa kweJapan, nangona kunzima ukufumana ii-ETF ezibanzi ngaphandle kwamaziko angaphandle.
Kuba abatyala-mali abanamava, ukubeka iindlela ezinokusetyenziswa zingasetyenziselwa kwi-ETFs yobulungisa beJapan njengoluhlu lokunciphisa ingozi. Kwaye, ekugqibeleni, ii-ETF ezisebenzisa iindlela ezizezinye zokulinganisela zingacatshangelwa.
Kuyafaneleka kwakhona ukuphawula ukuba ezinye zeengozi ziza kuzilungisa ngokuhamba kwexesha. Njengesivumelwano sezoqoqosho lweJapan, kuya kuba yingqalelo kwincandelo encinci ye-ETF yamazwe ngamazwe anqunywe yimali yeemarike. Nangona abatyali-mali bangabandezeleka ngenxa yokuncipha kwexesha, ezinye iindleko zokusebenzisa isikhokelo- mali esincinci esincinci esingalawulwayo singadlula ngaphezulu ezi ndleko ezinikezelwe ukuba ilizwe langoku li-akhawunti liphantsi kwe-10% yepottoliyo.
Ngaphantsi
IJapan yenye yezona zikhulu kwezoqoqosho kwihlabathi, kodwa ukuguga kwabantu kubangela umngcipheko wesikhathi eside. Uqoqosho lwelizwe luyakwazi ukuxhatshazwa ngengozi eyingozi kunye nokunyuka kwetyala .
Abatyalomali bamazwe ngamazwe banako ukulwa naloo mngcipheko ngokwakha iipotifoliyo zabo ngaphandle kokungabikho kweJapan, ukuthenga izinto ezikhethiweyo kwi-Japan equity indexes, kunye nokujonga kwi-ETF esebenzisa iindlela ezingezinye zokulinganisela.