Indlela yokwenza abaqeshi abaqhelekileyo kwi-1031 Intengiso

Abaqashi abaqhelekileyo bavumela ukuchithwa

NguC . Grant Conness, uMongameli, 1031

Ngaba ukhathele ngaloo mizuzu yeefowuni yokulondolozwa kweefowuni kwaye uyagqithwa kwi-hassling kunye nabaqashi bakho? Mhlawumbi udidekile kuba ufuna ukukhangela ireyithi zokuqeshisa kunye nokulungisa? Mhlawumbi uthanda ukuthengisa isakhiwo sakho sokuqashisa okanye esincinane kodwa uyayesabela imiphumo yerhafu. Enyanisweni, usenokuba ucinge ngokuthenga isiqwenga sesitolo esitsha sorhwebo, kodwa ngokuqinisekileyo awukwazi ukuguqula ukuthenga ngokuhlawula imali kwaye akuzange nanini uhlawule imali .

Ukuba oko kuzwakala ngathi, nantsi iindaba ezilungileyo. Ngokusebenzisa i-1031 abaqashi kwi-Common Exchange, unokuthengisa loo ndawo yokuqeshisa okanye isakhiwo sezindlu, ugweme irhafu yentlawulo yexabiso kwaye ugcine imali yakho isebenza. Abaqeshi abaSebenzayo, ababizwa ngokuba yi-TIC, ngenye yezindlela ezilungileyo kakhulu umtyalo-mali angathatha inxaxheba kubunini bodwa okanye ngaphezulu kweepropati eziphezulu, ngelixa egcina ubutyebi kunye nokuphepha ukuphathwa kwentloko ye-management management.

Abaqeshi abaqhelekileyo kwiSivumelwano sika-1031 Sivumelekile ukuVikela

Ngokomzekelo, uthengisa i-fourplex eneminyaka engama-15 ubudala, kwaye ulingana ne-$ 400,000. Ngokuxhomekeke kwisixa setyala oqhubeka usenza ngalo, intengo yokuthengwa kotyalo-mali lwakho olutsha ingaba malunga neerandi ezigidi. Nangona loo mali eninzi, usenako ukufaneleka ukuba uthenge ipropati ephezulu yeyona nto. Nangona kunjalo, ukuba uthetha isigqibo sokuba utyalomali kwi-TIC, loo mali eyi-400,000 yokulingana ingathengisa inzala yeebhiliyoni kwipropati yee-grade.

Abaqeshisi abaqhelekileyo 1031 Ukutshintshela kuvumela ukuhluka phakathi kweendawo ezininzi ezahlukileyo kwiindawo ezahlukeneyo zeendawo. Unokufaka imali kwindawo yokugcina impahla, okanye kwiiyunithi zokugcina, ihotele ephezulu, okanye i-ofisi eyinkimbinkimbi, isibhedlele okanye indawo yokuhlala, okanye isakhiwo sezindlu esixabisekileyo kwizigidi.

Olu hlobo luya kunciphisa umngcipheko wepotfoliyo yakho kwaye ungakwazi ukwandisa ixabiso layo.

Buza umcebisi-mali othembekileyo kwaye ungabi ngumntu othengisayo utyalo-mali.

I-TIP: Ngaphambi kokuba utyalomle kuyo nayiphi na i-1031 abaqeshi kwiStats Exchange, nceda qinisekisa ukuba ugqwetha lomntu othembekileyo uhlolisisa iphepha kunye nokwenza ngokukhawuleza. Oku kubandakanya uphando olwenzekayo kwinqumrhu elithengisa ukhuseleko, kubandakanywa ukuqinisekisa ukuba ibhodi ilayisenisi ngokufanelekileyo. Kukho iingqungquthela ezininzi, ufumane i-seminar i- scammers ngokukhawuleza , usebenze kule ndawo ekupheleni kweshishini.

Imithetho ye-IRS yabaqeshi abaqhelekileyo kwi-1031 Exchange

Imithetho ye-IRS ye-1031 Ishintsho kufuneka ilandelwe ngokulandelelanayo ukuze ilahle ixabiso lentengo kunye nokuhla kwexabiso lokubuyiswa kweerhafu. Ipropati eHlangeneyo kufuneka ibanjelwe ukutyalomali okanye isetyenziswe kwishishini lomnini okanye ishishini.

Izidingo ezi-5 eziqhelekileyo ze-TIC 1031 Exchange ziphumelele zi:

1. I-100% yemali evela kwintengiso kufuneka ibuyiswe kwakhona kwaye ixabiso leRhafu yeNtengiso kufuneka ibe lilingana okanye likhulu kunePropati eLahlwayo.
2. I- Intermediary ofanelekileyo iba ngumthengisi otyunjweyo kwaye ugcina yonke into yokuthengiswa kwePropati eLahlwayo.

1. Kukho ixesha lokuchongwa kweentsuku ezingama-45, ngexesha apho ubuncinane ezintathu "ezifana nohlobo" lweeMpahla eziMeleyo kufuneka zichongwe ngokubhaliweyo.
2. Umthetho we-200% ubeka ukuba nayiphi na inani leZakhiwo eziPhindayo zingabonakaliswa kodwa ixabiso lawo elipheleleyo limele lingadluli kwi-200% yexabiso lePropati eliHlulileyo.
3. Ukuba ulawulo lwesithathu lwepropati kunye noMthetho oyi-200% awusebenzi, ixabiso lemarike lilonke leempahla zorhwebo ezifunekayo ekutshintshisweni kufuneka ziquke ubuncinane ama-95% exabiso elithengileyo lemarike elithengileyo yazo zonke iipropati ezichongiweyo.

Ehlelwe nguElizabeth Weintraub. Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

NguC . Grant Conness, uMongameli, 1031

Emva kokuba i-Replacement Property ikhethiwe, umtyalomali unemihla engama-180 ukusuka ngomhla wokuHlulwa kwePropati kuhanjiswe kumthengi ukuvalela kwipropati entsha. Ukuba umhla ofunekayo ekubuyiselweni kwerhafu, kunye naluphi na ukwandiswa, kunyaka werhafu apho kuthengiswa ipropati engaphaya kwexesha le-180-ntsuku, ukutshintshiselwa kwe- 1031 kufuneka kugqitywe ngaloo mhla.

Abatyalomali kufuneka bakhumbule ukuba inxalenye yale mihla eyi-180 isele isetyenzisiweyo ngexesha lokuchongwa kweentsuku ezingama-45. Akukho zandiso kwaye akukho mvume kwi-45-day rule, equka iiveki neeholide. Ukuba ixesha elidlulileyo ligqityiweyo, lonke utshintsho lungafanelekanga, kwaye izahlwayo kunye nentlawulo ziya kulandelwa.

Ukuba umtyalo-mali uthengisa inzala ethile kwipropati enye, kuyacetyiswa ukuba uqinisekise ukuba imihla yokuvala ehleliweyo ingaphambi komhla wokugqibela.

Abaqeshi kwiNkcazo yoTshintsho oluPhakathi kunye neNkampani yoMshwalense

Njengomnini kwi-TIC, uya kufumana isenzo esahlukileyo njengomqeshi ngokufanayo kunye nomgaqo-nkqubo uqinisekisa ukuba ipesenteji yakho inomdla kwipropati. Unamalungelo afanayo nanoma yimuphi umnikazi omnye.

Ukuhamba kwemali kunye nokuxabisa okubakho kwiindawo eziqhelekileyo eziqhelekileyo

Kukho inzuzo yengeniso ngokulingana nobunini bakho benkqununu, enokuthi ibe mkhulu kunokuba uhlawulele imali efunyenwe kwiimali zakho zangaphambili.

Ukuhamba kwemali kungakhohliswa ngokuhla kwexabiso lakho kwisiseko esitsha.

Ukwabelana ngokubaluleka kwe-pro-rata, ukuba kukho na, kwipropati xa ekugqibeleni kuthengiswa. I-TIC ibhekwa njengesixhobo sokucwangcisa ixabiso lexabiso njengoko izindlalifa zakho kufuneka zifumane ukunyuka kwexesha ekuphumeni kwakho.

Ehlelwe nguElizabeth Weintraub. Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

NguC . Grant Conness, uMongameli, 1031

Ngethuba lokusukela ekupheleni kwee-1990s, abatyali-zimali benze izicelo ezininzi kwi-IRS becela ukuqhubeka kwezigwebo ngokubhekiselele ekubeni ngaba ngabahlukileyo (amaqhekeza), abaqashi abanomdla oqhelekileyo kwipropati yangempela belilungu elifanelekileyo lokumiswa kwentlawulo phantsi kweCandelo 1031.

Ekuphenduleni, ngo-Oktobha 2000, i-IRS ikhishwe iNkqubo yeNgeniso ye-Revenue 2000-46. Le nqubo ibonisa ukukhathazeka ukuba abanye abaqashi ngobudlelwane obuqhelekileyo bangabonwa njengentsebenziswano yeenjongo zerhafu zentlawulo kwaye ngenxa yoko ayivumelekanga ukuqwalaselwa ngo-1031.

I-IRS yenza ukuba icacise ukuba ayiyi kuphinda ikhuphe izigqibo. Esi sigqibo sachithwa ngo-Matshi ka-2002, silandelwe Inkqubo yeNgeniso 2002-22.

Eyaziwa ngokuba yi "Rev. Proc.," INkqubo yeNgeniso ye-Revenue 2002-22 ichazwe ngamanqaku angama-15, okuza kuhlaziywa yi-IRS xa "sicinga ngesicelo somgwebo wokuthi inzala engabonakaliyo kwingqamlezo yepropati yangempela yerenti ayinomdla ishishini loshishino " - olubhekiselele kubambiswano olungafanelekanga lungenza ukutshintshiselwa komngcipheko wokuphicothwa kwemali kunye nemiphumo yerhafu.

Nangona kunjalo, ukufumana isigqibo esingaphambili kusayi kuba nzima. Uninzi lwengcaciso efunekayo yokuphononongwa kwe-IRS ayitholakali kwaze kwaba yilapho umxhasi ekulungele ukufumana ipropati, ukuvala umboleko kunye nokuthengisa iimfuno kubaqeshi abafanayo. Ngako oko isizathu sokuba baninzi ibhunga lexhasi likhuphe i-"kufanele" okanye "iya kuthi" ivoti yerhafu ekhoyo kwiMemorandam yoPhuhliso lwaBucala.

Izikhokelo zeNkqubo zeeNkcazo zabaqeshi abaqhelekileyo kwi-1031 Intengiso

ISizwi sePro. izikhokelo ezicacileyo zesakhiwo, ukuxhaswa kunye nokuphathwa kwabaqeshi boLuntu. Ivumela abanikazi be-2 ukuya ku-35, nangona abaxhasi kunye nababolekisi bangasetha imida emincinci yezinye iipropati, eziqhelekileyo phakathi kwabatyalomali aba-10 no-25.

Umyeni kunye nomfazi ngamanye amaxesha baphathwa njengento enye (kuxhomekeke kumthetho kaRhulumente) kwaye akukho namnye wabanikazi benkonxibelelwano avunyelwe ukufaka iintlawulo zerhafu njengentsebenziswano. Ngamnye umnini-mlingani unelungelo lokuthengisa okanye ukwahlula ubunini bakhe ubunqunyana kodwa emva kokuyithengisa kwabanye. Kukho ukwabelana ngokulinganayo kwenzuzo kunye netyala (imali yokuboleka).

Ngezi khokelo ezicacileyo, imboni ye-TIC yaqala ngokunyanisekileyo kwaye yakhanga inani elikhulu labaxhasayo, abadayisi / abathengisi kunye ne-reps ebhaliswe kwi-marketplace. Ukususela kuma-1990, kuye kwaba nomdla omkhulu kwi-Tenants in Common 1031 Exchanges. Enyanisweni, ukukhula kwamalinganiso kuye kwandisa ama-550% kwii-TIC ukususela ngo-2002 ukuya ku-2004. Ixabiso lilonke lezityalo zotyalo-mali zeTIC ezivaliwe ngo-2007 ziqikelelwa ukuba zingaphezu kwama-8.5 billion. Abanye bathi le nombolo iphakame ngakumbi - ifikelela kwiibhiliyoni ezili-10 zeebhiliyoni (xa zibandakanya umgangatho).

Abaqashi kwiiMfuno eziNye kwiiNgxowa-mali

Uninzi lweenkonzo ze-TIC zenziwa "kubatyalisi abavunyelwe" kuphela, oko kuthetha ukuba imimiselo ethile yemali kufuneka ihlangane.

1. Abatyalomali abangabodwa (okanye ngokudibanisa neqabane) kufuneka babe netyala elingaphezulu kwe-1 million yezigidi.
2. Ingeniso yonyaka ye-$ 200,000 kwiminyaka emi-2 edlulileyo ngokulindela ukuba oku kuya kuqhubeka.

1. Ingeniso ehlangeneyo kunye nomlingane we-$ 300,000 kwiminyaka emi-2 edlulileyo kunye nokulindela akukho tshintsho.
2. Iqumrhu elinje i-LLC, Ubambiswano okanye iCandelo kufuneka libe ne-asethi ye-$ 5 yezigidi okanye okanye, ukuba i-asethi ingaphantsi kwezigidi ezingama-5, umtyalomali ngamnye kufuneka avunywe njengomntu ngamnye.

Ehlelwe nguElizabeth Weintraub. Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

NguC . Grant Conness, uMongameli, 1031

Umtyalo-mali unokufumana uncedo oluxabisekileyo ekufumaneni iRhafu yePropati kwenye yeenkampani ezininzi ezijolise ekujongeni i-1031 Intengiso kunye nabaqeshi abaqhelekileyo kwi-1031 Exchanges. Ezi ngcali zeTIC zinokufikelela kwinani elikhulu lotyalo-mali kwaye kaninzi ziye zagqiba amanqanaba athile okukhuthaza ngokufanelekileyo, kuquka ukuthelekiswa kwexabiso, ukuchazwa, inzuzo engenayo, iingxelo zengqesho, njl njl.

Ngokuqhelekileyo, amafemu axhasayo asebenzise imali eninzi yokwakha le mpahla yokuthengiswa kwempahla ukuqinisekisa ukuba bahlangabezana neemfuno ze-IRS zeTIC 1031 Exchange. Ngamanye amaxesha umxhasi unamathele isakhiwo kunye nesivumelwano sokuthenga aze alungiselele amaxwebhu anikezelayo, ngokuqhelekileyo abizwa ngokuba yi-Private Memorandum Memorandum, (PPM), ekuthengiswa ngayo ngabadayisi be-broker. Abaxhasi abambalwa abasondeleyo kwipropati ngaphambi kokuyithengisa kodwa oku kunokubiza kakhulu ngenxa yokuphatha iindleko.

Ukuphonononga ummeli oTyikityo-mali

• Khetha ummeli obhalisiweyo otyalo-mali ojolise kwii-investments ze-TIC. Oku kufuneka kwenziwe phambi kokuthengisa ipropati yakho yotyalo-mali.
• Hlola ezinye iipropati zokutshintsha. Njengoko ukwenza oku ngumbhali wakho obhalisiweyo, kufuneka uhlolisise abaxhasi beminikelo nganye. Iyiphi irekhodi yabo yomkhondo? Ingaba iziseko zentlangano yabo yoshishino iyanele? Ngaba iinqununu zabo, abasebenzi kunye nabaphathi bafanelekile?

• Qinisekisa ukuba ummeli wakho wotyalo-mali uphethe ilayisenisi ye-Series 7 okanye i-Series 22, kunye ne-Series 63 okanye i-Series 66 yelayisenisi. Ufanele ukuba abe namava kwintengiso, kwaye abe neengxelo ezibonakalisiweyo zokutshintshiselana kweTIC.

Imibuzo yokubuza iiNkampani zenkxaso

• Ngaba iprogram yexhasi lihlelwe kakuhle kwaye lifanelekileyo kubatyalo-mali?

• Ingaba umnikelo uhlanganiswa ngokucophelela, ngokusemthethweni nangendlela, ngokuchazwa kakuhle?
• Ngaba iinjongo ezichazwe kumaphepha adibeneyo?
• Ngaba ingozi edibene nokutyalomali iboniswe ngokucacileyo?
• Ngaba le nkqubo, eneempahla zayo, isetyenziswe ubuninzi obuphezulu bokufikelela kwiinjongo?
• Ngaba iinjongo ezicetywayo ngokubhekiselele kwinyani?
• Ziziphi izikhuselo kunye neendawo zokugcina ezikhoyo?

Abaqashi abaqhelekileyo 1031 Ukutshintshela kuvumela umtyalomali ezininzi ukhetho xa efuna izakhiwo zokutshintshwa.

Utyalo-mali oluthile lwe-$ 100,000 luvame ukufuneka, kodwa ngamnye umrhumo wepropati uza kuba nobuncinci obunikwe ngokwahlula ukulingana ngokulinganayo kwenani leenjongo ze-TIC.

Umnikelo ngamnye we-PPM kufuneka uhlolwe, uphononiswe kwaye uthelekiswe nezinye iziphakamiso zokhuphiswano. Iindleko ezidlulileyo, ezikhoyo kunye nekamva ezizayo, iinkcukacha zezemali zabaqeshi, imicimbi yendawo kunye nemeko yendalo kufuneka iphandwe, kwaye iquka ukuhlolisiswa kwendawo yemakethi yezindlu.

Ehlelwe nguElizabeth Weintraub. Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.

NguC . Grant Conness, uMongameli, 1031

Ezinye iinkampani ezithatha i-TIC zigqityileyo ngokukhawuleza kwiindawo ezahlukeneyo zokutshala imali. Ukwenza oku, abameli bezolimo-mali abhalisiweyo bazalise ukunyamekela okufunekayo ngaphakathi kwenkampani yabo, ngokuqhelekileyo ngokusebenzisa isebe elikhutheleyo elifanelekileyo; ngelixa abanye befuna iinkonzo zangaphandle "nabacebisi ngokukhawuleza" kunye namagqwetha.

Iintlobo zabaqeshi abaqhelekileyo kwi-1031 Intengiso

I-1031 Abaqeshi kwiiNkcazo eziManyeneyo bangakhiwa ngeendlela ezahlukeneyo, kwaye la mathuba ahlala ehlanganiswe kunye nolawulo kunye nenkxaso-mali.

Ngamanye amaxesha umboleko ongekho-mboleko owenzelwayo, owenzela umboleki ukuba alandele ezinye iimpahla zeboleki xa kwenzeka. Ukhuseleko lomboleki kumboleko lukhawulelwe kwixabiso lepropati.

Nangona kunjalo, abanye ababolekisi baye batshabalalisa i-entity account ukuba batyikitye umxanduva kwimeko apho iindleko ezifunyenwe kwipropati azizisebenzisi ukuhlawula imali mboleko kodwa kunokuba zitshintshelwe ukulungiswa, njl. Abanye ababolekisi baye bathi i-TIC kwaye, maxa wambi ngamnye umthengi, kufuneka aqinisekise umbolekisi ngokuchasene nayo nayiphi na imiba yendalo yengingqi. Abatyalomali banxuswa ukuba bahlolisise iimpepha zemboleko kunye ne-PPM ukuze bagweme ukuhlawulwa kwamatyala ngokugqithiseleyo kwi-investments yabo yokuqala.

Xa benza ukunyamekela ngokufanelekileyo kwiiprogram ze-TIC, abatyali-mali kufuneka baqikelele ngokucacileyo isakhiwo kunye nokuhambelana ne-15 Rev. Proc. izikhokelo. Ukuthengiselana okuphambukayo kunokubangela ukuba i-IRS iyakwenqabela, ngaloo ndlela igxininisa abatyalomali kwimiphumo yerhafu ezayo.

Imihlatshelo ihlelwe ngumbhalo osayinwe ngumnikazi ngamnye, ukunika umxhasi negunya lokusingatha ulawulo lwemihla ngemihlaba. Kukho indawo yokuqeshisa i-master okanye isivumelwano solawulo esineenkqubela kwiindlela zokuhlawula kunye neengxowa-mali eziqokelelwayo ziyahlakazeka kubanikazi be-TIC.

Izipho zingaba nabaqeshi kwisivumelwano esifanayo, esichazela ubudlelwane phakathi kommeli ngamnye kunye nabanye abanikazi be-TIC. I-TIC inokuphinda ibe yenziwe njengeCandelo leNjongo ekhethekileyo (SPE) apho kungekho mntu ubhalwe phantsi njengabanikazi. Ngaphantsi kwe-SPE, ukuthengwa kweenkampani ezithintekayo kunye kunye ne-TIC inzala. Esi sakhiwo sinikeza isiseko esongezelelweyo sokukhuselwa kwemfanelo kubanini-mbambano kunye nomboleki. Ngokuqhelekileyo umxhasi we-TIC akayi kuba noxanduva lolawulo lotyalo-mali kunye nolawulo oluzimele kufuneka luqeshwe.

Ngaba ngabaqeshi kwiiNkcukacha eziManyeneyo kwiSitishi okanye iimpahla ezithengiswayo?

Uninzi lwabaxhasayo baphatha utyalo-mali lwe-TIC njengesiqinisekiso kuba bahlangabezana nencazelo yokhuseleko okanye kwimeko apho ipropati okanye kwiindawo ezahlukeneyo apho uMcebisi enenjongo yokuzithengisa. Oku kuthetha ukuba abathengisi beemvume zokuthengisa iimvume zithengisa kuphela ezo mali-mali, kunye nolawulo lweSibini . Nangona kunjalo, zonke iimfuno ze-TIC, ezibandakanya ezo zikhuseleko, zihanjiswa ngezenzo kwaye ezininzi zibahlukanisa njengendawo yokuhlala.

Umbuzo othi ingaba utyalo-mali olwabiwo-mali unokukhuseleka kwaye umba ubangela ukugqithwa okukhulu.

Ngoxa ukuthengwa kwe-TIC inzala yintengiso ye-real estate yeenjongo ezili-1031, ininzi ithengiswa njengeziqinisekiso. Nangona kunjalo, akumangalisi ukuba abanye abaxhasi baqhubeka nokuthengisa iimfuno ze-TIC njengendawo yokuhlala kwaye musa ukuzithengisa njengemfanelo.

Ngenxa yokuba abadayisi bezindlu eziqhelekileyo babandakanyeka ekuthengisweni kwePropati eLahlwayo, ukuthengiswa kwe-TIC iminikelo kubathengi abafanayo kubonakala kunengqiqo njengoko basesikweni sokufumanisa abaza kubakho imali. Ingxabano ilawulwa yimithetho ye-FINRA, iGunya loLawulo lwezeMali kwiShishini kunye neKhomishoni ye-Securities and Exchange, enqabela ukuhlawulwa kwentlawulo okanye ikhomishini kunoma ubani ongenalo ilayisenisi yokubambisa.

Oku kuphumelela ngokufanelekileyo ukuhlawulwa kwemirhumo yokuthumela okanye iikomishini kubathengi bezindlu. Kuyadabukisayo ukuba le mithetho, ejoliswe ekukhuseleni abatyala-mali, musa ukukhuthaza abaqeqeshi bezindlu ukuba baveze iingenelo zentengiso ye-TIC kubathengi babo be-1031.

Ukufuna Abaqashi Abaqhelekileyo 1031 Ukutshintshisana kubalulekile

Umtyalo-mali kufuneka abheke i-TIC njengepropati eya kubanjwa njengotyalo-mali olude. Ukuba ubuncwane bubalulekile, ke ezinye iinketho kufuneka ziqwalaselwe.

Imfuno yabaqeshi kwiZakhiwo eziqhelekileyo iyaqhubeka nokukhula ngamnye kunyaka odlulileyo. Ukufaneleka ukutsho, ukunyuka kwe-market ye-TIC kunye ne-1031 kwinkqubo yokutshintshana inokuba nzima ukuba abatshali-mali bangaqhelekanga nge-TIC, kodwa amathuba okufumana inzuzo kunye nokulondoloza irhafu kakhulu.

Iimali ezikhutshwayo zinikezelwa nayiphi na inkampani yemfihlo kufuneka ikunikeze ingxelo efana nale ilandelayo, apho ungayithembeli kuyo:

Le ngcaciso ayiyiyo into yokuthengisa okanye ukucela ukuba uthenge naluphi na ukhuseleko. Ingcaciso yenzelwe ingxoxo kunye nenjongo yolwazi kuphela. Akukwenzelwe ukutshintsha iingcebiso zomthetho, isibonelelo okanye isicwangciso sezimali. Iikhowudi zerhafu ezifanelekileyo ziyasebenza kwaye zihambelana nomthetho wezemfundo kuphela. Amazwe ngamnye angaba neenkokhelo zabo zerhafu ezongezelelweyo. Nceda uqhagamshelane neerhafu ezifanelekileyo kunye neengcali zomthetho kwilizwe lakho. Olu lwazi lunikezwa kwimvelaphi ekholelwa ukuba lunokwethenjelwa kodwa kufuneka lisetyenziswe ngokubambisana neengcebiso zengcali ezihambelana nemeko yakho.

Ehlelwe nguElizabeth Weintraub. Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.