Ingaba ii-Human Stockbrokers Ziyimfuneko na le Mihla?
Amasheya athengwa kwaye athengiswe ngeemarike zentengiso, ezifana neNew York Stock Exchange kunye ne- NASDAQ . Kwaye kumntu oqhelekileyo ukuthenga izitokhwe ngokusebenzisa ezo zintengiselwano, ngokuqhelekileyo badinga umntu ophakathi ukuba enze umrhweba.
Lo mbambano ubizwa ngokuba ngumthengisi wempahla.
Le mihla, ukusetyenziswa ngokusemthethweni kwempahla ye-stock for investors, ngokuqhelekileyo kuqhutyelwa ngekhompyutheni yenkxaso-mboleko yokuthengisa isaphulelo, njenge- Fidelity , iStratrade, E-Trade, okanye uCharles Schwab . Kodwa imisebenzi emininzi, ingakumbi leyo yabanini-mali abakhulu, isaphathwa ngabathengi babantu.
Abakwa-Stockbrokers baqhelekile kakhulu kwiimarike kwaye banokunika iingcebiso ngexesha elifanelekileyo lokuthenga nokuthengisa. Ngumsebenzi wabo ukufumana abathengi ixabiso elingcono kakhulu. Ukutshintshiselwa ukuba enze umrhweba kunye nokunika iingcebiso, umthengi we-stockbroker ngoko ufumana ikhomishini yomsebenzi wakhe, ngesimo somrhumo weplati okanye ipesenti yexabiso lokuthengiselana.
Ngethuba lokuthengiswa kwe-intanethi, kunesidingo esincinci kubaphathi bamashishini. Kodwa kukho iziganeko apho umnini-zimali enqwenela ukusebenza ngokuthe ngqo nomnye umntu ukuba enze ukuhweba kwe-stock. Ngokomzekelo, banokufuna ukusebenzisana ngqo nomthengisi ukuqinisekisa ukuba ukuthengiswa kwenziwa kwintengo ethile, okanye banokuthengiselana okungafaniyo abaya kukwenziwa kwimiyalelo ethile.
Indlela yokuba yi-Stockbroker
Nangona kungekho zidingo ezithile zemfundo yokuba ngumthengisi-mthengi, umntu ofuna ukungena kulo msebenzi kufuneka acinge ngokulandela i-degree-grade degree kwi-shishini. Abanini bamatriki abaninzi banamaMasters kwi-Business Administration (MBA) okanye iMasters kwiMali.
Kwakhona kunceda ukuba unayo imfundo kwimathematika, iinani, kunye nokuhlalutya okwenziwe.
I-Stockbrokers izakuqala ukusebenzela inkampani ye-brokerage okanye ibhanki kwendima eyahlukileyo (abaninzi baqala njengabafundi basekholejini) baza bafumane amava-emsebenzini. Ukuba ngumthengisi, kufuneka babonise ukuba banengqiqo ejulile yemakethi yezemali, imimiselo, kunye neenkqubo zokuphendula imali, kwaye zigqithise uMviwo oMelweyo woLuntu oluPhezulu, owaziwa ngokuba yi-Series 7 yokuhlola, elawulwa yiGunya loLawulo lweMali yezeMali ( FINRA). Ukuthatha le mvavanyo, umntu kufuneka axhaswe ngumbutho onelungu le-FINRA okanye inhlangano efanayo yokulawula (SRO).
Uvavanyo lweChungechunge 7 lunzima kwaye luqukethe imibuzo engama-250 ekhethiweyo ekufuneka izaliswe kwi-360 imizuzu. Emva ko-Oktobha 1, uvavanyo luya kuba nemibuzo eyi-125 kunye nemizuzu engama-225 ubude, kodwa kufuneka idibaniswe ne-Securities Industry Essentials Exam. Olu vavanyo luya kuba nemibuzo engaphezulu engama-75 kwaye ihlala imizuzu eyi-105.
Ezi ziviwo ziya kuvumela umthengisi ukuba athenge kwaye athengise uninzi lweemfanelo, mhlawumbi ezinye iimviwo ezifunekayo ukuthengisa izinto ezithile. Umzekelo, umntu ofuna ukuthenga nokuthengisa iimbophelelo zikamasipala kufuneka athathe uvavanyo lweSérie 53.
Kukho nezinye iimviwo ezifunekayo, kubandakanywa uChungechunge lwama-66 no-Series 63 ukubhaliswe kwimeko.
Iintengiso ze-Intengo ze-Intanethi zithathwe
Kwakungenakwenzeka ukutshala imali kwizitokhwe ngaphandle kokuhamba nomthengisi wabantu. Akusekho. Ngoku, abaninzi abatyalo-mali banokuthenga nokuthengisa ii-stocks kunye nokulawula iphothifoliyo yabo yokutshala imali ngaphandle kokusebenzisana nomnye umntu. Iikhampani zerhafu zentengo zivumela umntu ukuba athengise amasheya esebenzisa iplani ye-intanethi, ngokuqhelekileyo ibe ngaphantsi kwe-$ 10 nganye yorhwebo. (Enyanisweni, ezi nkampani ziye zatshintshana nje ngeemali eziphantsi kunye nezantsi.) Kungenzeka ngoku ukuba uthengise nge-app ye-smartphone.
Iirhafu zemali zentengo ziye zaphula izithintelo kwaye zinciphisa indleko zokutshala imali kubantu abaninzi, ukuqinisekisa ukuba amasheya okurhweba ayilona umsebenzi owenziwe ngabacebisi kuphela.
Oku akuthethi ukuba abathengi be-stockbrokers abakwazi ukubonelela ngeenkonzo ezibalulekileyo. Baya kunceda ukwenza imisebenzi ebanzi kwaye banikele iingcebiso kubarhwebi. Kodwa ukuba ungumtyalo-mali oqhelekileyo ofuna ukuthenga amasheya angama-20 e-Coca-Cola, umthengi womntu mhlawumbi akayimfuneko.
Iinjongo zeJob ze-Stock Brokers
Kuza kuhlala kukho abantu kunye namaziko afuna uncedo ekuthengeni nasekuthengiseni amasitokethi. Kukho izigidi zamasheya kunye nezinye izithengiso zokuthengisa kwiNew York Stock Exchange kuphela ngosuku ngalunye, kwaye akuyiyo yonke into eya kuqhutywa ngekhompyutha.
Kodwa akukho mbuzo ukuba inani labantu abasebenza njenge-stockbrokers liye lahla. I-FINRA ibonise aba-630,132 abameli ababhalisiweyo ngoDisemba 2017, ukusuka kuma-672,688 kwiminyaka elishumi eyadlulayo. I-FINRA ibike amafemu alungu angama-5 000 ngo-2007, kodwa i-3,835 ekupheleni konyaka we-2016.