Ngaba Ungayifaka iSahluko 7 seNgqobhoko Ukuyeka I-Car My Ukusuka Ekubuyiselweni?

Uphelile kwintambo yakho yezemali. Iimali eziye zagqitywa kwaye kubonakala kungekho siphelo emehlweni. Ugqibe ekubeni isigqibo esisisilumko esinokwenza ikusasa lakho kunye nokucoceka kwakho kukufakela iSahluko 7 sokuchithwa. Mhlawumbi uya kuziva ukhululekile xa uthe wathetha izinto nge-advisory counselor yakho, kodwa unokuba uzibuza: ngaba baya kuthatha yonke into enayo? Ndifuna imoto yam ukuba ifike emsebenzini - yintoni eya kwenzeka kuyo?


Izinto zingabonakala zibuhlungu ngoku ngoku, kodwa ungayifumana le nto! Ukubuyiselwa kunye nokutshatyalaliswa kwezi zimbini ziimeko esithemba ukuba singaze siphendule nazo, kodwa zenzeke kunoma ubani. Kungakhathaliseki ukuba ufike njani apha, kugxininiswe ngoku kwixesha elizayo kunye nendlela yokujika izinto. Ukuba ucinga ngokufaka i-bankruptcy kunye nokukhathazeka malunga nokuba kungenzeka ukuba imoto yakho ibuyiselwe kwakhona, yile nto okufuneka uyifumane.


Enye yeeNgxenye eziPhambili zokuFowulwa kweSahluko 7 Ukuchithwa

Ukuqokelela iifowuni zefowuni ziya kuphelisa. Ngoku unokuphefumula ngokukhululekileyo ngaphandle kokugxotha kunye nokukhathazeka okuvela kubathengi bakho. Emva kokuba ufake ifayile, ukuhlala ngokuzenzekelayo kufakwe endaweni. Emva kokuba unayo, kuya kuba mthethweni kuba abaninzi abanetyala baqhagamshelana nawe ngamatyala. Oku kubandakanya iziko lemali elixhasayo mboleko yakho .


Kodwa Ingaba Unokuthi Ibuyisele Imoto Yami?

Ingayiyo. Iindaba ezimbi kukuba u-ewe, umbolekisi unako ukubuyisela kwakhona imoto yakho-kodwa kuphela xa kunikezelwa imvume yenkundla.

Ukukubeka okunjalo kwenza kube nzima kumniki-mboleko, kodwa ijaji inokuphakamisa ukuzenzekela ngokuzenzekelayo njengoko zibonisa isivumelwano sakho semali mboleko kunye nobungqina bokuba ungemva kweentlawulo zakho.

Ukufakela i-Bankruptcy Ngokuqinisekileyo Kuxhomekeke kwiNkqubo yokuPhinda

Unokulwa nesicelo sakho sokuncedisa ukuxhaswa kwemali yokuhlala ngokuzenzekelayo ngaphakathi kweeveki ezimbini xa zifake.

Emva kokufakela isikhalazo, uya kufumana umhla wenkundla ehleliweyo malunga nexesha leentsuku ezingama-30. Kuya kuba nzima ukuba uphume kule nto ngaphandle kokuba ungabonakalisa ubungqina bokuba umboleki-mali akazange akwazise okanye ukuba uhlawule kwaye balahlekelwa kuphela iintlawulo zakho.


Ukubuyisela Imoto Yakho Yenziwe Ngokukhawuleza NgokuFakisha Isahluko 7 Ukuchithwa

Hlaziya imoto yakho ngelixa uhambisa iSahluko 7 kunokukwenza ukuba uhlawule kuphela inani lenkokhelo yesithuthi sakho. Oku kunokuba luncedo kubantu abaphantsi kwamanzi kwimboleko yabo yemoto . Ukulondolozwa kungaba ngamawaka.

Ngaphantsi: Ukuchithwa kungabinceda, kodwa kunzima. Qhagamshelana nommeli onokwazi ukuyeka ukuhlala ekhuselekileyo.