Ngaba i-Cryptocurrencies i-Asset-Asven Asset okanye i-Asset Bubble?
Ziyiphi i-Cryptocurrencies?
I-cryptocurrency iyimali yedijithali okanye i-virtual currency eyenzelwe ukukhonza njengendlela yokutshintshiselana. Isiqalo se- crypto livela kwi-cryptocurrencies ukusebenzisa i-cryptography ukukhusela nokuqinisekisa ukuthengiselana kunye nokudala iiyunithi zemali emitsha (zemali). I-Cryptography yenza kube lula kakhulu ukudibanisa into elula kakhulu ukuyichaza ngentloko kwaye kunzima ukuyichaza ngaphandle kwesihluthulelo, oko kuthetha ukuba iimali ezinokuba nzima kunzima ukwenza kodwa ukuthengiselana kunokulula ukuqinisekisa.
Eyona nto, i-cryptocurrencies ingeniso kwi-database engaguqukiyo kwaye ingabonakali, ebizwa ngokuba yi- blockchain , ukuba akukho mntu unokutshintsha (ngaphandle kweemeko ezinzulu xa kulungiswa ngqo). I-blockchain yirekhodi kawonkewonke eqinisekisiwe ngamanani amaninzi ahlukeneyo, okwenza iimali ezinokukhohlisa zilukhuni kakhulu okanye akunakwenzeka. Kwakwenza kube lula ukulandelela nayiphi na intsebenziswano ethile phakathi kwee-akhawunti ezingabonakaliyo okanye ii- wallet .
Isibheno seMhlaba soLwazi lweeNkcazo
I-Cryptocurrencies inikezela ngokulula ukusebenzisa, i-digital alternative kwi-curren currencies. Abathengi baseUnited States okanye iYurophu Yomanyano banokubheka i-cryptocurrencies njengeyinto elungileyo, kodwa kukho amazwe amaninzi alawulwa kakubi kwiimali zasekhaya. Ngokomzekelo, urhulumente wase-Venezuela olawulayo uye waba nehlazo ngenxa yokunyuka kwexabiso lokunyuka kwamaxabiso , oku kuye kwabangela ukuphazamiseka kwezimo zokuhlala kwizigidi zabantu abangekho ukungena kwiimali zangaphandle.
Ukunyuka kwama-Bitcoin kunye nezinye i-cryptocurrencies zingabonakala zingengozini kubathengi base-US, kodwa iVenzuel ingayifumana iminyango enokunyamezelayo xa imali yabo yasekhaya ihlawule ngokugqithisileyo kwiminyaka emininzi ingenayo imiqondiso yokuphelisa. Ngamanye amazwi, abaninzi abathengi behlabathi banokubona ukubethelwa kwempahla njengentambo yokulwa nokunyuka kwamaxabiso njengoko inani leemali ze-cryptocurrency kwi-circulation lugqithiswe ngokwemathematika kwixesha.
Amanye amazwe anokulawulwa ngokuthe ngqo kweengxowa-mali ezikhoyo ukulawula ukuhamba kwemali kunye / okanye ukuhlawula irhafu ephezulu. I-Cryptocurrencies ingasetyenziselwa ukunqanda ukulawulwa kweentlawulo ezinkulu kunye neentlawulo-zomthetho okanye kungekho-oku kuye kwabangela ukwanda kweemfuno kwiindawo zabathengi kunye namashishini. Ngenxa yeso sizathu, amazwe amaninzi aqale ukuqhekeka phantsi kwezinto ezingekho mthethweni zokukhutshwa kweerhafu okanye ukuthenga ngokungekho mthethweni okanye ukuthengisa ngaphandle.
Ziziphi iirhulumente eziphendulayo
Impendulo ezisemthethweni kwizikhalazo ezibuhlungu ziye zahlutha kakhulu kwiibhanki eziphakathi kunye namaziko emali. Nangona kukho iminye imibutho exhasa inkxaso ye-cryptocurrency, ezininzi iibhanki eziphambili zihlala ziqaphele zinikezwa ukunyaniseka okukhulu kweemarike kunye nemiba ekhuselekileyo yokhuseleko olubhekiselele kwiimeko ezidlulileyo.
Imiba ekhankanyiwe ngasentla kunye nokukhutshwa kweerhafu kunye nokulawulwa kwemali kuye kwakhokelela ekukhathaleleni okubanzi.
- I-United States Federal Reserve: USihlalo we-US Federal Reserve uJerome Powell ukholelwa ukuba imiba yobuchwepheshe ihlala ikhona, kwaye ukulawulwa nokulawulwa kwengozi kuya kubaluleka ngaphambi kokuba i-cryptocurrencies ibe yinxalenye yoluntu oluqhelekileyo.
- I-European Central Bank: I- European Central Bank VP Vitor Constancio ibize iBitcoin "i-tulip" ngokubhekiselele kwibhotile ye-17 yenkulungwane eNetherlands kunye nabanye abalawuli abaninzi baye bavakalisa ukungaqiniseki okufanayo.
- Ibhanki yabantu baseTshayina: I-Bantu yeBhanki yaseTshayina ikholelwa ukuba iimeko "zivuthiwe" zokufumana izikhalazo, kodwa ibhanki ephakathi ifuna ukulawula okupheleleyo kunye nabasemagunyeni baqhekeka kwi-ecosystem ecosystem kwilizwe.
- Ibhanki yaseJapan: I-Bhanki yaseJapan ayiboni i-market for cryptocurrencies.
- Ibhanki yaseNgilani: Ibhanki yeBhanki yaseNgilani uMark Carney ibize i-cryptocurrencies inxalenye ye "revolution" kwizezimali, okwenza ibhanki ephakathi enye yabaxhasi abambalwa beburhulumenteni be-teknoloji.
Urhulumente waseVenezuela, ojongene nokuthintela kwemali eyinkunzi, usandul 'u-Petra-obizwa ngokuba yiPetra-ekuthiwa yenziwe ngemibhobho yeoli. Nangona imithombo esemthethweni ibonisa ukuba ilizwe liphakamisa iibhiliyoni zeedola, abahlalutyi abaninzi abanokungathembeki kwezi manani kunye neUnited States uye wagxotha abemi baseUnited States ukuba bathenge i-cryptocurrency.
Impembelelo kwiiNtsalo zeMali
I-Cryptocurrencies inenzuzo eninzi xa kuthethwa ukuthengiselana okungekho nto kunye nokulawulwa kwexabiso lentengo, kodwa abatyali-mali abaninzi bancedisa le mali njengempahla kwiipotifoliyo zabo ezahlukahlukeneyo. Ngokukodwa, ukungahambelani kwamarhwebo kwenza ukuba i-cryptocurrencies ibe yinqaba engozini, efana neensimbi eziyigugu njengegolide. I-cryptocurrency ezininzi zeemveliso zokuthengisana (ETFs kunye ne-ETNs) ziye zavela kwesi sizathu.
Ngakolunye uhlangothi, ezinye iingcali zinoyika ukuba ukuphazamiseka kwe-cryptocurrency kungaba nefuthe elibi kumakethi ahlukeneyo, afana nendlela ukufumana imali yokubambisa imali ebangela imali ebangela ukwanda kwezimali zehlabathi jikelele. Kuyafaneleka ukuba uqaphele, nangona kunjalo, ukuba i-capital total capitalist of all cryptocurrencies ingaphantsi kwamaqela amaninzi karhulumente, afana ne-Microsoft Corp., oko kuthetha ukuba kungenokuba nefuthe elichaphazelekayo kwiimarike zomhlaba .
Ekugqibeleni, abatyali-zimali abaninzi bajonga i-cryptocurrencies njengokuba isithuthi sokucatshulwa okanye uhlaselo lwamanani okunyuka kwamaxabiso, kodwa ubukhulu beemarike abubhekiselele kwimingcipheko ye-systemic, njengasekuqaleni kuka-2018.