Yintoni omele uyenze?
Kuthi na ukuba andinakwenza nto?
Isiqalo sakho sokuqala sinokukukhiya igalaji, vala iifaleni zakho kwaye ulinde. Oku kungaba ngowokuqala ukuphendula, kodwa ngokuqinisekileyo akunjalo. Ininzi kuxhomekeke kulwimi lomkhontrakthi wakho kunye nezinye izinto (njengembali yakho yekhredithi ), kodwa xa uwela iintsuku ezingamashumi amathathu okanye ngaphezulu emva kweentlawulo zakho, uya kufumana ileta kunye nomnxeba wefowuni yakho, ulandelwe ngamagama amaninzi kunye neefowuni ezingaphezulu. Ekugqibeleni, ngandlela-thile, umntu uza kuza kwikhaya lakho okanye kwindawo yoshishino kwaye ahlawule imoto yakho.
Ukuphindaphinda ngokuqinisekileyo kuya kubangela iingxaki ezininzi kunokuba zifanele. Okokuqala, kuya kwenza umonakalo omkhulu kumlinganiselo wakho wekhredithi . Okwesibini, usenokuphelisa ngokugqithiseleyo ngenxa yemboleko yakho. Kungenxa yokuba xa umnini-mboleko wakho ebuyele kwisithuthi sakho, baya kujika baza bathengise. Kwaye ukuba intengo yokuthengisa ayifihla into obolekisileyo ngemali mboleko, baya kubuya kuwe ngenxa yemeko.
Ngendlela, umnini-mboleko wakho uya kugxininisa kwiindleko zokubuyiselwa kwizinto ozifunayo. Umgca ophezulu: khusela ukuhlaziywa.
Qhagamshelana neLender yakho
Mhlawumbi into engcono kakhulu enokuyenza xa ulahlekelwe yintlawulo yemoto, okanye malunga nokuba, ukubiza umnini-mboleko wakho. Ababolekisi abayithandi ukuba uyaphuthelwa intlawulo, kodwa banokukhetha ukuphumeza nayiphi na ingxaki onayo ngaphandle kokubuyisela.
Bangaba bazimisele ukuyibeka inkokhelo yakho kwiintsuku ezingamashumi amathathu okanye ukulungiswa kwemboleko yakho ekhoyo. Mhlawumbi zombini. Ukuhlaziya kwakhona kuya kukuvumela ukuba usasaze iintlawulo zakho malunga nexesha elide, ngaloo ndlela unciphisa i-bill yakho yenyanga. Ukuba inkokhelo ephantsi ingakugcina imali eyaneleyo ukuze ikugcine ukulahlekelwa yimoto yakho. Kufuneka uhlaziye kwizinga eliphezulu, kodwa kunokwenzeka ukuba izinga lakho liya kuhla. Kungakhathaliseki ukuba uya kukwazi ukuhlaziywa okanye kungekho kuxhomekeka kwizinto eziliqela, kubandakanywa nembali yakho yekhredithi, irekhodi yentlawulo yangaphambili kunye nesizathu sokuba uhla emva koko. Kodwa yodwa indlela oya kuyazi ngokuqinisekileyo kukuthetha nomboleki wakho.
Ukuthengisa Imoto Yakho
Ubhedu bakho obugqwesileyo ukuphepha ukuhlaziya kunye nokulimaza inkokhelo yakho ekuthengeni imoto ngokwakho. Okokuqala, cela umnini-mboleko wakho ukuba ungakanani umvuzo wakho ngoku. Ibizwa ngokuba yixabiso lemali. Emva koko misela inqobo yexabiso lemoto. Unokufumanisa ukuba ungayithengisa imoto yakho ngaphezu kwexabiso lemali. Kwaye nangona isiphumo siza kuba ngumhlala- mali osele kwimali mboleko , ukuthengiswa kusenokuthi kube yinto engcono kakhulu. Phinda uthethe nomboleki wakho. Baya kuba nokukulungele ukuxolela ukulinganisela ukuphepha iindleko kunye nokulahlekelwa kokuhlaziywa.
Ukunikezela Imoto Yakho
Ukuba awukwazi ukwenza iintlawulo zakho kwaye akukho nanye kwezi zikhetho ezingentla zikhoyo, unokufuna ukuluma ibhola kwaye uguqule izitshixo.
Ukunikezela isithuthi sakho kumboleki wakho kuya kuthetha umonakalo kwi-credit yakho, kodwa mhlawumbi ubuncinci ngaphezu kokuzimela. Kwaye unokukwazi ukwenza umsebenzi apho umrhumo osasawo (emva kokuba umboleki uthengisa imoto yakho) uncitshiswa okanye uxolelwe ngokupheleleyo.
Ukuwa emva kweentlawulo zeemoto yakho yinkxwabo yangempela, kodwa ukucima izibane nokufihla akuyi kuyenza. Njengazo ezininzi izinto ebomini, ukunyaniseka yipolisi engcono. Kungumnqweno wakho ukujongana nobunzima bakho bokuhlawula kunye nokujongana nabo. Qhagamshelana nomboleki wakho kwaye ubazise into eyenzekayo. Baya kufuna ukunceda. Inomdla wabo, nabo.