Kuthetha ukuthini Ukuba Ngaphantsi Kwimali Yemali Yemoto?

Imali yokubolekisa imoto ingaba yindawo edidekayo xa imiqathango efana nemali mboleko yemoto engaphantsi kwamanzi iphoswe kwaye wonke umntu uyakuthi uyazi into abayithethayo. Kungenzeka kuza kukumangalisa kuwe, imboleko yemoto engaphantsi kwamanzi ayinanto enokuyenza ngemoto ekhukula. Ukuba phantsi kwamanzi kwimali-mboleko yakho yemoto kuthetha ukuba unetyala elingaphezulu kunokuba imoto ibaluleke ngokwenene. Kule mini kunye neminyaka ubudala, akunzima nakanjani ukuba uzifake kwizinto ezibhekwa njengento embi.

Ukujonga ixabiso leNqwelo yakho: Ukufumana ixabiso lemoto yakho akunzima kangangoko unokucinga. Qala ngokuya kwiwebhsayithi enika inkonzo. I-Kelley Blue Book, i-Edmunds, kunye ne-Auto Trader yiyo yonke indawo ehloniphekileyo enokukwazi ukufumana umsebenzi. Uzakufuna ukufaka unyaka wakho, wenze, imodeli, i-mileage, ugqoke, kunye nayiphi na into ekhethekileyo.

Lookup Ungakanani Umvuzo: Ndiyazi ukuba akuyona into ofuna ukuyibona, kodwa ukwazi ukuba unomvuzo kangakanani kwimboleko yakho yemoto kubalulekile. Mhlawumbi ufumana inyathelo nganye inyanga ifakwe kwi-bill yakho evela kumboleki wakho. Ukuba akunjalo, ngoko nethemba unokufikelela kwi-akhawunti yakho kwi-intanethi ukucacisa ibhalansi yakho. Ukuba zonke izinto zihluleka, biza umnini-mboleko wakho kwaye ubuze ukuba kusele kangakanani imali yakho mboleko.

Qhathanisa Ixabiso leMoto yexabiso leMali yeMali: Ngoku sekuyisikhathi sokuthelekisa. Ngaba unetyala elingaphezulu kwimali-mboleko yakho yemali kunokuba isithuthi siyifanele? Ukuba kunjalo, kungakanani?

Ukuba ungaphantsi kweedola ezilikhulu ndiza kuthi mhlawumbi ulungile. Nantoni na ngaphezu koko, ngokuqinisekileyo uphantsi kwamanzi kwimboleko yakho yemoto.

Izibango zokuba ngaphantsi kwamanzi kwi-Car Loan: Ngoko yintoni inkulu? Ingaba kuyimfuneko ukuba ungaphantsi kwamanzi kwimali mboleko yakho? Impendulo iyona nto ingabalulekanga.

Ukuba ulahlekelwe yintlawulo yengozi okanye unesidingo sokuthengisa isithuthi sakho, kuya kufuneka uhlawule umlinganiselo phakathi kwento enokubaluleka ngayo kunye neentlawulo zakho. Njengoko wenza uthelekiso lwakho, unokubona ukuhlukana kwamawaka eedola. Ngaba unokukwazi ukuhlawula umda kusasa ukuba unengozi enkulu yemoto?

Indlela Yokugwema Ukuba Ngaphantsi Kwimali Yemali Yemoto:

Fumana Uncedo Ngemivuzo Yemoto Yangaphantsi kwamanzi

A

Masixoxe! Nceda ndilandele kwi-Twitter @CarInsBuka kwakhona