IiNzuzo zoTyalo-mali
Esikhundleni sokujongana ne "I-Terrible T" equkethe izindlu zangasese, udoti kunye nabaqeshi, abaninzi abatyalo-mali batsha bafuna "i-Terrific T" esinika ixesha, ukuhamba nokukhwela.
Ukuze ufezekise ezi njongo, abatyali-mali abathile abaye batyhutyhile bajika kwiindlela zokutsalwa kwezindlu zangasese ezifana nabaqeshi abafana nabo.
Abaqeshi abafanayo kwi-1031 yokutshintshana baye bavumela ukuba abatyali-mali babe ne-high-caliber, iipropati ezilawulwe ngokusemthethweni ezigcinwe ngabaqeshi abaqeshwe, ngokungabikho nxanduva lolawulo lwepropati. Uninzi lwaba batyali-mali baye bakwazi ukufeza le ndlela yobunini ngendlela ehlawulwe irhafu nge-1031 Exchange.
I-Delaware Statutory Trusts
Nangona i-Delaware Statutory Trusts (DST) ayintsha, imithetho yerhafu yangoku ibenze isithuthi esithandayo sokwenza imali ye- 1031 abatyali-mali abatyali kunye nabangabali-1031 abatyala-mali.
I-DST ifumaneka kumthetho we-Delaware Statutory njengombutho ohlukeneyo wezomthetho, owenziwe njenge-trust, efanelekileyo phantsi kweCandelo le-1031 njengokuba utshintshiselwe irhafu. Ngo-2004, i-IRS iyakubusisa i-DST kunye neRhafu yeNgeniso eLawulayo malunga nendlela yokwenza i-DST eya kuzuza njengepropathi yokubuyisela i-1031 yokuTshintshana.
I-Revenue Ruling (u-Rule Ulawulo 2004-86) ivumela i-DST ukuba ibe ne-100 ekhulwini yentlawulo-inzala elula kwi-real estate yangaphandle kwaye inokuvumela ukuba abatshali-mali abayi-100 - ngamanye amaxesha ngaphezulu - ukuthatha inxaxheba njengabanini abancedisayo bepropati .
Njani i-DSTs Work
I-firm firm sponsor, ephinde isebenze njengomqeshi wezindlu, ifumana ipropathi phantsi kwe-DST isambulela kwaye ivula ithemba lokuba abatyali-mali bangathengisa inzuzo.
Abatyalomali banokufaka i-1031 yokutshintshiselwa kwemali kwi-DST okanye umtyalomali angathenga umdla kwi-DST ngqo.
Abatyalo-mali be-DST banokuzuza kwiindawo eziphathekayo eziphathekayo, ezinokuthi zakhiwo zepropati. Ipropati ephantsi ingaba yipropati yesakhiwo seyunithi yama-500, ipropati yeofisi yezokwelapha eziyi-100,000 yeenyawo okanye indawo yokuthenga izithuba eziqashiselwe kubaqeshi bebakala-mali. Amathuba angapheliyo.
Uninzi lwezoTyalo-mali ze-DST zii-asethi ukuba i-run-of-mill yakho, abatshali-mali abasemgangathweni abasemgangathweni abanako ukufumana. Nangona kunjalo, ngokuhlanganisa imali nabanye abatyalo-mali, banokufumana olu hlobo lweefa.
Abatyalomali abaqhelana nabaqeshi abafana nabo (TIC) isicwangciso-mali sokutyala sinokubona okufanayo kwi-DST; Noko ke, kubalulekile ukuqonda ukungafani phakathi kweengcamango ezimbini. Ngelixa i-TIC ingaba nabalimi-35, ngamnye ephethe isabelo esingenakunqwenela, esithandwayo kwisithathi kwipropati, i-DST ingaba ne-100 kwi-investors (ngamanye amaxesha ngaphezulu), kunye nomtsalo-mali ngamnye onomdla onomdla kwi-trust, kwakhona, unayo i-asethi ephantsi.
DST vs Ubunini beTIC
Kukho iintlobo ezimbini ezikwakhayo isakhiwo se-DST phezu komxholo we-TIC.
Enye yile yokuba kuba i-DST ayigcini kuma-investors angama-35, utyalo-mali obuncinane bunokuba luphantsi kakhulu, ngamanye amaxesha kwi-$ 100,000. Inzuzo yesibili enkulu kukuba kwi-DST, umboleki - mboleko wenza umboleko owodwa kumboleki-umxhasi we-DST.
Kutyalo-mali lwe-TIC, umboleki-mali angabakhokelela kwiingxowa-mboleko ezihlukeneyo ezingama-35, omnye kumtyalomali ngamnye. Ngexesha leemali ezinzima, nangona kunjalo, i-DST inika ababolekisi ukhuseleko olungakumbi kuba umboleki-mali uye wazuza ngokugcwele umxhasi, ngubani ophethe iphambili.
Qaphela ukuba uninzi lwabatyalo-mali, kunye nenani elikhulu lamashishini linokuthi okanye lingakhuseli utyalo-mali. Ukuhlolisiswa ngokucokisekileyo komlingani olawulayo / umxhasi uyacetyiswa. Kukho iinkohlakalo ezininzi kule shishini.
I-DSTs Faka iingozi
I-DST ayikho ngaphandle kweengozi. Njengoko nayiphi na uhlobo lokutyalo-mali lwangaphandle, abatyalo-mali bangabakho phantsi kwezinga eliphezulu zezithuba kunye nokungahlawulwanga kwemali mboleko.
I-DST ayinalo kuphela utyalo-mali. I-DST yi-investments engapheliyo eyenziwa ngabanikazi abaninzi kwaye ekugqibeleni ilawulwa ngumnini-mpahla-umxhasi. Kubalulekile kubatyalo-mali abanokuqwalasela isicwangciso se-DST ukubonisana nochwepheshe otyalo-mali olwazi kunye nokufumana iingcebiso zomthetho kunye neerhafu.
Kuhlolisiso oluchanekileyo, isakhiwo se-DST sinokuba yindlela efanelekileyo yokutyalo-mali abatyali bezindlu. Kodwa umcebisi wakho werhafu kuphela kunye negqwetha linokukuxelela ukuba kukulungele.
* AbaTyalo-mali abavunyelweyo ngabantu abanokubaluleka okungaphezulu kwe-1 million yezigidi kunye / okanye ukufumana ingeniso engama-$ 200,000 ngonyaka. Ukubhengezwa kwamashishini kuthetha ukuba i-asethi yee-asethi zingaphezulu kwama-5 ezigidi ze-$ kunye / okanye ilungu ngalinye lelungu kufuneka libe ngumtyalo-mvume ogunyazisiweyo njengomntu ngamnye.
Iziqinisekiso ezinikezwa ngePacific West Securities, Inc. ILungu le-FINRA / iSIPC.
Le ngcaciso ayiyiyo into yokuthengisa okanye ukucela ukuba uthenge naluphi na ukhuseleko. Ingcaciso yenzelwe ingxoxo kunye nenjongo yolwazi kuphela. Akukwenzelwe ukutshintsha iingcebiso zomthetho, isibonelelo okanye isicwangciso sezimali. Iikhowudi zerhafu ezifanelekileyo ziyasebenza kwaye zihambelana nomthetho wezemfundo kuphela. Amazwe ngamnye angaba neenkokhelo zabo zerhafu ezongezelelweyo. Nceda uqhagamshelane neerhafu ezifanelekileyo kunye neengcali zomthetho kwilizwe lakho. Olu lwazi lunikezwa kwimvelaphi ekholelwa ukuba lunokwethenjelwa kodwa kufuneka lisetyenziswe ngokubambisana neengcebiso zengcali ezihambelana nemeko yakho.
Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.
Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.