Ukubaluleka koMgangatho oPhethekileyo
NguC. Grant Conness, uMongameli, 1031
Ukuzama ukufumana umququzeleli ofanelekileyo akukona lula. Ukuqala, i- 1031 Exchange ayiyiyo iprojekthi yakho. Ukuba ufuna ukufumana iingeniso zokurhoxiswa kweerhafu, kufuneka ulandele imithetho ye-IRS. Kananjalo ungadinga umntu ophakathi, obizwa ngokuba yi-Qualified Intermediary (QI), ngamanye amaxesha obizwa ngokuba yi-Exchange Lododator okanye uMququzeleli.
Ngubani Ongakhonza Njengomntu Ofanelekileyo Ophakathi?
Awukwazi ukuthengisa ipropati, uthenge omnye ngokuthe ngqo kwaye ulindele ukuxhomekeka kweentlawulo zentlawulo ngaphandle kwe-QI. I-IRS Icandelo 1031 ichaza ukuba abazali bakho okanye umntwana wakho okanye umntakwenu unokuba ngumntu ophakathi. Ithintela nawuphi na umntu uthathwa njenge "arhente" yakho njengegosa lakho, umthengisi, i-CPA okanye i- ejenti yendawo yokuhlala ekusebenzeni njenge-QI yakho, ngaphandle kokuba lo mntu engakumeli kwiminyaka emibini edlulileyo.
Ubume bemiSebenzi yoLwazi oluPhethekileyo kwi-1031 Exchange
I-Intermediary ofanelekileyo ibalulekile ekugqityweni kwempumelelo ye-1031. Ngokomsebenzi, uthengisa ipropati yakho egameni lakho, uthengisa impahla entsha yokutshintshwa, kwaye uyayithumela loo nto kuwe. Ngulo xanduva lwe-QI ukubamba imali, ukulungiselela amaphepha omthetho, nokuzama ukuqinisekisa ukuba ukuthengiswa kugqityiweyo kwizikhokelo ze-IRS.
Ukugcina iintlawulo zokufakela irhafu nokugqiba impumelelo ye-1031, wena, (umthengisi okanye umthengisisi) kufuneka wenze isivumelwano esibhaliweyo kunye ne-Intermediary esifanelekileyo phambi kokuvala ukuthengiswa kwepropati yakho ekhoyo, eyaziwa njengepropati elahliwe.
IiNkonzo zeeNkundla eziPhakamileyo
Ukulandela kukuchazwe ngokucacileyo kwinqanaba le-point-by-point of what Qualified Intermediary for you in the 1031 exchange.
- Ukulungelelanisa nawe (umthengisi okanye umthengisi) kunye nayiphi na umcebisi ngesakhiwo se-1031 yokutshintshiselana.
- Ilungiselela amaxwebhu malunga nepropati elahliwe kunye nepropathi ekhoyo.
- Inikeza imiyalelo kunye namaphepha afanelekileyo kwi- escrow okanye kwintengiso yekampani malunga nokutshintshiselwa.
- Udala ukuthengiswa kwengalo-mda phakathi kwesivumelwano phakathi kwakho (umdayisi okanye umthengiselwano) kunye noMgangatho oPhethekileyo, udlulisela ipropathi oyithengisayo kwi-QI, ngubani ke ohambisa ipropati kumthengi omtsha.
- Ilawula ulawulo lwemali esuka ekuthengisweni kwepropati elahliwe kwaye ibeka iifizi ezi mali kwi-akhawunti ehlukile kunye ne-insured.
- Akukuvumeli, umthengisi, ukuba athathe i-receipt eyakhayo ekuthengiseni.
- Ubambe iimali ekuthengisweni kwepropati elahliwe ngexesha lokuchongwa kweentsuku ezingama-45.
- Uyayifumana kwaye ubambe ulwazi olubhaliweyo malunga neendawo zokutshintsha indawo.
- Xa indawo ekhethiweyo ikhethiweyo, idlulisela imali yakho yokuthenga kwaye iyawachitha kwi-intanethi okanye kwenkampani yokuthengisela ukuthenga kwayo.
- Ufumana ipropati eguqulayo kwigama le-QI kwaye uthumela umnqaku kuwe (umthengisi okanye umthengisi) ngokwenza.
- Ihambisa ingxelo epheleleyo ye-1031 yokutshintshela kwiirekhodi zakho.
- Ihambisa u-1099 kuwe (umthengisi okanye umthengiselwano) kunye ne-IRS kwanoma yiyiphi intsebenzo yokukhula ehlawulwayo (inzala itholakele).
Imithetho ye-IRS ibangele ukuphuhliswa kwamashishini amasha anikezelwe kwi-1031 yokutshintshiselana, abaninzi babo abambisene neenkampani zetayitile. Ngaphambi kokuba uqeshe i-Intermediary ofanelekileyo yoBugcisa, cela iimferensi, kwaye uqinisekise ukuba umntu uneephene kunye nokushiya i-inshorensi yokunyaniseka ukukhusela ukukhwabanisa okanye ukunyaniseka.
Indlela elula yokufumana umququzeleli ofanelekileyo kukucela igosa lakho lokuhlasela iindawo zengcomo. Amagosa e-Escrow asebenzisana nabameli abaqeqeshiweyo lonke ixesha.
Igama elivela kumbhali:
Le ngcaciso ayiyiyo into yokuthengisa okanye ukucela ukuba uthenge naluphi na ukhuseleko. Ingcaciso yenzelwe ingxoxo kunye nenjongo yolwazi kuphela.
Akukwenzelwe ukutshintsha iingcebiso zomthetho, isibonelelo okanye isicwangciso sezimali. Iikhowudi zerhafu ezifanelekileyo ziyasebenza kwaye zihambelana nomthetho wezemfundo kuphela. I-Individual States ingaba neefowuni zabo zerhafu ezongezelelweyo Nceda uqhagamshelane neerhafu ezifanelekileyo kunye neengcali zomthetho kwilizwe lakho. Olu lwazi lunikezwa kwimvelaphi ekholelwa ukuba lunokwethenjelwa kodwa kufuneka lisetyenziswe ngokubambisana neengcebiso zengcali ezihambelana nemeko yakho.
Ehleliwe ngu-Elizabeth Weintraub, iThengi lokuThengwa kweNdlu
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.