Indlela Abasebenza Ngayo, Indlela Yokuziphepha
Kukho iimbini ezibalulekileyo zokwazi ngokudlulisela imali nge-Western Union.
- Xa udlulisela imali usebenzisa i-Western Union, ummkeli unokuya kwiofisi ye-Western Union, ufumane imali, kwaye ushiye. Ngelo xesha, imali ihambe, kwaye akukho ndlela yokuguqula okanye ukukhansela inkokhelo.
- Kwiimeko ezininzi, akukho ndlela yokufumana ukuba ngubani ohlawulwe. Usenokuba ucacise ummkeli, kwaye i-arhente isenokufuna ukuchongwa, kodwa kulula ukuba amasela asebenze malunga nale mithetho.
Ngaloo ngcaciso engqondweni, kulula ukuqonda ukuba kutheni ufanele usebenzise iWest Union ukuthumela imali kumntu owaziyo-kwaye uqinisekise ukuba akukho mntu uzenzayo loo mntu. Ngokukodwa ukuba awuzange wenze ishishini kunye nomntu, khumbula ukuba imali iya kuhamba kakuhle, kwaye ugqibe ukuba ngaba kulungele umngcipheko. Nangona usebenze kunye nommkeli ngaphambili, akuyiyo ibhegi ekhuselekileyo: Ukukhwabanisa kwemali yokuqeqesha ngemali kukuqeqeshe ukuba ukhululeke ngokuthengelana okukhulu, kwaye ekugqibeleni ulahlekelwa yimali elahlekileyo.
Iingcingo eziqhelekileyo
Iingxaki eziqhelekileyo zibandakanya umntu ofuna ukuthenga oko uthengisa ngekhompyutha. Umthengi angathumela intlawulo kuwe, uze ucele ukuba uthumele imali kwakhona okanye uthumele imali yi-Western Union.
Kuloo meko, kukho ithuba lokuba uthathe uhambo. Bangakuqinisekisa njani ukuba uthumele imali? Abaculi beCon bayamangalisa into eyenzayo, kwaye bacebisa abantu ukuba bathumele imali imihla ngemihla.
Iiflegi ezibomvu zezigameko ezidumile ziquka:
- Umthengi uthumela imali eyongezelelweyo (ngaphezu kwexabiso lentengo) ukukhupha iindleko zokuthumela, ngokukodwa kwimpahla emikhulu yokuthumela impahla.
- Umntu ovela ngaphandle kwidolophu "uceba" ukuqesha indlu yakho, kodwa izinto zawela, kwaye zifuna ukhuseleko lubuyele.
- Umthengi wakho ngokungekho mpahla wathatha isheke se-casher ngenani elingalunganga, kodwa banethemba lokuba uthumela nayiphi na imfuneko.
Ukongeza kwiidlwengulo ezikucela ukuba ubuyisele imali, amasela angaphinda athathe imali yakho phambili: Bathengisa izinto kwi-intanethi, bafune ukuhlawulwa yi-Western Union okanye i-MoneyGram, kwaye bangaze bahambise.
Kodwa mna sele ndikhokhelwe!
Unokuzibuza ukuba kunokwenzeka njani ukulahlekelwa yimali ukuba sele ufumene intlawulo evela kumthengi wakho. Ngelishwa, imali ayihambeli kwinkqubo yebhanki ngokukhawuleza njengoko ungayilindela (ngaphandle kokuba usebenzise ukutshintshwa kwetranshi yendabuko).
Ukuba ufumana i-check-even "check-official" okanye i-checksheet isheke- isheke sinokubamba iiveki ezimbalwa emva kokuba uyifake . Nangona kunjalo, ibhanki yakho iya kufaka imali kwi-akhawunti yakho kwaye yenza ukuba uhoxise imali njengokungathi isheke lilungile. Kodwa ekugqibeleni unembopheleleko yazo zonke iiphozithi: Ukuba i-check ithawula emva kokuba uhoxise imali, uzakufuneka utshintshe loo mali ngandlela-thile.
Kuyafana neentlawulo zekhompyutha. Umngcebisi angathumela imali kwi-akhawunti yakho ye-PayPal okanye yeVenmo, kwaye unokucinga ukuba konke kulungile, kodwa ezo ntlawulo zingaphendulwa .
Umthumeli unokusebenzisa ikhadi lesikratshi elibiweyo okanye i-akhawunti enekratshi, okanye unokuphikisana nokuthengiselana. Ngandlela-thile, awuyi kufumana malunga nayo de emva kokuba uthumele imali "enhle" -iyakwazi ukufunyanwa-kwi-scammer.
Ziya Kwenzeka Njani Naso?
Unokucinga ukuba akekho umntu oya kuhamba nale miba, anikwe amava akho ngeenkqubo zemali. Kunengqiqo ukucinga ukuba amapolisa anokufumana lula isela usebenzisa ulwazi oluvela kwiibhanki zebhanki ezisetyenzisiweyo kunye nokuhlolwa kwevidiyo ukusuka naphi na isela lifumene imali. Kodwa kwiimeko ezininzi, ii-arhente zokunyanzeliswa komthetho azikwazi ukwenza nantoni na-i-scammers iphesheya kwaye ayinakwenzeka ukuyifumana.
Ukubonakala kwendawo: Kulula kumasela ukukunika ingcamango yokuba bangendawo. Basenokuthumela nokufumana imilayezo yombhalo usebenzisa amanani asekuhlaleni, kunye neendawo zokujonga indawo ("Ndiza kuhlangana nawe kwisikhululo segesi ngaphaya kwendlu eluhlaza kwi-First and Broadway").
Ukubonakala kwendawo kubonakala kulula ukusebenzisa izixhobo ze-intanethi njenge VOIP kunye neGoogle Street View.
Izenzo zendawo: Khumbula ukuba lonke ihlabathi libukeka lihlukile kwikhoneni lakho lehlabathi. Mhlawumbi unikwe ukuchongwa kwe-state (njengelayisenisi yokuqhuba), kwaye unokuba unayo ipasipoti ekhutshwe karhulumente ekhutshwe nguRhulumente. Emazweni asathuthuka, akusiwo wonke umntu ophethe i-ID, kwaye abanako ukubonisa i-ID ukuba bafumane intlawulo ye-Western Union. Izazisi zeNkohlakalo zingase kube lula ukuza kwaye zingabonakali kangako kwezinye iindawo.
Ngaphezu koko, abamkeliyo bafuna nje iinkcukacha ezimbalwa malunga nokuthengiselana-mhlawumbi i-ID yomthengiso, eyaziwa njenge-MTCN, okanye "igama" labo-ukuhamba kunye nemali yakho. Abakwa-Scammers baya kuba bathembisa ukuba i-Western Union inokubeka "idrafrase" yokuthengiselana, kodwa loo nto inika ncinane ukuba kukho ukhuseleko.
I-Tip-offs: Ukuba u-Craigslist kwaye umntu ufuna ukwenza nantoni ngaphandle kokuthenga okanye uthengise ngomntu ngemali, acinga ukuba bangaphandle. Ukuba uthengisa kwi-eBay (okanye naphi na enye) kwaye umthengi uthe nantoni na ngokuthumela imali kubo, ngokuqinisekileyo kungumngcipheko.
Eminye i-Western Union
I-Western Union iluncedo ekuthumele imali kubantu obaziyo, kodwa akuyona into efanelekileyo yokuthengisa okanye ukuthenga. Njengokugqibela-kunye nomthengisi onelungelo lokuzimela-unokusebenza, kodwa ungayifaki imali eninzi. Kukho ezinye iindlela zokuhlawula.
Ukuthengiselana kwe-Craigslist , gxi ninisa abathengi kuphela bendawo ngaphandle kokuba unesizathu esihle sokwenza okunye. Oko kufuneka kupheliswe nayiphi na imali yokudluliselwa kwemali. Ngokuqinisekileyo, ukhuseleko lwakho lomzimba lubaluleke ngaphezu kwemali yakho, ngoko ke yenza kuphela ishishini kwindawo ekhuselekileyo, engathathi hlangothi xa ulungisa izinto kwi-Craigslist.
Ukuthengiswa kwe-intanethi, sebenzisa inkonzo ukuzikhusela (kwaye unokunika uxolo lwengqondo kwelinye iqela, elenza ukuba le nto ithandeke ngakumbi). Ukuba uthengisa nge-eBay, kukho inkqubo yokulungisa isombululo esebenza kakuhle kuma-99 ekhulwini kweso sikhathi. Ngokuqinisekileyo, kukho iindaba ezimangalisa ngeenkqubo ze-eBay ne-PayPal , kodwa abaninzi abathengi ngexesha kunye nabathengisi bayahamba bevuya. Kwimeko enokwenziwa ngokwesiqhelo , jonga inkonzo yokucima i-intanethi , enokukunceda bobabini bezorhwebo ngokuzithemba.