Imibuzo Yokubuza NgeMuni Bond ETFs
Ucinga malunga nokubandakanya ii-ETF kwi-IFP? Emva koko ufike kwindawo efanelekileyo. Sifaka izihloko ezinxulumene ne-ETF apha, kuquka i-corporate, i-junk, i-treasury, i-ETF kunye ne-ETF. Ngoko ukukunceda ngophando lwakho, nantsi into onokuyifunda malunga neengxowa-mali zebhanki zikamasipala. Ngoko qiniseka ukuba uyazi zonke iinkcukacha ...
01 Yintoni i-ETF yeBhunga kaMasipala?
02 Ngaba ii-Bond zikaMasipala ze-ETF zingozi?
I-Muni Bond ETFs (kunye nee-bond zaseburhulumenteni zase-US) zihlobo lwe-ETF ekhonkco enokuthi ibe nomngcipheko omncinane xa kuthelekiswa nezinye i-ETF ezinxulumeneyo njengeemali ze-bond bond. Ekubeni ubophelelo luxhaswa b urhulumente wengingqi, abatyali-zimali bazive bekhuselekileyo ukuba urhulumente akayi kuba phantsi kodwa i-corporation ingaphumelela kwishishini kwaye ingagqibekanga.
Nangona kunjalo, akuthethi ukuba urhulumente wengingqi akakwazi ukusilela, ngoko akukho nxu lumano olungenamngcipheko, akunakwenzeka nje, ngoko kunomngcipheko ophantsi. Kwaye ndithetha kancinci ngomngcipheko kwiingcamango zam zokuvala ekupheleni kweli nqaku.
03 Ziziphi iinzuzo ze-ETF ze-Bond kaMasipala?
Inzuzo enkulu enkulu ye-ETFs yinzuzo yerhafu . Nangona kunjalo, kunye nezibophelelo ze-muni, utyalomali kurhulumente wengingqi, ngoko i-bond ye-bond (kunye ne-ETFs) ayinayo irhafu.
Nangona kunjalo, enye i-caveat kwi-intanethi yokuxhamla kwiibhanki ze-muni "yerhafu-ntlawulo" yi-AMT - enye yemali yerhafu encinane. Kwezinye iimeko, umlambo wezabelo ezivela kwiimbopheleleko ze-muni zihlawulwa xa ziwela phantsi kwe-AMT.
Ukulwa naloo mbambano, kukho ii-ETF ezinxulumene nezivumelwano zikamasipala ezifana ne-IMI-i-PIMCO kwi-Fund ye-Bond Strategy Fund. Isicwangciso sika-ETF soxanduva lwe-ETF siquka ukubandakanya iziqinisekiso ezingekho phantsi kwe-AMT.
Ukuthetha ngomlambo wokwahlula, yenye enye inzuzo kwi-muni nakwezinye ii-ETF ezinxulumene . Ukuba iphothifoliyo yakho ifuna enye ingeniso, ingxowa ye-ETF isisisombululo. Kwaye esinye isizathu sokuba uwaqwalasele iphothifoliyo yakho.
04 Ndingayisebenzisa njani imali kwi-ETFs kaMasipala kaMasipala?
Kulula ukuqalisa nge-ETF, nto yeso sizithuthi esithandwa kakhulu. Nangona kunjalo, ngaphambi kokuba ubize umthengisi wakho, ndincoma ukuqhuba uphando olunzulu. Ukukunceda, nolu luhlu lwee-ETF zezintlu zomasipala . Ukufumana imali efanelekileyo yepotfoliyo yakho, jonga phantsi kwe-ETF nganye kwaye ulandele ukuphendula kwabo kwiimeko ezahlukeneyo zemarike, ngoko ke unako ukugqiba ukuba yiyiphi intsebenziswano ye-ETF (i-ETF) eyona nto ifanelekileyo isicwangciso sakho sokutyalomali .
05 Ziziphi Iingxaki ze-ETFs kaMasipala weBond?
Njengoko ndithe, akukho mngcipheko omncinci kunye nezibophelelo ze-muni kwaye ngoko ke umvuzo omncinci. Ekubeni izibophezelo zikamasipala zihlala zikhuselekileyo, i-fund iya kunika izinga eliphantsi lokubuyela kunezinye ii-ETF kunye ne-investments. Njengoko ihlala ihlaselwa kulwalamano lokunyamezela umngcipheko kwaye lifuna ukubuya.
Thina sithintela kwi-AMT yerhafu ingentla apha, kodwa kwakhona, leyo ingabangela ingozi kwezinye ii-ETF ze-bonds zikamasipala.