Ngezantsi zikhona ezinye zezibonelelo kunye neengxaki zokuqeshisa isithuthi endaweni yokuthenga enye.
Iinkqubo zokuqeshisa iinqwelo
• Iintlawulo zenyanga ezincinane eziphantsi kweemali mboleko
• Inomdla wokuqhuba imoto entsha yonke iminyaka emibini okanye emithathu
• Uhlala ukhuselwe iwaranti
• Akufanele ukhathazeke ngokuthengisa okanye ukuthengisa imoto yakho
Inkokhelo yokuqeshisa imoto inokuthi ibe ngama-60% ngaphantsi kweentlawulo zakho zanyanga zonke ukuba ngaba uthengela isithuthi esifanayo kwaye uxhaswa ngemali mboleko yemveli yemveli. Iwaranti nayo inkulu kakhulu: inokuba nzima kakhulu xa isithuthi sakho esandula kuthengwa sinomngcipheko omkhulu emva kokuba iwaranti iphelelwe kwaye awunayo inkcazelo ebanzi . Ngoqeshiso, awufanele uxhalabele nantoni na eyenzeka kwisithuthi sakho: uya kuguqulwa.
Ingxowa yokuqeshisa Iinqwelo
• Kufuneka ube nesiseko esinozinzo esilungeleyo nesingenakulinganiswa
• Unokuqhuba kuphela inamba ehleliweyo yeekhilomitha
• Kufuneka ugcine imoto yakho ngokufanelekileyo kwaye ngokufanelekileyo
• Kwiimeko ezininzi, kufuneka uthenge i- inshurensi ye-gap
• Uya kuhlawula ngaphezu kwexesha elide ukufumana izibonelelo kwiqeshiso
Ukwenza iintlawulo zenyanga rhoqo rhoqo ngexesha lobomi bendawo yakho yokuqeshisa kufuna i-stability and lifecasts. Ukulahlekelwa ngumsebenzi wakho okanye ukufumana iindleko ezinkulu zonyango kunokunyanisekisa imali yakho.
Xa unesiqeshiso, kunzima ukuphuma kwisivumelwano ngaphandle kokuthengisa imoto esetyenziswayo. Iingqeshiso nazo zinemiqathango emininzi kufuneka udibane nayo okanye uya kufuneka uhlawule iimali. Izinto ezilula ezifana nokuqhuba iikhilomitha ezininzi okanye ukukhawuleza kwisondlo esivamile kungakubiza kakhulu. Ukuba ukhetha ukuthabatha indawo, qiniseka ukuba ufunde ukushicilelwa okulungileyo!
Iinkqubo Zokuthenga Iinqwelo
• Unobuni bemoto yakho
• Shayela ngeekhilomitha ezininzi njengoko ungathanda
• Yenza isithuthi sakho ngendlela efanelekileyo
• Ukwakha ixabiso lokuthengiswa okanye lokuhlaziya
• Unokukhetha ukuqhuba imoto yakho iminyaka ukusabalalisa iindleko
• Akukho mngcipheko weendleko zokuqeshisa
Awu, amandla okukwenza nantoni na oyifunayo nanini na xa ufuna kunye nesithuthi sakho, ngaphandle kokwesaba iintlawulo ezongezelelweyo, unomvakalelo omkhulu. Shayela ngokubanzi njengoko ufunayo kwaye wenze ngokwezifiso umxholo wakho wenhliziyo: unayo isithuthi sakho. Nangona uzimisele ukuqhuba isithuthi sakho ixesha elide kunye ne- inshurensi eyaneleyo yomshuwalense wemoto , awunakwenzeka ukuba ulahlekelwe yimali.
Umthamo Wokuthenga Imoto
• Iintlawulo zenyanga zenyanga ngaphezu kweqeshiso
• Iindleko zokulungisa i-postwar warranty ezingalindelekanga
• Uxanduva lokuthengisa okanye ukuthengisa imoto yakho esetyenziswayo ukuba ufuna enye
Inqwelo-mali Yomshuwalense: Into eBalulekileyo ayikho into ekhethekileyo
Ngaba ucinga ukuba ukuqeshisa isithuthi kunokukukhulula ekuthengeni i-auto inshuwalense? Njengoko ubona phezulu, ulahlekile! Uza kudla ukuthenga umgaqo-nkqubo we-boutique ngakumbi xa uqesha isithuthi kunokuba ungathengisa isithuthi kwaye ukhethe ukuthenga i- minimum responsibility account . Kungakhathaliseki ukuba uthatha isigqibo sokuqeshisa okanye ukuthenga imoto, kubalulekile ukuba uxoxe nomniki-inshorensi ohloniphekileyo okanye ummeli we-inshorensi ukuba ufumane uhlobo lokubhengezwa okulungileyo kuwe.
Ixesha elifutshane Ixesha elide
Ingxaki yokuthenga isithuthi ayimfuneko kwaye iyamkelwa njengexabiso eliqhelekileyo lobomi baseMelika ngabantu abaninzi. Ukuqeshiswa kungabizi kangangexesha elifutshane, kodwa kwixesha elide, ukuthenga isithuthi ngokuncinci. Ukulinganisa i-pros and cons cons will help you come to a decision that is right for you and your family.