I-Nondyebo ngqo: Indlela elula kakhulu yokutshala imali kwiibhondi zikaRhulumente wase-US

Kubatyalomali abafuna ukuthenga iiNondyebo zase-US, okanye ngubani ofuna ukufundwa ngokubanzi malunga nendlela urhulumente alawula ngayo ityala layo, enye yezona zinto ezintle zifumanekileyo nguNondyebo. Kwimihla yakudala, nabani na ofuna ukuthenga i-Nondyebo kufuneka bathathe ixesha lokuya kwibhanki yendawo. Olu khetho alusekho, kodwa iSayithi ye-Nondyebo-mali ikuvumela ukuba uthenge izibophelelo ngqo kurhulumente kwaye ufumane imali ngokuzenzekelayo ukusuka kumthombo ozikhethile.

Kwaye awuyi kuhlawula umthengisi weli lungelo.

Yintoni ongayithenga usebenzisa i-TreasuryRirect?

Iintlobo ezithandathu zee-securities ziyafumaneka nge-TreasuryDirect:

I-TreasuryRirect ihamba phambili kulabo abaceba ukugcina izibophelelo zabo kude kube nokukhula - ukuthengisa izibophelelo ngaphambi kokuba baqokelele kunzima kwaye bebiza ngokuthelekiswa nezinye iinkalo zenkonzo. Kwakhona, unokuthenga kuphela imiba emitsha. Emva kokuba ibhondi ithengise kwiimarike zesekondari, ayisayifumaneka nge-TreasuryDirect. Ngenxa yoko, abo baceba ukurhweba baya kuba bhetele ukuba bajonge kwenye indawo. I-STRIPS, okanye iibhondi zechuponi , ezikhutshwe nguNondyebo nazo azifumaneki ukuthengwa kwisayithi.

Usebenza njani ngoNondyebo woLawulo?

Iwebhusayithi ichaza le nkonzo ngale ndlela ilandelayo: "INgcaciso yeSebe lezeMali yiwebhusayithi yokuqala yeenkonzo zezezimali ezikuvumela ukuba uthenge kwaye ukhulule iziqinisekiso ezivela ngqo kwiSebe le-Nondyebo yase-United States kwifom yekhompyutha.

Unandipha ukulungelelaniswa kokulawula imali yakho yokugcina imali kwi-intanethi njengoko iimfuno zakho kunye neemeko zezimali zitshintsha - lonke ixesha ukwazi imali yakho kuxhaswa lukholo olupheleleyo lukaRhulumente wase-US. "

Enye yeempawu eziphambili zeso siza kukhululeka kokusetyenziswa. Yenza ukuthengwa kweeNgcaciso ze-Treasury elula, kwaye ikwazisa ngolwazi olucacileyo, olufumanekayo.

Ukususela ekuqaleni ukuya ekupheleni, inkqubo yokutyikitya nokuhlela ukuthenga iibhondi zikaRhulumente ithatha imizuzu engama-10 ukuya kwe-15. Iwebhusayithi ikufuna ukuba ufake ulwazi olusisiseko, njengenombolo yakho yoKhuseleko loLuntu, idilesi ye-imeyile kunye nolwazi lwebhanki. Injongo yolwazi lwebhanki kukuvumela ukuhanjiswa kwekhompyutha phakathi kwe-akhawunti yakho yebhanki kunye ne-akhawunti yakho ye-Nondyebo. Xa usayinwe, kukho iinketho ezininzi kwizinto onokuzithengayo, ukuba ungayifumana njani imali yokuthenga, kunye nendlela oya kufumana ngayo iintlawulo eziphambili kunye nenzala.

ISebe leNondyebo likwabonelela ngeSicwangciso soNgcino-mali, esenza ukuba abatyali-mali bakwazi ukuthenga ngokuphindaphindiweyo izibophelelo zokugcinwa kwikhompyutheni ngokuthatha imali ngokuzenzekelayo kwi-paycheck nganye kwaye ithunyelwe kwi-akhawunti kwi-TreasuryRirect.

Umthombo wolwazi malunga neebhanki zikaRhulumente

Ukongezelela ekuboneleleni indlela yokuthenga izithenjwa zikaRhulumente, iWebhusayithi ye-Nondyebo ibuyele ingcaciso enokukunceda ufunde kabanzi ngeemarike ze-Nondyebo kunye nemisebenzi yamatyala kaRhulumente waseburhulumenteni. Phakathi kwezinto ezixhamlayo kwiseshedyuli yokuthengiswa kweNondyebo kunye neziphumo zentengiso zakutsha nje. Enye into enomdla-nangona iyothusayo - umxholo wiphepha Eli matyala ku-Penny kunye nabani abambelelayo, ebonisa inani elithe ngqo letyala elizeleyo kwaye ikuvumela ukuba ufumane inqanaba elithile letyala kunanoma yimini, inyanga okanye unyaka ukususela ngo-1993 .

Isayithi iqulethe inkcazo yenkqubo yokuthengiswa, iirhafu zokubambisa, i-calculators, idibanisa nakwezinye iiwebhsayithi zikaRhulumente malunga noqoqosho, kunye necandelo lezingane.