Iimveliso kunye nemiSebenzi yeeNgxowa-mali ezongezelelweyo

Imali-mboleko yemoto eyongezelelweyo ngumboleko wemoto ohlala ngaphezu kweenyanga ezingama-60. Ezinye iingcali zezemali ziza kuthatha iinyanga ezi-60 zemboleko yemoto. Ukwandisa imali yemboleko yemoto igcwele iindleko eziphezulu kwizithuthi. Nangona kunjalo, inika inkxaso-ntlawulo efunekayo kakhulu kulabo bafuna ngokwenene.

Ixabiso lemali yexabiso lemoto libalulekile xa uqhuba ukuxhasa imali entsha. Nangona, kungaba yiphutha elikhulu ukugxila kuphela kwiindinyana zeenombolo indleko jikelele.

Abathengisi abaninzi bathengisa iintlawulo eziphantsi kweenyanga ukwenzela ukuba bathengise iimoto ezininzi. Oko umthengi angakuqondi ukuba intlawulo ephantsi ihlawulwa ngenxa yokuhlawula ngokukhulu okanye umboleko odeleyo. Iintlawulo eziphantsi zihlala zikhuthazwa ekuthengeni imoto entsha kodwa ngamanye amaxesha akunakwenzeka. Akukho ntlawulo ehlawuleyo ishiya umthengi ngemboleko ethe xaxa njengendlela yabo kuphela yokugcina imali yentlawulo phantsi.

Iinkonzo Zemivuzo Yemoto Yongeziweyo

Ewe, oku kuhle kakhulu. Intlawulo esezantsi ingaba ngumgcini we-credit score to those who need. Abanye abantu bakuliva ngokugqithiseleyo ukuba iimeko ezibolekileyo zemali-mboleko zingenziwa njani. Uyazi ukuba yintoni eyona yimbi kakhulu? Ukungakwazi ukwenza iintlawulo zeemoto zakho ezinokukhokelela ekuhlaleni isithuthi kunye nomlinganiselo oncomekayo wekhredithi. Kubalulekile ukuthenga isithuthi onokukufumana. Kodwa, ngamanye amaxesha oko unokukwazi ukufumana akuyi kukufumanisa ukusuka kwinqanaba A ukuya ku-B.

Ezinye iingcali zithi, awukwazi ukufumana isithuthi ukuba ufuna imali ehlawulweyo ukuze wenze iintlawulo. Kukho imingcipheko kubbolekayo becinga ngemboleko eyongezelelweyo, kodwa ndikholelwa ukuba kukhona izinto ezimbi kakhulu ongakwenza ngokwezimali kunokugqiba kwi-mboleko eyongezelelweyo. Yazi ingozi kwaye wenze isigqibo esinolwazi malunga nokuba akunjalo wena nentsapho yakho.

Ingxowa yeeNgxowa-mali eziKongeziweyo

Zonke iingxaki zemali-mboleko yemali eyongezelelweyo zongezelela ukuhlawula ngokubanzi ukuthengwa kwemoto entsha. Akukho mntu ufuna ukuhlawula ngaphezulu kwaye nazo zonke ezi zinto zingathetha ngamakhulu ukuba kungengamawaka eedola ngaphezulu. Ukuba awukwazi ukuhlawula imoto kwiinyanga ezingama-60 okanye ngaphantsi, imoto mhlawumbi iphuma kwinqanaba lakho lentengo. Qhubeka uqaphele kwaye uzame ukuhlawula ngaphezulu kwintlawulo yakho yenyanga ukukhupha kwakho phantsi komboleko.

Iingcebiso zeMali-mboleko eziNcedo

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