Ngoko impendulo elula kumbuzo othi "Yiyiphi i-call call" yiyo imfuno evela kumthengisi wakho ukubeka imali engakumbi kwi-akhawunti yakho ukuba ufuna ukuqhubeka nokuthengisa. Umbuzo olukhuni ngakumbi kukuba: njani kwaye kwenzeka ntoni na?
Umzuzu wokucamngca
Ngaphambi kokuba uhlolisise lo mbuzo, cinga ngomzuzwana kwintengiso. Abaninzi baseMerika baqhelana nemarike yendawo yokuhlala, apho ininzi yokuthengwa kwempahla idinga umthengi ukuba abeke ubuncinane beepesenti ezingama-20 zexabiso lezindlu ngaphambi kokuba inkampani yokubolekisa imali inika i-80 ekhulwini. Oko kuphumelele ezintlanu ukuya kwesinye. Ukuba i-shishini lokubambisa iqhutywe njenge-forex, kunye ne-200: 1 ehamba phambili, unokuthenga indlu engama-$ 500,000 ngokuhlawula ngaphandle kwe $ 100,000, kodwa i-$ 2,500 kuphela.
Cinga kwakhona ukuba icandelo lokubolekwa kwempahla libuye libe neziqinisekiso ezininzi ezifunekayo ukuhlangabezana kunye nokuthatha imali mboleko kwindawo yokuqala, ngokuqala ngokufaka ubungqina bemali engenayo.
Iintlawulo zakho zokubambisa i-mortgage kuphela zingaba malunga nama-30 ukuya kuma-40 ekhulwini kwenzalo yonyaka. Kwakhona kufuneka ube nerekhodi epheleleyo yokuhlawula iibhilikhwe ngexesha.
Ukwahlukana okukuyo kunye ne forex apho into efunekayo yokuvula i-akhawunti yakho i-ID kunye nekhadi okanye i-credit card. Kuchanekile - awudingi ukubeka nayiphi na imali nonke.
Ngokuchanekileyo, uthengisa ngemali ebolekelwe ekuqaleni. Kwaye akukho mfuneko yokuba ubonise ukuba unokuhlawula imali xa ulahlekelwa. Iyakwazi ukuhamba kwikhadi lakho lesikweletu njengetyala eliphakamileyo eliya kuhlawula emva kweenyanga okanye kwiminyaka.
Ukwahlukana kokugqibela phakathi kweemakethe zendawo yokuhlala kunye ne-forex kukuba i-ascs and down kwi-real estate industry ibangaphezu kwexesha elide. Ngenye imini okanye kwinyanga enye, utshintsho kwixabiso lendlu yakho mhlawumbi aluyi kutshintsha ngaphezu kwezinto ezilishumi kwipesenti. "Eyona nto inganyanzelisekiyo" kwipropati yendawo yokuhlala ingaba yinto efana neepesenti ezili-10 ezithintekayo kunyaka. Ukunyanzeliswa okuqhelekileyo kwimarike yemali kunokususa abahwebi abachithwe kakhulu kumcimbi wamaminithi, kwimizuzwana.
Yintoni e Phakamisa?
Ukuba ucinga ukuba indlela i-forex isebenza ngayo iresiphi yentlekele ulungile - kungekhona kubathengisi, kodwa kumthengisi okhawuleza ngaphezu kwentloko yakhe. Umlinganiselo-mali we-forex ulahlekelwa ngumlinganiselo-imali engaphezulu kweyesibini-ntathu ilahlekelwa yimali, eqinisweni. Kwaye kuthatha kuphela iinyanga ezi-ezine ukuba umthengisi oqhelekileyo adideke okanye aphule okanye zombini i-akhawunti ivala kwaye uphume ngaphandle kwemarike. Ngaloo nto ingqondweni, cinga ubungakanani bomthengisi we-forex oqhelekileyo ofumana i-call call.
Yintoni ebangela ii-Call Call
Kwinqaku le-2014 kwi-DailyFX, i-newsletter eyaziwayo ye-forex yemakethe ye-intanethi, umqeqeshi wezorhwebo uTyler Yell uchaza iimpawu zokurhweba ezivelisa iifowuni ngokucacileyo: " ukusetyenziswa kwemilinganiselo engapheliyo ngexabiso elingenakwaneleyo ngelixa liqhubeka nokulahlekelwa ngumsebenzi ixesha elide xa befanele ukuba banqunywe. "
Ukuphepha iifowuni zeMargin
Izindlela ezimbini ezilula zokukhusela umnxeba we-margin zigcina i-akhawunti yakho ifunyenwe kakuhle kwaye ifunde ukunciphisa ilahleko zakho ezifutshane ukuze uvumele iingeniso zakho ziqhube. Ezi zimbini ezilula zimele zibe yinxalenye yiphina iSicwangciso soThengiso lweNkcazo. Iingxelo eziphathwe kakuhle zikhona nje 'into enhle yokuba nayo,' kodwa kunoko kuyimfuneko malunga nayo yonke iimarike zemali. Ukukwazi ukuvala urhwebo olungasasebenzi ngendlela othembela ngayo uncedo ukuqinisekisa ukuba usalungeze ithuba elizayo kwiimarike.