Iindleko zothisha zirhoxiswa irhafu
Oku kubaluleke ngakumbi kuba akufanele uhambe kuzo zonke iingxabano kunye neengxaki zokuzibiza .
Kwakhona kunciphisa umvuzo wakho ongezantsi, onokubaluleka ngenxa yokuba unako ukungafanelanga ukufumana iirhafu ezininzi ukuba i-AGI yakho iphezulu kakhulu. Ungathatha ukutsalwa okusemgangathweni okanye inani lakho lokuncitshiswa kweemali, kunye naziphi na izikripthi zerhafu onokufaneleka.
Ukukhutshwa kwemida
Ngomnyaka werhafu ka-2017, unokubango ufike kwi-$ 250 yento oye wayichitha kwiindleko zokufundela izinto ezifana nezinto, iincwadi kunye ne-software. Ukuba ngaba wena kunye neqabane lakho ngabafundisi, unako ukubiza ibango li-$ 250 kwiindleko zee-500 zamaxabiso kwi-tax revenue joint return.
I-Education Market Association ilinganisela ukuba ootitshala bachitha imali engama-$ 1,000 ngonyaka kwizinto kunye nokubonelela kwabafundi babo, ngoko mhlawumbi, waphuma ephaketheni ngaphezu kwama-250. Ukuba unayo iindleko zeklasini ezingaphezu kwelo mda, unokwenza umdahluko njengendleko zoshishino.
Kodwa oku kufuna ukuba uhlawule ukutsalwa kwakho kunye nokuchithwa okungafaniyo, oku kuthetha ukuba kuncike kumyinge we-2 ekhulwini lomvuzo wakho opheleleyo. Unokukrazula kuphela iindleko ezihambelana nomsebenzi ezidlula le mali. Ezi zithintelo ezichaziweyo zibuye zongezwe kwingeniso yakho ngenjongo yokubala enye irhafu yerhafu xa uphantsi kwayo.
Ukukhusela amaMerika kwiiRhafu zeeRhafu (PATH) uMthetho ka-2015 wenze le nqununu isisigxina kwaye i-indexed it for inflation, oko kuthetha ukuba kunokwenzeka ukuba kulindeleke ukuba kwandiswe ngokunyuka kwixesha lentela ezayo.
IziQinisekiso zokuPhucula
Kumele ube ngutitshala, uncedo, umqeqeshi, umcebisi okanye inqununu ukuba ufanele ukuxothwa, kwaye kufuneka usebenze kwisikolo esiqinisekisiweyo ngurhulumente malunga neeyure eziyi-900 ngexesha lonyaka wesikolo. Ukuba uqala umsebenzi wakho wokufundisa ngoSeptemba ekuqaleni kwonyaka wesikolo, cishe unganakho ukufaka isicelo sokuncitshiswa ngaloo nyaka kuba awuyi kufika kwiiyure eziyi-900. Uyakukwazi ukufumana unyaka olandelayo, nangona kunjalo. Unokucinga ngokubanjiswa kweendleko zeshishini lomqeshwa kwi-deduction ekhankanywe ngalo kulo nyaka kunoko ukuba iindleko zakho kwiinyanga ezine zokuqala zibalulekile ngokwaneleyo.
Abafundi besikolo kuphela nabafundi besikolo esiphakamileyo banokufaneleka, kodwa isikolo sinokuba sesikolweni, esidlangalaleni okanye esikolweni. Iindleko ezifakwe kumakhaya ezikolweni abantwana bakho abafanelekanga ngenxa yokuba awuqapheli ngurhulumente wakho njengeziko lemfundo.
Ziziphi iindleko ezichithwayo
Uninzi lwezinto ochitha imali njengoko uthisha unelungelo lokuncitshiswa, xa uthe wazithengela ukuba usetyenziswe eklasini lakho nasesikolweni sakho, umanyano wothisha okanye akakho omnye ongenakubuyisela yona.
Kumele ukuba "ziqhelekileyo kwaye ziyimfuneko." Oku kuthetha ukuba izinto ziyakwamkelwa kwaye zisetyenziswe eklasini.
Ingcinga efanelekileyo yokugcina ifayile ezinikezelwe kulezi ndleko ukwenzela ukuba ungagcina iirisithi kwaye wenze amanqaku malunga noko uthenge kwaye kutheni. Ezinye iindleko eziqhelekileyo ezidityanisiweyo ziquka:
- Iincwadi
- Nelelo
- Izixhobo zekhompyutha, isoftware kunye neenkonzo
- Izinto ezongezelelweyo ezisetyenziswa eklasini
- Izixhobo zokuzonwabisa xa zisetyenziswe ngabafundisi bezempilo okanye zemfundo
- Izifundo zophuhliso lobugcisa eziqala ngo-2016
Imiqobo kunye nokulinganiselwa
Nangona unokubango ufike kwi-$ 250 kwiindleko, ukuncitshiswa kwakho kunokuncitshiswa ngezinto ezithile. Ukuba usebenzisa imali ehlawulwa yerhafu ukuhlawula isikolo sakho, kufuneka ususe ezo mali ukusuka ekutsalweni kwakho. Ukuba awukhupheli kwingeniso yakho engenayo nayiphi na inzala efunyenwe kwi-Series EE okanye I-bonds yokulondolozwa kwe-US ngenxa yokuba uhlawule iindleko zemfundo, ukuxothwa kwakho kuncinci kwisixa semali yakho yokufundisa idlula le mali.
QAPHELA: Imithetho yerhafu iguquka rhoqo, kwaye kufuneka uqhagamshelane neengcali zerhafu malunga neengcebiso eziphezulu. Ingcaciso equlethwe kule nqaku ayijoliswanga njengengcebiso yerhafu kwaye ayifaki indawo yeengcebiso zerhafu.